Accounting, bookkeeping and tax apps for freelancers

IN

Inkle

US accounting software with AI categorization, plus bookkeepers, tax filing and compliance in one app.

ZI

ZipBooks

Free-forever double-entry books whose machine learning categorizes transactions and learns from your corrections.

WA

Wave

Free double-entry books for solo owners, with bank imports, receipts and payroll kept behind the paid Pro Plan.

QS

QuickBooks Solopreneur

Intuit's one-person-business ledger: bank feeds, receipts, mileage and Schedule C tax readiness.

ZB

Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

DO

doola

Back office for a U.S. company formed from anywhere: formation, bookkeeping with a dedicated bookkeeper, and tax filing.

FR

FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

XE

Xero

Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.

AK

Akaunting

Open-source small-business books you host free yourself or run on its cloud, extended by 50+ paid apps.

FF

fileLedger by fileAI

Agent plans that read invoices and bank statements and post them into your Xero or QuickBooks books.

FR

FreshBooks

Double-entry small-business ledger built around invoicing, with a read-only Claude connector for questions.

SA

Sage Accounting

Sage's cloud small-business ledger with built-in payroll and the Sage Copilot assistant; US edition retired.

DI

Digits

AI-native general ledger that books and reconciles itself, replacing QuickBooks or Xero for US businesses.

PE

Pennylane

AI-native invoicing, accounting and business banking for small businesses and their accounting firms.

SI

SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

DE

Dext

Captures receipts, invoices and statements, codes them and publishes to QuickBooks, Xero or Sage.

DO

DocuClipper

Converts PDF bank, card and brokerage statements, invoices and receipts into QuickBooks, Xero, Excel or CSV.

EV

Everlance

Mileage and expense tracking app for the self-employed, with tax filing on its top plan.

EX

Expensify

Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.

AI reads your connected accounts for write-offs, then a designated CPA prepares and e-files the return.

KE

Keeper

Deduction-finding bookkeeping and tax filing for solo earners, with returns signed by in-house CPAs.

ME

Melio

Bill pay and invoicing for US small businesses, with AI bill capture and QuickBooks, Xero and NetSuite sync.

SH

Shoeboxed

Receipt scanning app plus a mail-in scanning service, with staff-checked data and automatic mileage tracking.