Pennylane in our research
What it costs
A month of books at 100 transactions
about $88
a month at 100 transactions, on Premium + Module comptable
Checked against the maker's own pages, 27 October 2026.
Pennylane price and plans
Prices excluding tax, as Pennylane publishes them.
Starter
€7 (about $7.82) a month
Keeps no full set of books
- Flat fee
Basique
€14 (about $16) a month
Keeps no full set of books
- Flat fee
Essentiel
€24 (about $27) a month
Keeps no full set of books
- Flat fee
- Adds Categorizes transactions
- Adds Stripe
- Adds Shopify
- Adds PayPal
- Adds Square
- Adds Gusto payroll
Premium + Module comptable
€79 (about $88) a month
- Flat fee
- Adds Ledger included
- Adds Pays your bills
- Adds Accrual books and reports
- Adds Getting your books out
- Adds Files your tax return
- Adds Calculates sales tax
Where these prices come from
pennylane.com/fr/tarifs, checked
What Pennylane costs at your volume
| Transactions a month | Cost | Plan |
|---|---|---|
| 100 transactions | €79 a month (about $88)on Premium + Module comptable | Premium + Module comptable |
| 500 transactions | €79 a month (about $88)on Premium + Module comptable | Premium + Module comptable |
What we checked on Pennylane
Cost at 100 transactions a month
€79 a month (about $88) on Premium + Module comptable for 100 transactions.
79 €/mois HT
pennylane.com/fr/tarifsChecked
Cost at 500 transactions a month
€79 a month (about $88) on Premium + Module comptable for 500 transactions.
On the page: Pricing cards, Premium plan price cell
pennylane.com/fr/tarifsChecked
Cost for a solo freelancer
A sole trader pays 7 € a month excluding tax on Starter, which includes one user, account synchronization with transaction matching and software that reads the receipt to capture invoices, but requires activating the Pennylane Compte Pro.
7 €/mois HT
pennylane.com/fr/tarifsChecked
Ledger included
Pennylane is itself the ledger, but double-entry accounting arrives only with the Premium plan's accounting module at 79 € a month; the cheaper plans are invoicing, spend and cash management.
Premium + Module comptable Gérez votre comptabilité et vos finances, au même endroit. 79 €/mois HT
pennylane.com/fr/tarifsChecked
What the price is based on
Pricing is a flat monthly fee per business excluding tax, one price per plan with a single user included, not metered per transaction or per connected account.
7 €/mois HT 1 utilisateur
pennylane.com/fr/tarifsChecked
Users included
Every freelancer plan includes exactly one user; the FAQ says extra users can be added from the subscription settings but publishes no price for an additional seat.
Pour les indépendants, les plans Pennylane se limitent à un seul utilisateur.
pennylane.com/fr/tarifsChecked
Past your plan’s limits
Each plan carries a stated ceiling of up to 1,200 invoices a year, but the page never says what happens when a business passes it: no overage rate, hard stop or automatic upgrade is described.
Chaque plan inclut jusqu’à 1200 factures/an
pennylane.com/fr/tarifsChecked
What the AI does
The vendor says its AI runs reconciliation, categorization and compliance in the background, and surfaces cash-flow risks, funding needs and opportunities; it names no plan for those AI features.
AI handles reconciliation, categorisation and compliance in the background.
pennylane.com/usChecked
Categorizes transactions
Automated categorization is listed as an Essentiel feature at 24 € a month, above the two cheaper plans, and nothing on the pages read says the model learns from a user's own corrections.
Catégorisation automatisée et rapports analytiques
pennylane.com/fr/tarifsChecked
Reconciles your accounts
Account synchronization with transaction matching is included from the cheapest Starter plan, and the Premium close module adds bank reconciliation as part of monthly and annual closing.
Synchronisation des comptes et rapprochements des transactions
pennylane.com/fr/tarifsChecked
Reads receipts and bills
Invoice import with automatic recognition that reads the receipt is ticked for all four plans, and the mobile app lets a user photograph receipts, which the Compte Pro then reconciles against the transaction.
Import et reconnaissance automatique des factures (OCR)
pennylane.com/fr/tarifsChecked
Pays your bills
Supplier invoices can be captured and paid from the Starter plan onward, but routing them for approval is a Premium feature limited to one approval level.
Circuits de validation à 1 niveau
pennylane.com/fr/tarifsChecked
Sends invoices
Customer invoices, credit notes and quotes can be issued on every plan with a payment link on them, and Essentiel adds automated dunning scenarios for unpaid invoices.
Création et envoi de factures clients (factures, avoirs, devis)
pennylane.com/fr/tarifsChecked
Accrual books and reports
Trial balances, general ledgers, a balance sheet and a profit and loss statement come from the accounting module, which is the Premium plan; the cheaper plans stop at cash and analytics reporting.
Produisez et explorez vos éléments comptables (balances, grand-livres, bilan, SIG, compte de résultat, plaquettes)
Your accountant can sign in
Accountant access is listed as a Starter feature, so an external accountant can be let into the books from the cheapest paid plan; the page does not say whether that consumes the plan's single user.
Accès comptable
pennylane.com/fr/tarifsChecked
Accuracy the vendor claims
The only figure the vendor publishes is an automation rate, 84% reconciled automatically, which is not an accuracy claim and comes with no sample, period or method.
On the page: Hero product panel, reconciliation statistic
pennylane.com/usChecked
Bank and card feeds
Bank and card accounts are synchronized with transaction matching from the Starter plan upward, though the pages read do not say how often the feed refreshes or which aggregator supplies it.
