What it costs
A month of books at 100 transactions
$106
a month at 100 transactions, on Starter, on Xero Early
- Starter, on Xero Earlysimpleaiworks.com$79
- Xero Early$27
- Added up$106
Checked against the maker's own pages, 27 October 2026.
SimpleAI price and plans
Prices excluding tax, as SimpleAI publishes them.
Starter, on Xero Early
$79 a month
- 700 transactions
- Then $24 for each 150 more
- Needs Xero Early, $27 a month
Starter, on QuickBooks Online Simple Start
$79 a month
- 700 transactions
- Then $24 for each 150 more
- Needs QuickBooks Online Simple Start, $38 a month
Growth, on Xero Early
$129 a month
- 2,000 transactions
- Then $36 for each 400 more
- Needs Xero Early, $27 a month
Growth, on QuickBooks Online Simple Start
$129 a month
- 2,000 transactions
- Then $36 for each 400 more
- Needs QuickBooks Online Simple Start, $38 a month
Scale, on Xero Early
$199 a month
- 5,000 transactions
- Then $55 for each 1,000 more
- Needs Xero Early, $27 a month
Scale, on QuickBooks Online Simple Start
$199 a month
- 5,000 transactions
- Then $55 for each 1,000 more
- Needs QuickBooks Online Simple Start, $38 a month
What needs a higher plan
- NOVA Business
- Billable time, Profit by project or job
Pricing page, captured
simpleaiworks.com/en/pricing, checked
What SimpleAI costs at your volume
| Transactions a month | Cost | Plan |
|---|---|---|
| 100 transactions | $106 a monthon Starter, on Xero Early | Starter, on Xero Early |
| 500 transactions | $106 a monthon Starter, on Xero Early | Starter, on Xero Early |
What we checked on SimpleAI
Cost at 100 transactions a month
$106 a month on Starter, on Xero Early for 100 transactions. Includes Xero Early at $27 a month, which Starter, on Xero Early needs.
Starter US$ 79 / month
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Cost at 500 transactions a month
$106 a month on Starter, on Xero Early for 500 transactions. Includes Xero Early at $27 a month, which Starter, on Xero Early needs.
On the page: SAAM plan cards, Starter column, price cell
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Cost for a solo freelancer
A one-person business can start on NOVA's Starter plan at S$39 a month for 30 document credits, one entity and three users; the SAAM accounting module's own entry plan is US$79 a month plus the Xero or QuickBooks subscription it publishes into.
For startups, freelancers & independent contractors.
Promotion and regular price
none on the SAAM plan cards: the only discount the vendor names on them is 10% for annual billing, and the separate Bank Statement Extraction module is the one that runs a labeled limited-time promotion.
Yes, annual plans are at 10% flat discount
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Ledger included
SAAM is not the ledger: it extracts and classifies documents and then publishes entries into the accounting software you already pay for, so a Xero, QuickBooks or Accurate subscription sits on top of its price.
No. SimpleAI is designed to work alongside your existing systems and workflows. We currently support integrations with Xero, QuickBooks, and Accurate…
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What the price is based on
A flat monthly fee buys a document credit allowance rather than a per-transaction rate: one credit is one document, and a bank statement costs one credit for every page it runs to.
Every plan includes unlimited entities and users — you only pay for what you process. 1 credit = 1 document; bank statements are charged 1 credit per…
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Users included
Every published SAAM plan, Starter included, carries unlimited users and unlimited entities, so adding a colleague or an outside accountant costs nothing extra.
On the page: SAAM Starter plan card, Entities and Users rows
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Past your plan’s limits
Past the monthly credit allowance you buy add-on packs at a published rate, but the number of packs is capped per month, so very heavy months force a plan upgrade rather than open-ended overage.
ADD-ON PACK 150 credits — US$ 24 Up to 2 packs / month
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Setup or onboarding fee
The vendor states onboarding, training and ongoing assistance are in every plan, and no one-time setup or implementation fee appears on any plan card or in the pricing FAQ.
Yes. Every plan includes onboarding support, training, and ongoing assistance from our team.
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What the AI does
The accounting agent extracts data from invoices, bills, bank statements and supporting documents, classifies the entries, reconciles transactions and prepares them for publishing into your ledger, and it learns from your corrections and custom prompts.
