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Digits

Summary

Digits is an AI-native general ledger for US businesses and the accounting firms serving them, combining bookkeeping, reconciliation, bill pay, invoicing and reporting in one system. Its Agentic General Ledger posts most routine transactions automatically and routes uncertain ones to a review checklist.

A month of books at 100 transactions
$65
Open source
No
Best for
A US startup or small business that wants its own AI-kept ledger in place of QuickBooks

What we checked

Pages last read
Price on its site
From $65 a monthFrom its pricing page

Changed since our last check

Since we checked on .

  • Catching up past months: Partly, now Yes.
  • People check the books: No, now Partly.
  • Xero: Yes, now No.
  • Files 1099s: No, now Partly.
  • Your data trains AI: Yes, now Partly.
  • Several businesses: Partly, now Yes.
  • Contract and cancelling: Yes, now Partly.

Digits in our research

What it costs

A month of books at 100 transactions

$65

a month at 100 transactions, on Essentials

Checked against the maker's own pages, 27 October 2026.

Digits price and plans

Prices excluding tax, as Digits publishes them.

  • Essentials

    $65 a month

    • Flat fee
  • Core

    $100 a month

    • Flat fee
    • Adds Profit by project or job
Digits's pricing page

Pricing page, captured

digits.com/pricing, checked

What Digits costs at your volume

Digits: the month at each volume, on its cheapest plan that covers it
Transactions a monthCostPlan
100 transactions$65 a monthon EssentialsEssentials
500 transactions$65 a monthon EssentialsEssentials

What we checked on Digits

YesPartlyNo

What it costs to keep your booksYes

Cost at 100 transactions a month

$65 a month on Essentials for 100 transactions.

Essentials $65 /mo Solopreneurs and early-stage businesses

digits.com/pricingChecked

What it costs to keep your booksYes

Cost at 500 transactions a month

$65 a month on Essentials for 500 transactions.

On the page: Compare plans table, Essentials plan card

digits.com/pricingChecked

What it costs to keep your booksYes

Cost for a solo freelancer

A solo operator pays $65 a month on Essentials, the plan Digits itself points solopreneurs to, with bank feeds, receipts in Vault and invoicing included and no per-user charge.

On the page: Compare plans table, Essentials plan card

digits.com/pricingChecked

What it costs to keep your booksNo

Promotion and regular price

none: the three plan cards publish flat monthly rates with no introductory discount, countdown or 'then' price attached to any of them on the public pricing page.

Essentials $65 /mo Core Most Popular $100 /mo Pro $250 /mo

digits.com/pricingChecked

What it costs to keep your booksYes

Ledger included

Digits is the general ledger itself, so no QuickBooks or Xero subscription sits underneath it; the vendor positions it as a replacement system of record.

Digits is an AI-native general ledger that replaces QuickBooks Online, Xero, or Puzzle as the system of record. It is not an automation layer on top…

digits.com/ai-infoChecked

What it costs to keep your booksYes

What the price is based on

Pricing is a flat monthly fee for one business, not per seat and not per transaction, so adding staff or accountants does not change the bill.

Digits pricing is per business, not per seat. Business plans include unlimited users and a 30-day free trial.

digits.com/ai-infoChecked

What it costs to keep your booksYes

Users included

Every plan includes unlimited users with no per-seat charge, covering firm staff, business owners and invited advisors alike, with per-client roles and permissions.

Roles and permissions — supports firm and business roles with per-client access control; every plan includes unlimited users, with no per-seat charge.

digits.com/ai-infoChecked

What it costs to keep your booksPartly

Past your plan’s limits

Digits publishes no transaction, account or spending cap on a business plan; the one stated threshold is for extra entities, which are free to 250 transactions a year and then billed from $35 a month.

Each additional entity is free for its first 250 transactions per year. Above that, entities are steeply discounted from a full subscription,…

digits.com/pricingChecked

What it costs to keep your booksNo

Setup or onboarding fee

The vendor states plainly that signing up carries no setup fee, and its firm FAQ adds that there are no client migration fees either.

No, there are no setup fees involved when you sign up for Digits.

digits.com/pricingChecked

What it costs to keep your booksYes

Catching up past months

Digits says it handles after-the-fact and catch-up bookkeeping on the same platform as ongoing monthly work, and publishes no separate catch-up or cleanup fee anywhere on its pricing pages.Was Partly before our last check.

All of them. Digits supports after-the-fact bookkeeping and catch-up, ongoing monthly accounting, and advisory engagements.

digits.com/accountantsChecked

What the AI does with your booksYes

What the AI does

The AI categorizes, reconciles and verifies inside the ledger itself, with the vendor claiming over 96% of transactions post with no accounting action, on every public plan.

