Sage Accounting in our research
What it costs
A month of books at 100 transactions
about $58
a month at 100 transactions, on Standard
Checked against the maker's own pages, 27 October 2026.
Sage Accounting price and plans
Prices excluding tax, as Sage Accounting publishes them.
Start
£20 (about $27) a month
Keeps no full set of books
- Flat fee
Standard
£43 (about $58) a month
- Flat fee
- Adds Reads receipts and bills
- Adds Pays your bills
- Adds Accrual books and reports
Plus
£59 (about $79) a month
- Flat fee
- Adds Inventory
- Adds Other currencies
Where these prices come from
What Sage Accounting costs at your volume
| Transactions a month | Cost | Plan |
|---|---|---|
| 100 transactions | £43 a month (about $58)on Standard | Standard |
| 500 transactions | £43 a month (about $58)on Standard | Standard |
What we checked on Sage Accounting
Cost at 100 transactions a month
£43 a month (about $58) on Standard for 100 transactions. Standard is 90% off for 6 months for new customers (£4.30 a month (about $5.76)). The figure is the regular £43 (about $58), paid after it.
90% off for 6 months, then £43 (about $58) per month.
Cost at 500 transactions a month
£43 a month (about $58) on Standard for 500 transactions. Standard is 90% off for 6 months for new customers (£4.30 a month (about $5.76)). The figure is the regular £43 (about $58), paid after it.
On the page: Plan cards, Standard column price block
Cost for a solo freelancer
A freelancer on the UK Start plan pays GBP 20 a month plus VAT for invoicing and bank reconciliation, but receipt capture starts on Standard at GBP 43, so a solo user who wants receipts pays the higher rate.
90% off for 6 months, then £20 (about $27) per month.
Promotion and regular price
promotion: the headline price is a new-customer discount of 90% off for six months in the UK (GBP 2 then GBP 20) and 75% off for six months in Canada, after which the regular rate resumes.
*Get 90% off for 6 months, then £20 (about $27)/£43 (about $58)/£59 (about $79) + VAT/mo (tier depending). Terms and conditions apply.
Ledger included
Sage Accounting is itself the general ledger, so there is no QuickBooks or Xero subscription to buy alongside it; the plan price buys the books themselves.
Sage Accounting is a cloud software solution you can access online anywhere, anytime. It is perfect for managing your business accounting needs and…
What the price is based on
Pricing is a flat monthly fee per business per plan, not per transaction or per account; the only per-head element is payroll, charged per employee each month on top.
£2 (about $2.68) per month / excl. 20% VAT*
Users included
The UK plan table sets user accounts at one on Start, three on Standard and unlimited on Plus, so extra users come from upgrading the plan rather than from a per-seat price.
Number of user accounts 1 3 Unlimited
Past your plan’s limits
Only one allowance carries a published overage: receipt and invoice captures cost GBP 0.20 each past the 30 or 100 included, and the pages state no policy for any other ceiling.
30 included + £0.20 (about $0.27) per additional approved capture
Setup or onboarding fee
Both the UK and Canadian plan pages state there are no hidden fees alongside the monthly subscription, and neither names a one-time setup or onboarding charge.
Upgrade or cancel at any time. No long-term contracts, commitments or hidden fees.
What the AI does
Sage Copilot sits inside the product and drafts invoice chase emails in the user's tone, categorizes and reconciles payments, checks the books before a VAT return and surfaces cash insights.
The Sage Copilot VAT assistant makes submitting VAT returns stress-free. It alerts you when deadlines are approaching, checks your books for mistakes…
sage.com/en-gb/sage-copilotChecked
What the AI costs
included: Sage states the Copilot productivity assistant comes with every Sage Accounting plan at no separate charge, with no credit pack or AI add-on priced anywhere on the plan page.
Only Sage includes an AI productivity assistant in every plan.
Categorizes transactions
Sage says Copilot automatically categorizes and reconciles payments inside Sage Accounting; the pages do not say whether it learns from a user's corrections over time.
Save time by automatically categorising and reconciling payments so you slash hours of admin.
Reconciles your accounts
Bank and card accounts connect directly, transactions import automatically and reconciliation is a core feature of the cheapest plan rather than an upgrade.
Simplify bank reconciliation Create and send unlimited sales invoices Track what you're owed
Reads receipts and bills
Receipt and invoice snapping is excluded from the entry Start plan and metered above it, with 30 captures on Standard and 100 on Plus before GBP 0.20 each.
Snap and scan receipts and invoices Not included 30 included + £0.20 (about $0.27) per additional approved capture 100 included + £0.20 (about $0.27) per additional approved…
Pays your bills
Supplier and purchase invoice management starts on the Standard plan, not the entry plan, and Sage's pages describe no approval routing or outbound payment run for those bills.
Manage purchase invoices and suppliers
Sends invoices
Unlimited sales invoices are in every plan, Copilot drafts the chase emails for late payers, and incoming payments are matched and reconciled automatically.
Set up automatic payment reminders when customers need a nudge. Sage Copilot drafts the emails, you hit send, you're in control.
Accrual books and reports
Sage names accrual accounting as a reason to take the middle Standard plan rather than the entry plan, and its pages list advanced and custom reports without naming a monthly P&L, balance sheet and cash flow set.
For small businesses working with suppliers, CIS or with accrual accounting.
Your accountant can sign in
Sage says the software lets a business collaborate with others and grant its accountant access, and the plan table carries a 'Work with your accountant' row; the pages do not say whether that access consumes one of the plan's user accounts.
The software is flexible, allowing you to collaborate with others or grant access to your accountant.
Bank and card feeds
Bank and credit card accounts connect directly to the product and transactions import automatically for reconciliation; Canada's comparison table calls the bank feeds free.
