What it costs
A month of books at 100 transactions
$0
a month at 100 transactions, on Basic
Checked against the maker's own pages, 27 October 2026.
Inkle price and plans
Prices excluding tax, as Inkle publishes them.
Basic
Free
- Flat fee
Standard
$30 a month
- Flat fee
- Adds Reads receipts and bills
- Adds Accrual books and reports
- Adds Other currencies
Monthly
From $49 a month
- Adds Your own bookkeeper
Pricing page, captured
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What Inkle costs at your volume
| Transactions a month | Cost | Plan |
|---|---|---|
| 100 transactions | $0 a monthon Basic | Basic |
| 500 transactions | $0 a monthon Basic | Basic |
What we checked on Inkle
Cost at 100 transactions a month
$0 a month on Basic for 100 transactions.
Free
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Cost at 500 transactions a month
$0 a month on Basic for 500 transactions.
On the page: Accounting software section, Basic plan card price cell
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Cost for a solo freelancer
A one-person business can keep books free on Basic with up to two bank accounts, but receipt matching and accrual sit on Standard at $30 a month.
The Standard plan gives you access to all premium features that will super charge your accounting.
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Promotion and regular price
The published plan prices are the standing rates: the Monthly card states monthly billing with no introductory period, and no countdown or 'then' price appears on any plan card.
Billed monthly. Cancel anytime.
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Ledger included
Inkle Books is the ledger itself, with its own general ledger, chart of accounts and journal entries, so no QuickBooks or Xero subscription is needed to use it.
View your general ledger, manage your chart of accounts, reconcile accounts, record journal entries, and track fixed assets easily.
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What the price is based on
The bookkeeping service is priced per business but scaled by monthly transaction volume and unstated 'complexity', so the published $49 is a floor rather than a rate card a buyer can price themselves.
Pricing scales with your business, based on monthly transaction volume and complexity.
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Catching up past months
Catch-up of past months is sold as a separate 'Other Services' line rather than inside a plan, and its price is quoted rather than published, so the cost of arrears is unknown up front.
Historical Catch Up Bookkeeping Bring your books up to date, no matter how far behind you are. Custom
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Notice before a price rise
The terms promise at least 30 days' notice before a renewal date for any material fee increase or scope reduction, and for annual renewals generally.
For any material fee increase or scope reduction at renewal, and for annual renewals generally, Inkle will give at least 30 days' advance notice…
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What the AI does
The AI categorizes bank and card transactions, matches receipts and summarizes reports; the vendor frames it as AI speed with bookkeeper review rather than unattended automation.
From syncing your financial data to generating reports, Inkle Books blends AI speed with expert accuracy.
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What the AI costs
included - AI-suggested categorization and AI receipt matching are listed as plan features on the software plans, with no credit meter, AI add-on or separate inference charge anywhere on the pricing page.
On the page: Accounting software section, Standard plan feature list
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Categorizes transactions
Transactions are categorized by an AI engine the vendor says handles 90% of them, with rule-based categorization alongside it; the pages do not say whether it learns from your corrections.
Your AI Bookkeeper categorises 90% of your transactions accurately.
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Reconciles your accounts
Bank reconciliation is listed even on the free Basic plan, and on the Monthly service the bookkeepers run the monthly reconciliations themselves.
Our bookkeepers handle your monthly bookkeeping, reconciliations, and financial reporting.
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Reads receipts and bills
Receipt matching is AI-driven but sits on the paid Standard software plan, not the free Basic plan, so a free user gets no documented receipt-to-transaction matching.
AI-enabled receipt matching
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Sends invoices
Invoices are created and sent from Inkle Books and payments are tracked in real time, with the result flowing straight into the books; invoices can also be requested from vendors.
Generate and send professional invoices directly from Inkle Books. Track payments in real time and keep your cash flow in sync, all automatically…
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Accrual books and reports
Accrual financials and accrual automation are on the paid Standard plan while the free Basic plan is cash-basis only; balance sheet and cash flow statements are produced in-app.
On the page: Accounting software section, Standard plan feature list
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People check the books
Expert bookkeepers review the automated output, and the vendor's own terms warn that automated output is not a final deliverable until reviewed by you and the licensed professionals.
We auto-sync your data, flag issues, and connect you to a real bookkeeper who keeps your books clean, accurate, and investor ready.
Your own bookkeeper
A named, dedicated bookkeeper comes with the Monthly bookkeeping service; the software plans give only 'Bookkeeper access' and chat, so the cheapest paid software tier does not include one.
On the page: Bookkeeping services section, Monthly plan feature list
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Accuracy the vendor claims
The vendor claims its AI bookkeeper categorizes 90% of transactions accurately and cites over a million transactions categorized, but publishes no method, sample or date behind the figure.
On the page: Hero section, subheading under 'AI that adapts to your books'
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Xero
separately its accountants will work inside QuickBooks, Xero, Zoho Books or Mercury Books, but the pages read describe that as a service, not a data sync, and never mention QuickBooks Desktop or NetSuite.
On your accounting software Our accountants, working inside the tool you already use. Mercury Books QuickBooks Xero Zoho Books
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QuickBooks Desktop
separately its accountants will work inside QuickBooks, Xero, Zoho Books or Mercury Books, but the pages read describe that as a service, not a data sync, and never mention QuickBooks Desktop or NetSuite.
On the page: Site-wide 'Services & products' menu, BOOKKEEPING column, 'On your accounting software' entry
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NetSuite
separately its accountants will work inside QuickBooks, Xero, Zoho Books or Mercury Books, but the pages read describe that as a service, not a data sync, and never mention QuickBooks Desktop or NetSuite.