The Agentic General Ledger™ (AGL®) uses specialized accounting models to categorize, match, reconcile, and verify activity inside the ledger.

digits.com/ai-infoChecked

What the AI does with your booksYes

What the AI costs

included: the AI bookkeeping, reconciliation, quality checks and the Ask Digits assistant are in the plan fee, with no credits, metering or AI add-on published.

Every Digits plan includes real-time financials and dashboards, 24/7 AI bookkeeping and reconciliation, invoicing and bill pay, and Ask Digits.

digits.com/pricingChecked

What the AI does with your booksYes

Categorizes transactions

AI models book transactions from connected banks, cards and payroll to the chart of accounts, learn the business, and the vendor says a correction an accountant makes is preserved rather than reversed.

Digits AI learns your business to provide 24/7 bookkeeping with transaction flagging & smart reviews.

digits.com/product/bookkeepingChecked

What the AI does with your booksYes

Reconciles your accounts

Reconciliation runs continuously against connected or uploaded statements across bank, card and payroll accounts rather than once at month-end, with exceptions surfaced as they occur.

Digits continuously matches financial activity against your ledger and reconciles your accounts using AI, surfacing exceptions as they occur so there…

digits.com/pricingChecked

What the AI does with your booksYes

Reads receipts and bills

A receipt can be dropped in, photographed in the iOS app or forwarded to a per-business @digits.cc address, and Digits says it then processes and matches it against the ledger.

Drop in a statement or receipt— or forward financial documents to <business>@digits.cc—and Digits immediately processes, matches, or reconciles them.

digits.com/product/ask-digitsChecked

What the AI does with your booksYes

Pays your bills

Bill Pay reads the invoice, routes it for approval and pays by ACH inside the same ledger, and it is listed as Included on every public plan; payment processing costs are priced separately in the Help Center.

Bill Pay Drag, drop, approve, pay

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What the AI does with your booksYes

Sends invoices

Invoicing is included on all public plans, auto-fills customer details and terms, chases unpaid invoices and posts receivables straight into the same ledger.

Invoicing Create professional invoices in seconds

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What the AI does with your booksYes

Accrual books and reports

Digits keeps books on either basis and generates profit and loss, balance sheet and cash flow statements live from the ledger rather than on a monthly export.

Digits supports both cash and accrual accounting. Use the accounting method that best fits your financial reporting needs.

digits.com/pricingChecked

Who checks the AI’s workPartly

People check the books

Digits runs its own automated quality checks and routes uncertain items to a Checklist, but a licensed human reviewer is not part of a business plan: for that you hire a firm from its partner directory.Was No before our last check.

Digits includes an AI Quality Review that checks your books for errors and inconsistencies, and accounting firms get an Advanced Quality Review…

digits.com/pricingChecked

Who checks the AI’s workNo

Your own bookkeeper

No bookkeeper comes with a subscription; Digits is software and refers businesses that want a person to certified partner firms, who bill separately for full-service accounting.

Thousands of businesses run Digits without an accountant. When they want one, Digits introduces them to certified partner firms.

digits.com/ai-infoChecked

Who checks the AI’s workPartly

When the month is closed

The close is continuous rather than dated: categorization, reconciliation, schedules and quality checks run through the period so books finalize faster, but Digits publishes no day-of-month by which reports are ready.

Digits automates month-end close tasks—reconciliations, accrual and amortization schedules, and statement collection—so books are finalized faster.

digits.com/pricingChecked

Who checks the AI’s workYes

Your accountant can sign in

You can invite your accountant at no extra cost because pricing is per business with unlimited users, and access is scoped by roles and per-client permissions.

No. Digits is priced per business, not per seat, so adding accountants, staff, or business owners to a company's books does not change the price.

digits.com/ai-infoChecked

Who checks the AI’s workYes

Accuracy the vendor claims

Digits claims 97.8% categorization accuracy in its own 2026 benchmark against ground truth set by US GAAP accountants, plus an over-96% zero-touch posting rate from production client books.

In its 2026 accounting benchmark, AGL® achieved 97.8% transaction-categorization accuracy against ground truth established by U.S.-based GAAP…

digits.com/ai-infoChecked

Where your books live and what it connects toNo

QuickBooks Online

Digits does not run on top of QuickBooks Online, Xero, QuickBooks Desktop or NetSuite: it is the ledger, and those platforms are migration sources rather than integrations.