On the page: Pricing cards, Starter plan feature list
pennylane.com/fr/tarifsChecked
Stripe
An API and integrations with everyday tools appear from the Essentiel plan at 24 € a month, but the pricing page names no individual app, so Stripe, Shopify, PayPal, Square and Gusto are unconfirmed.
API et intégrations avec vos outils du quotidien
pennylane.com/fr/tarifsChecked
Shopify
An API and integrations with everyday tools appear from the Essentiel plan at 24 € a month, but the pricing page names no individual app, so Stripe, Shopify, PayPal, Square and Gusto are unconfirmed.
On the page: Pricing cards, Essentiel plan feature list, last item
pennylane.com/fr/tarifsChecked
PayPal
An API and integrations with everyday tools appear from the Essentiel plan at 24 € a month, but the pricing page names no individual app, so Stripe, Shopify, PayPal, Square and Gusto are unconfirmed.
On the page: Pricing cards, Essentiel plan feature list, last item
pennylane.com/fr/tarifsChecked
Square
An API and integrations with everyday tools appear from the Essentiel plan at 24 € a month, but the pricing page names no individual app, so Stripe, Shopify, PayPal, Square and Gusto are unconfirmed.
On the page: Pricing cards, Essentiel plan feature list, last item
pennylane.com/fr/tarifsChecked
Gusto payroll
An API and integrations with everyday tools appear from the Essentiel plan at 24 € a month, but the pricing page names no individual app, so Stripe, Shopify, PayPal, Square and Gusto are unconfirmed.
On the page: Pricing cards, Essentiel plan feature list, last item
pennylane.com/fr/tarifsChecked
Moves your history in
The accounting page promises an easy migration in a few clicks through its imports, but names no source system it imports from and publishes no price for the move.
Migration facile Grâce à nos imports, migrez en quelques clics
Platforms
It runs on the web and on mobile: the vendor publishes an iOS app on the Apple Store and an Android app on Google Play, and no Windows or Mac desktop build is offered.
La gestion de votre activité, complète et mobile Une solution complète qui réunit tous vos besoins Apple Store Google Play
Getting your books out
Accounting output including trial balances, general ledgers, the balance sheet and the profit and loss statement can be produced and exported in a few clicks from the accounting module.
Produisez et explorez vos éléments comptables (balances, grand-livres, bilan, SIG, compte de résultat, plaquettes) et exportez-les en quelques clics
Files your tax return
Tax filing is French: the Premium plan handles EDI returns including VAT and the liasse fiscale, so there is no income tax return filing for a US business on any plan shown.
Gestion des déclarations fiscales en EDI (TVA, liasse fiscale ...)
pennylane.com/fr/tarifsChecked
Calculates sales tax
Indirect tax here is VAT, not US sales tax: prices are quoted excluding tax and VAT returns are managed from the Premium plan, with no state-by-state liability tracking.
On the page: Pricing cards, Premium plan feature list
pennylane.com/fr/tarifsChecked
Files sales tax
Filing is done, but for VAT and by EDI on the Premium plan only; the vendor describes no US sales tax return filing or remittance anywhere on the pages read.
On the page: Pricing cards, Premium plan feature list
pennylane.com/fr/tarifsChecked
Mileage
Mileage shows up as expense-claim mileage allowances on the Essentiel plan rather than automatic trip detection, and no separate tracking app is named.
Gestion de notes de frais et des indemnités kilométriques
pennylane.com/fr/tarifsChecked
Your data trains AI
The vendor states plainly that customer data is never used to train external models; it says nothing about internal model training or an opt-out, and publishes a separate AI whitepaper.
Your data stays yours Never used to train external models.
pennylane.com/usChecked
For accounting firms
There is a dedicated accountants' side with 6,500+ firms on it and its own contact route, pitched as one live platform for bookkeeping, invoicing, VAT and compliance across clients; firm pricing and white-labeling are not published.
Pennylane is the AI-native OS built for accountants. One live production platform for bookkeeping, invoicing, VAT, compliance, and beyond.
pennylane.com/usChecked
Canada
the English page offers US visitors only a contact form, and Canada, the UK and Australia are absent.
Markets France Germany Spain
pennylane.com/usChecked
Australia
the English page offers US visitors only a contact form, and Canada, the UK and Australia are absent.
On the page: Footer, Markets links
pennylane.com/usChecked
Free trial or free plan
There is a 15-day free trial with no commitment on every plan, repeated in the FAQ, but no standing free plan a business could stay on indefinitely.
Pennylane propose une période d'essai gratuite de 15 jours pour découvrir ses fonctionnalités.
pennylane.com/fr/tarifsChecked
Sign up without a sales call
The French plans are bought self-serve through a start-now button and a free trial, while the English-language page for US visitors offers only a 'See it for your firm' contact form.
Essayer gratuitement 15 jours d'essai gratuit, sans engagement
pennylane.com/fr/tarifsChecked
Contract and cancelling
The subscription is month to month: the FAQ states it carries no commitment and can be canceled at any time with no fee or penalty, and says nothing about needing a call to do so.
Oui, l'abonnement Pennylane est sans engagement. Vous pouvez résilier à tout moment sans frais ni pénalité
pennylane.com/fr/tarifsChecked
Pennylane alternatives
All 9 alternatives6 more alternatives
6 of the 9 publish a price.
- PilotNo list priceA bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
- Booke AINo list priceAn AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- SimpleAIFrom $79 a monthAI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- XeroFrom $27 a monthSmall-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.
Sources and changes
Last changed
Sources on pennylane.com4
What changed on this page1
- Bookkeeping features, free plan, plan limits, prices, terms
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