Extracts data from invoices, bills, bank statements, and supporting documents, automatically classifies entries, reconciles transactions, and…
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What the AI costs
credits: the AI is the product and is in every plan, but what you process is metered in credits at one credit per document and one per bank statement page, with extra credits sold in capped packs.
1 credit = 1 document; bank statements are charged 1 credit per page.
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Categorizes transactions
It classifies extracted entries by itself and the vendor says it improves from repeated corrections, custom prompts and your historical transactions rather than from fixed rules.
Learn from corrections, custom prompts, and historical transactions to improve future accuracy
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Reconciles your accounts
Reconciliation is on every published SAAM plan: it matches your transactions against bank feed entries and flags mismatches, and converts statements into reconciled, accounting-ready transactions.
SimpleAI matches your transactions to bank feed entries and flags mismatches instantly.
Reads receipts and bills
Receipts, invoices and bills are extracted and classified automatically and can be sent in from desktop, mobile or email; the reconciliation step is what matches the resulting entries to bank transactions.
Extract and classify invoices, bills, receipts, AP, AR, & supporting documents automatically
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Pays your bills
Bills are captured and classified and every plan includes an approval workflow, but the agent's documented end point is publishing entries into your accounting software, not paying suppliers.
automatically classifies entries, reconciles transactions, and prepares them for publication into your accounting software
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Sends invoices
Sending invoices belongs to the other product lines, not SAAM: NOVA handles invoices and AR aging conversationally, and the e-Invoicing module issues Peppol invoices for Singapore, while SAAM only extracts AR documents.
Chart of accounts, journals, invoices, bills, bank feeds & reconciliation
Accrual books and reports
Financial statements come from NOVA, which generates Balance Sheets and Cash Flow Statements on request, whereas SAAM prepares entries for your own ledger to report from; neither page says the books are kept on an accrual basis.
Generate financial reports instantly — from Balance Sheets and Cash Flow Statements to NAV, Liquidity, AR/AP Ageing, FX Revaluation and more.
People check the books
No bookkeeper of the vendor's checks the output: review sits with you inside the platform, and NOVA requires human approval before anything is committed to the records.
Users can review, approve, and modify outputs directly within the platform, including line item descriptions and entries before publishing.
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Your accountant can sign in
Unlimited users on every SAAM plan means an external accountant or bookkeeper can be invited in at no extra charge; NOVA's plans instead cap users at one, three, ten or fifty.
Every plan includes unlimited entities and users — you only pay for what you process.
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Accuracy the vendor claims
The vendor claims high precision in extraction and classification and says accuracy improves with your corrections, but it publishes no accuracy percentage and no description of how any figure was measured.
SimpleAI is built to deliver high AI precision in document extraction, classification, and workflow processing.
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Xero
The vendor names Xero, QuickBooks and Accurate as the ledgers it currently supports, with Accurate limited to Indonesia QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required.
We currently support integrations with Xero, QuickBooks, and Accurate (for Indonesia users).
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QuickBooks Desktop
QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required.
On the page: Frequently asked, 'Does SimpleAI replace our existing software?'
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NetSuite
QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required.
On the page: Frequently asked, 'Does SimpleAI replace our existing software?'
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Bank and card feeds
It does not connect to your bank itself: you upload or email statements in any format and the AI turns them into reconciled, accounting-ready transactions, then matches them against the bank feed entries in your ledger.
Upload your statement, let AI do the work, and download a clean, Xero-ready CSV in seconds — no templates, no manual data entry.
Moves your history in
There is no migration of historic books: the vendor positions the product as running alongside the accounting system you keep, feeding entries into it rather than replacing or importing it.
No. SimpleAI is designed to work alongside your existing systems and workflows.
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Platforms
web: it is a browser platform you register for online, and documents can be sent in from a desktop, a mobile device or by email; no Windows, Mac, iOS or Android app is advertised anywhere on the site.
Yes. Upload via desktop, mobile, or email.
Getting your books out
You can export processed data as CSV and the books of record stay in your own Xero or QuickBooks file, but the vendor publishes no general ledger, trial balance or full report export from its own platform.
A clean, Xero-friendly CSV file that's ready to upload into your accounting workflow.
Calculates sales tax
Indirect tax support is GST and VAT inside NOVA, which holds tax rates and produces tax reports; nothing on the site handles US state-by-state sales tax or tracks liability by state.