Securely connect to banks and credit cards, instantly import transactions, and reconcile in seconds.
Stripe
Sage names Stripe, PayPal and Shopify plus WooCommerce as connections for Sage Accounting, with the rest of the library in the Sage Marketplace
Payments & banking: Connect Stripe, PayPal, and your bank for automatic reconciliation. E-commerce: Sync Shopify or WooCommerce to track online sales…
Shopify
Sage names Stripe, PayPal and Shopify plus WooCommerce as connections for Sage Accounting, with the rest of the library in the Sage Marketplace
On the page: 'Connects seamlessly to your business apps' section
PayPal
Sage names Stripe, PayPal and Shopify plus WooCommerce as connections for Sage Accounting, with the rest of the library in the Sage Marketplace
On the page: 'Connects seamlessly to your business apps' section
Square
Square and Gusto are not named on the pages read.
On the page: 'Connects seamlessly to your business apps' section
Gusto payroll
Square and Gusto are not named on the pages read.
On the page: 'Connects seamlessly to your business apps' section
Payroll
built in: the UK plans bundle Sage Payroll with HR features at no extra subscription, charging GBP 1.85 per employee a month beyond the employees each plan includes; in Canada payroll is sold as an optional add-on instead.
Payroll 1 Employee + £1.85 (about $2.48) per employee / month 1 Employee + £1.85 (about $2.48) per employee / month 5 Employees + £1.85 (about $2.48) per employee / month
Moves your history in
Sage brings two years of transactional data, the chart of accounts and customer and supplier lists over from the previous accounting system through MoveMyBooks, and says it pays for that migration.
Move from your current accounting software to Sage Accounting with 2 years of transactional data, all of your chart of accounts, your customers and…
Platforms
web, windows, mac, ios and android are all covered: it runs in the browser with nothing to install on PCs, Macs, iPhones, iPads and Android devices, plus dedicated iOS and Android apps with a reduced feature set.
Sage Accounting works on any device, including: PCs and laptops (Windows and Mac). Smartphones (iPhone and Android). Tablets (iPad and Android). It…
Files your tax return
It calculates and submits VAT returns to HMRC from inside the product, but for the income tax return it only gathers and organizes the data so the user completes the Self Assessment themselves.
Simplify the process of gathering data for your Self Assessment tax return so you can complete it yourself.
Calculates sales tax
The Canadian edition automates GST/HST/PST/QST and calculates what is owed to the CRA, and the UK edition calculates VAT, both from the entry plan upward.
Automate GST/HST/PST/QST, connect your bank feeds, and send unlimited invoices.
Files sales tax
In the UK the Copilot VAT assistant submits the return directly to HMRC, but the Canadian pages only calculate GST/HST for the user to submit to the CRA, and neither pays the tax.
Once everything's ready, you can submit your return directly to HMRC from Sage.
sage.com/en-gb/sage-copilotChecked
Inventory
Stock and inventory management is the reason Sage gives for taking the top Plus plan, so it is absent from Start and Standard.
For small businesses managing inventory or working in multiple currencies. Now including payroll and Sage Copilot.
Other currencies
Multi-currency banking, exchange rate updates and gain/loss reporting sit on the Plus plan only, which is the most expensive of the three tiers.
Multi-currency banking Exchange rate gains and loss report Automatically update exchange rates
Your data trains AI
Sage's own AI and data ethics principles say customer product data is analyzed together with other customers' data to develop and train AI models, and that anonymized product data carries no opt-out.
When using your anonymized product data to build products, features or experiences, or as part of our Using Data for Good work, we do not offer a…
For accounting firms
Sage runs a separate Sage for Accountants product for practices managing client books, with Copilot monitoring client data; its client capacity, firm pricing and branding terms were not readable in this session.
Sage Copilot enhances accountants' collaboration with clients by monitoring data, identifying issues, errors, and opportunities, and recommending…
sage.com/en-gb/sage-copilotChecked
Australia
no Australian edition appeared among Sage Australia's products.
As of December 31, 2024, Sage Business Cloud Accounting (SBCA) (US) has been retired. Support and access to all editions ends on January 31, 2025.…
Free trial or free plan
There is a 30-day free trial of the Accounting Standard plan, taken instead of the introductory discount, but no standing free plan for this product in either market.
Skip the offer and get 30 days free access to Accounting Standard and try out the features. Upgrade or cancel at any time. No long-term contracts,…
Sign up without a sales call
Plans are bought online from the plan cards and the product is cloud hosted with nothing to install, so no sales call is needed to start or to cancel.
Sage Accounting is hosted online, so there's no need to download any software onto your phone or computer.
Contract and cancelling
Billing is month to month with no long-term contract, and Canada's terms say the plan auto-renews monthly and can be terminated any time before the renewal date without being charged.
To ensure continuous service your subscription plan is an automatically renewing plan. Subsequent months will automatically be billed to the same…
Support
Canada offers chat support in English and French from 9am to 8pm ET on weekdays excluding holidays, plus help docs and community; the UK plan table also lists telephone support, so there is no around-the-clock channel.
Customer support is offered via online chat in both English and French from 9am-8pm ET, Monday-Friday. This excludes holidays.
Sage Accounting alternatives
All 9 alternatives6 more alternatives
6 of the 9 publish a price.
- PilotNo list priceA bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
- Booke AINo list priceAn AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- SimpleAIFrom $79 a monthAI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- FreshBooksFrom $23 a monthDouble-entry small-business ledger built around invoicing, with a read-only Claude connector for questions.
Sources and changes
Last changed
Sources on sage.com6
What changed on this page1
- Bookkeeping features, free plan, plan limits, prices, terms
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