On the page: How Digits differs, 'What Digits is an alternative to'

digits.com/ai-infoChecked

Where your books live and what it connects toNo

Xero

Digits does not run on top of QuickBooks Online, Xero, QuickBooks Desktop or NetSuite: it is the ledger, and those platforms are migration sources rather than integrations.Was Yes before our last check.

On the page: How Digits differs, 'What Digits is an alternative to'

digits.com/ai-infoChecked

Where your books live and what it connects toNo

QuickBooks Desktop

Digits does not run on top of QuickBooks Online, Xero, QuickBooks Desktop or NetSuite: it is the ledger, and those platforms are migration sources rather than integrations.

On the page: How Digits differs, 'What Digits is an alternative to'

digits.com/ai-infoChecked

Where your books live and what it connects toNo

NetSuite

Digits does not run on top of QuickBooks Online, Xero, QuickBooks Desktop or NetSuite: it is the ledger, and those platforms are migration sources rather than integrations.

On the page: How Digits differs, 'What Digits is an alternative to'

digits.com/ai-infoChecked

Where your books live and what it connects toYes

Bank and card feeds

Bank, card and payroll transactions come in automatically from more than 12,000 institutions through revocable tokens, and statements are auto-fetched for many banks, feeding continuous reconciliation.

Bank & Payroll Connections 12,000+ banks, cards, and payroll providers

digits.com/pricingChecked

Where your books live and what it connects toYes

Stripe

Stripe, Ramp, BILL, Mercury, Gusto and Reach Reporting are native integrations and payroll syncs from 20 providers

Direct integrations include 20 payroll providers, among them Gusto, ADP, Paychex, Paylocity, Justworks, and Square Payroll, plus Ramp, Stripe, BILL,…

digits.com/ai-infoChecked

Where your books live and what it connects toNo

Shopify

Shopify, PayPal and Square payments are not named among them.

On the page: Key facts, Connectivity card

digits.com/ai-infoChecked

Where your books live and what it connects toNo

PayPal

Shopify, PayPal and Square payments are not named among them.

On the page: Key facts, Connectivity card

digits.com/ai-infoChecked

Where your books live and what it connects toNo

Square

Shopify, PayPal and Square payments are not named among them.

On the page: Key facts, Connectivity card

digits.com/ai-infoChecked

Where your books live and what it connects toYes

Gusto payroll

Stripe, Ramp, BILL, Mercury, Gusto and Reach Reporting are native integrations and payroll syncs from 20 providers

On the page: Key facts, Connectivity card

digits.com/ai-infoChecked

Where your books live and what it connects toYes

Payroll

integration: payroll itself is run elsewhere and synced in, with runs, wages and taxes pulled automatically from 20 providers and anything else posted as a manual journal entry.

Payroll — syncs payroll runs, wages, and taxes automatically from 20 providers, including Gusto, ADP Run, ADP Workforce Now, Paychex Flex, Paycom,…

digits.com/ai-infoChecked

Where your books live and what it connects toYes

Moves your history in

QuickBooks Online history comes across through a direct connection up to a cutover date, Xero and others by CSV, and the firm FAQ states there are no migration fees.

QuickBooks Online migrates through a direct connection that imports transactions, balances, and the chart of accounts up to a cutover date, and Xero,…

digits.com/ai-infoChecked

Where your books live and what it connects toPartly

Moves you off QuickBooks Desktop

Digits names no QuickBooks Desktop import path and states no volume of history: a Desktop user falls under the CSV route it describes for platforms other than QuickBooks Online.

Xero, Puzzle, and other platforms migrate through CSV import of the chart of accounts and historical transactions.

digits.com/ai-infoChecked

Where your books live and what it connects toPartly

Platforms

web, ios: Digits runs in the browser and ships native iPhone and iPad apps; the plan table names no Android, Windows or Mac application.

Digits Mobile Native apps for iPhone & iPad

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Where your books live and what it connects toYes

Getting your books out

Reports and financial statements export to Excel and a tax package can be exported for a preparer; the site does not describe a single full general-ledger or trial-balance dump.

Give your team and stakeholders vibrant reports & financial statements; don't worry, they export to Excel.

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TaxesNo

Files your tax return

Digits prepares the books for filing and exports a tax package, but files no business or personal return itself; filing is left to a tax preparer or a partner firm.

While Digits itself does not file your taxes for you, you can export the tax package to give it to your tax preparer

digits.com/pricingChecked

TaxesPartly

Files 1099s

Digits collects and reads W-9s when you add a vendor and flags 1099-eligible vendors, but the 1099 itself is filed in tax software, not in Digits.Was No before our last check.