On the page: Site-wide 'Services & products' menu, BOOKKEEPING column, 'On your accounting software' entry
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Bank and card feeds
Transactions stream in through direct API integrations with Brex, Mercury, Ramp and Stripe plus coverage of more than 10,000 US banks; refresh frequency is not stated.
Inkle Books has direct integrations with Brex, Mercury, Ramp and Stripe. We also support over 10k US banks so you can sync your financial data…
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Stripe
Stripe revenue data is ingested automatically and named as a native integration alongside Brex, Mercury and Ramp
Automated revenue data ingestion with Stripe
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Shopify
nothing on the pages read names Shopify, PayPal, Square or Gusto as connections.
On the page: Accounting software section, Standard plan feature list
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PayPal
nothing on the pages read names Shopify, PayPal, Square or Gusto as connections.
On the page: Accounting software section, Standard plan feature list
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Square
nothing on the pages read names Shopify, PayPal, Square or Gusto as connections.
On the page: Accounting software section, Standard plan feature list
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Gusto payroll
nothing on the pages read names Shopify, PayPal, Square or Gusto as connections.
On the page: Accounting software section, Standard plan feature list
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Payroll
integration - payroll is not sold by Inkle; on the Monthly service its bookkeepers post payroll entries into your books each month, and no in-house or add-on payroll product appears on the pricing page.
Monthly payroll entries in books
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Moves your history in
Inkle's team will download and import a prior provider's accounting and tax data free of charge, but the only migration the pages document is from Bench, not from QuickBooks or Xero.
Yes, migration is free.
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Platforms
web - the product runs in the browser at app.inkle.io and the vendor calls it one app for books, invoices and close; no page read names a Windows, Mac, iOS or Android app.
Track cash flow, send invoices, and close books - all in one app, with expert bookkeepers just a chat away.
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Getting your books out
Leaving is documented in both directions: financial statements and the general ledger download to Excel, and the vendor says it will move your data onto whichever software you pick.
Migrating off Inkle Books is a simple, one click process. Our team will take all your data from Inkle Books and ensure everything is set up on the…
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Files your tax return
Federal and state returns are prepared and e-filed by licensed CPAs as separately priced services: Form 1120 from $650 a year, Form 1120-S and 1065 from $650, and personal Form 1040 from $500.
Form 1120 Federal corporate income tax return From $650/year
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Files 1099s
1099 and W-series filings for US contractors are a $100-a-year service, and even the free software plan produces the vendor report the filing is built from.
Form 1099 and W series Required if you paid US contractors or landlords over $2000 $100/year
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Quarterly tax estimates
The Monthly bookkeeping plan raises quarterly estimated tax warnings off your books, and the actual calculation and filing is a priced add-on at $100 a quarter federal plus $50 per state.
On the page: Bookkeeping services section, Monthly plan feature list
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Calculates sales tax
What the Monthly plan provides is state-wise sales tax warnings off your books, not sales tax calculated on invoices or a per-state liability ledger.
State-wise compliance and sales tax warnings
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Other currencies
Multi-currency handling is a Standard-plan feature and is not in the free Basic plan's list, so a free user gets no documented foreign-currency accounting.
On the page: Accounting software section, Standard plan feature list
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SOC 2 report
Inkle says it is SOC 2 Type 2 compliant under AICPA standards and publishes a SafeBase trust center where the security documentation can be requested.
We are officially SOC 2 Type 2 compliant under the standards established by the American Institute of Certified Public Accountants (AICPA).
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Your data trains AI
The terms let Inkle use de-identified, aggregated data from your materials for research and service improvement, with a written opt-out; they never say whether that includes training AI models.
Inkle may create and use de-identified, aggregated data derived from Customer Materials for benchmarking, analytics, research, and improving the…
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For accounting firms
Inkle Practice is a firm workspace: accountants onboard clients, invite team members with roles, and launch US tax filings from one dashboard; no firm pricing or white-label branding is described.
Inkle Practice lets you onboard clients, collect information, communicate, and launch U.S. tax filings.
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Several businesses
Consolidated financials across entities exist, but as a $149 one-time service rather than a standing multi-entity plan, and no page read says what each extra entity adds to the monthly bill.
Group Books Consolidation - One time Consolidated financials of all your entities. $149
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Australia
Nothing on the pages read offers Canadian, UK or Australian banks, GST or VAT.
The modern accountant for your US company
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Free trial or free plan
There is a standing free plan, not a trial: Basic costs nothing, connects up to two banks and does cash financials, reconciliation and invoicing, and signup is self-serve.
The Basic Plan gives you access to free features so you can start accounting on our software.
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Sign up without a sales call
Both software plans and the Monthly bookkeeping plan carry a 'Get started' signup link beside the optional 'Talk to an expert', so no sales call is required to buy.
The Free Plan gives you access to our core features so you can get started with accounting on our software.
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Contract and cancelling
The Monthly plan is billed monthly and cancellable at any time; the terms add that you cancel in the app or by email, effective at the end of the billing period.
On the page: Bookkeeping services section, Monthly plan card, billing line under the price
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Support
Chat support is on every plan, with calls and Zoom from Standard upward and chat, Zoom and phone on the Monthly service, plus a published phone number; no hours, time zone or SLA appear on the pages read.
Chat, Zoom, Phone
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Inkle alternatives
All 9 alternatives6 more alternatives
5 of the 9 publish a price.
- PilotNo list priceA bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
- StampliOn quoteProcure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing.
- Booke AINo list priceAn AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- SimpleAIFrom $79 a monthAI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
Sources and changes
Last changed
Sources on inkle.ai9
What changed on this page1
- Bookkeeping features, free plan, plan limits, prices, terms
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