GST/VAT rates, P&L, Balance Sheet, AR/AP ageing & custom reports
Other currencies
Foreign currencies are handled for documents and invoices, and NOVA's plan comparison shows Multi-Currency included on every tier including the free one, with FX revaluation among its reports.
Yes. SimpleAI can process invoices and documents in different languages and foreign currencies, making it suitable for global operations and…
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Billable time
Time tracking with billable hours exists in NOVA but only from the Business plan up: the plan comparison marks Time Tracking & Task Management not included on Free and Starter, and no page says hours can be pushed onto an invoice.
On the page: COMPARE NOVA PLANS table, MODULES section, Time Tracking & Task Management row
Profit by project or job
Project tracking is a NOVA module gated to the Business plan and above; the comparison table marks Tracking & Projects not included on Free and Starter, and class-level or job-level profit reporting is not described further.
On the page: COMPARE NOVA PLANS table, MODULES section, Tracking & Projects row
Your data trains AI
The vendor limits the use of ledger data to improving classification for your own workflows and names no cross-customer model training, but it publishes no opt-out and its privacy notice treats financial data only as sensitive personal information.
Data connected from accounting software is used strictly to improve classification accuracy for your company workflows.
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For accounting firms
Accounting firms are a named buyer, every SAAM plan carries unlimited entities and users for client work, and NOVA lists a free Advisor tier for practice owners; own-branding or white-labeling is not claimed anywhere.
Advisor FREE For accounting practice owners.
Several businesses
SAAM puts unlimited entities on every published plan at no per-entity charge, so a firm or group adds client books without a price step; NOVA by contrast allows one entity on each of its tiers.
Entities Unlimited
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United States
The SAAM pricing page prices plans for the United States, United Kingdom, Australia, Singapore, Malaysia, Indonesia and rest of world, so it is sold well beyond its Singapore base
Country Singapore Malaysia Indonesia Australia United Kingdom United States Rest of world
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Canada
Canada is not one of the country options, and US or Canadian bank feeds and tax filing are not claimed.
On the page: SAAM pricing section, Country selector options
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United Kingdom
The SAAM pricing page prices plans for the United States, United Kingdom, Australia, Singapore, Malaysia, Indonesia and rest of world, so it is sold well beyond its Singapore base
On the page: SAAM pricing section, Country selector options
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Australia
The SAAM pricing page prices plans for the United States, United Kingdom, Australia, Singapore, Malaysia, Indonesia and rest of world, so it is sold well beyond its Singapore base
On the page: SAAM pricing section, Country selector options
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Free trial or free plan
A 14-day free trial unlocks the premium features for eligible users, and two cheaper paths are free standing: NOVA has a S$0 plan for one entity and one user, and Bank Statement Extraction gives 30 sheets free with no card.
Yes. Eligible users can enjoy a 14-day free trial to explore the platform, test workflows, and understand how SimpleAI fits into their operations…
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Sign up without a sales call
You can register directly on the website and skip the demo, with most customers finishing onboarding and setup within a day; a week is quoted only where custom workflows or integrations are wanted.
The website also has an option to directly register if no demo is needed.
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Contract and cancelling
Monthly plans bill in arrears and can be canceled at any time with no call mentioned; annual plans are prorated on cancellation only if you have not used more than the included quota.
Monthly plans are billed in arrears and can be cancelled at any time. Annual plans are pro-rated on cancellation if you haven't exceeded the included…
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Support
Email, a WhatsApp group and an in-platform support system accept messages around the clock, but a reply takes one to two working days inside Singapore business hours, and no phone line or live chat with a person is offered.
Our support team will reach out to users within 1-2 working days of message submission. Please note that response times apply during our standard…
SimpleAI alternatives
All 9 alternatives6 more alternatives
6 of the 9 publish a price.
- Booke AINo list priceAn AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- PilotNo list priceA bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
- ExpensifyFree, then $5 a seat a monthReceipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.
- QuickBooks OnlineFree, then $38 a monthIntuit's cloud ledger, now with Intuit Intelligence agents that categorize, reconcile and flag errors.
Sources and changes
Last changed
Sources on simpleaiworks.com7
What changed on this page1
- Bookkeeping features, free plan, plan limits, prices, terms
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