Digits identifies 1099-eligible vendors; filing happens in tax software.

digits.com/ai-infoChecked

TaxesNo

Quarterly tax estimates

No tax estimates or reminders. No product, help or pricing page mentions estimating quarterly taxes or payment reminders; quarterly estimates appear only in Digits blog articles.

It does not answer tax or legal questions

help.digits.com/business-agentic-genera…Checked

TaxesNo

Calculates sales tax

Sales tax can be recorded as a transaction in the ledger, but Digits states it does not calculate sales tax, so rate and nexus work happens elsewhere.

Sales tax calculation and filing — sales tax can be recorded in Digits. Digits does not calculate or file sales tax.

digits.com/ai-infoChecked

TaxesNo

Files sales tax

Digits states outright that it does not file sales tax; returns and remittance must be handled by another product or an accountant.

On the page: Capabilities at a glance, 'Outside Digits' scope today'

digits.com/ai-infoChecked

What it keeps track ofNo

Inventory

Digits lists inventory as outside its scope: there is no item-level stock tracking or cost-of-goods-sold engine on any plan.

Inventory management — Digits does not provide item-level inventory tracking.

digits.com/ai-infoChecked

What it keeps track ofNo

Other currencies

Digits is USD-only and states it does not support multi-currency accounting or foreign currency revaluation on any plan.

Digits is built for US-based businesses using US bank accounts and USD. It does not currently support multi-currency accounting or foreign currency…

digits.com/ai-infoChecked

What it keeps track ofPartly

Profit by project or job

Dimensional accounting covers Departments and Locations on Core and above, and Digits' own comparison table says project dimensions are still to come, so job-level profit is not there yet.

Departments and Locations are included with dimensional dashboards and statement slicing. (Projects coming soon.)

digits.com/compare/doubleChecked

Your data and its securityYes

SOC 2 report

Digits is SOC 2 Type II compliant and says the report can be requested at any time through its trust portal, with per-organization encryption keys and revocable bank tokens.

Your data is protected with SOC 2 Type II controls, encryption in transit and at rest, and a dedicated encryption key per organization. Bank…

digits.com/pricingChecked

Your data and its securityPartly

Your data trains AI

Digits says customer data is never used to train external models, but it trains its own in-house accounting models and publishes no opt-out for that internal use.Was Yes before our last check.

Customer data is protected and encrypted at every layer and is never used to train external models.

digits.com/accountantsChecked

Who it is built forYes

For accounting firms

The Accounting Partner Program gives firms free books of their own, partner-only client plans, volume discounts, unlimited team seats and firm branding of the client experience.

On the page: Pricing section, Accounting firms bullets

digits.com/ai-infoChecked

Who it is built forYes

Several businesses

One organization holds every entity with separate books each, and extra entities are free up to 250 transactions a year, then start at $35 a month.Was Partly before our last check.

All plans support multi-entity businesses. Each additional entity is free for its first 250 transactions per year. Above that, entities are steeply…

digits.com/pricingChecked

Who it is built forNo

Australia

Digits states Canadian, UK and Australian businesses are not served today and names no VAT or GST handling.

Currently, our services are available only to U.S.-based entities. We're committed to expanding globally and hope to serve businesses outside the…

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Trying it, starting and getting helpPartly

Free trial or free plan

Every business plan opens with a 30-day free trial on your own books; there is no standing free plan, and the page does not say whether a card is required.

Yes, Digits offers a 30-day free trial, allowing you to explore our features and understand how our platform can benefit your business or firm before…

digits.com/pricingChecked

Trying it, starting and getting helpYes

Sign up without a sales call

Prices are public and each plan card has a Get started button into a trial, so a business can buy and connect its own accounts without booking a sales call.

Sign up today to get started with your trial!

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Trying it, starting and getting helpPartly

Contract and cancelling

Billing is monthly and prepaid at the start of each cycle with no annual commitment published, but Digits asks you to contact its team to change plans and documents no self-serve cancellation.Was Yes before our last check.

Absolutely! You can upgrade or downgrade your plan at any time to better suit your needs. Simply reach out to our team and we'll be happy to support.

digits.com/pricingChecked

Trying it, starting and getting helpPartly

Support

Email and web form only; no phone, chat or hours. Help pages direct people to help@digits.com and a web contact form; Ask Digits is an AI assistant, not a person.

Digits will use commercially reasonable efforts to provide Customer ... (b) reasonable support services, through electronic mail or another online…

my.digits.com/legal/terms-of-serviceChecked

Digits alternatives

All 9 alternatives

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