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Low-cost ways to keep the books

Updated 28 October 202623 prices checked 26–28 October 2026Reviewed by the Tick Mark Books editorial team

All Cheapest accounting software tools

We compare 26 low-cost ways to keep the books as of October 2026. Pennylane has the lowest paid entry price, from about $7.82 a month. 7 have a free plan.

What the 26 offer

YesNo

Each cell is one tool

October in low-cost ways to keep the books

See where each price was read
Prices checked
23 of 26 tools, on their own pricing pages
Last checked
28 Oct oldest check 26 Oct
Low-cost ways to keep the books compared
ToolPrice on its siteMCP serverAPIOpen sourceSelf-host
Inkle?MCP ?API ?OPEN ?SELF
Free, then $30 a month
  • Not stated: not stated
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ZipBooks?MCP ?API ?OPEN ?SELF
Free, then $15 a month
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Wave?MCP ?API ?OPEN ?SELF
Free, then $19 a month
  • Not stated: not stated
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QuickBooks Solopreneur?MCP ?API ?OPEN ?SELF
Free, then $20 a month
  • Not stated: not stated
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Zoho Books?MCP ?API ?OPEN ?SELF
Free, then $20 a month
  • Not stated: not stated
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doola?MCP ?API ?OPEN ?SELF
From $297 a year
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FreeAgent?MCP ?API ?OPEN ?SELF
From about $13 a month
  • Not stated: not stated
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Xero?MCP ?API ?OPEN ?SELF
From $27 a month
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Puzzle?MCP ?API ?OPEN ?SELF
No list price
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Akaunting?MCP ?API ?OPEN ?SELF
Free, then $12 a month
  • Not stated: not stated
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Uncat?MCP ?API ?OPEN ?SELF
From $9 a month
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Double?MCP ?API ?OPEN ?SELF
From $10 a month
  • Not stated: not stated
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QuickBooks Online?MCP ?API ?OPEN ?SELF
Free, then $38 a month
  • Not stated: not stated
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fileLedger by fileAI?MCP ?API ?OPEN ?SELF
From $13 a month
  • Not stated: not stated
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FreshBooks?MCP ?API ?OPEN ?SELF
From $23 a month
  • Not stated: not stated
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Cranston?MCP ?API ?OPEN ?SELF
From $30 a month
  • Not stated: not stated
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Sage Accounting?MCP ?API ?OPEN ?SELF
From about $27 a month
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Digits?MCP ?API ?OPEN ?SELF
From $65 a month
  • Not stated: not stated
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Pennylane?MCP ?API ?OPEN ?SELF
From about $7.82 a month
  • Not stated: not stated
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Botkeeper?MCP ?API ?OPEN ?SELF
From $149 a seat a month
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SimpleAI?MCP ?API ?OPEN ?SELF
From $79 a month
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Pilot?MCP ?API ?OPEN ?SELF
No list price
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Booke AI?MCP ?API ?OPEN ?SELF
No list price
  • Not stated: not stated
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Webgility?MCP ?API ?OPEN ?SELF
From $79 a month
  • Not stated: not stated
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Every?MCP ?API ?OPEN ?SELF
From $330 a month
  • Not stated: not stated
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Bookkeeper360?MCP ?API ?OPEN ?SELF
From $19 a month
  • Not stated: not stated
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tickmarkbooks.com · All 26 low-cost ways to keep the books we list.

Every product ranked by what keeping the books costs a month, the ledger included: for one small business at 100 transactions, and for a freelancer working alone.

Questions buyers ask

Which tool here costs the least?

7 of the 26 have a free plan: Akaunting, Inkle, QuickBooks Online, QuickBooks Solopreneur and Wave and 2 more. The lowest paid plan is Pennylane, from about $7.82 a month. Price checked on 27 October 2026.

How much do low-cost ways to keep the books cost?

Paid plans run from $7.82 to $330 a month, across the 22 with a monthly price. The median is $22 a month.

When were these prices checked?

We read each price between 26 October 2026 and 28 October 2026 on the maker's own pricing page.

Sources and method

Cheapest month first, the ledger included; products we could not price at the end. How we rank

Every price was read on the maker's own pricing page.

All 23 sources