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Low-cost ways to keep the books

Updated 31 October 202623 prices checked 26–28 October 2026Reviewed by the Tick Mark Books editorial team

All Cheapest accounting software tools

We compare 26 low-cost ways to keep the books as of October 2026. Pennylane has the lowest paid entry price, from about $7.82 a month. 7 have a free plan.

What the 26 offer

YesNo

Each cell is one tool

Every product ranked by what keeping the books costs a month, the ledger included: for one small business at 100 transactions, and for a freelancer working alone.

Questions buyers ask

Which tool here costs the least?

7 of the 26 have a free plan: Akaunting, Inkle, QuickBooks Online, QuickBooks Solopreneur and Wave and 2 more. The lowest paid plan is Pennylane, from about $7.82 a month. Price checked on 27 October 2026.

How much do low-cost ways to keep the books cost?

Paid plans run from $7.82 to $330 a month, across the 22 with a monthly price. The median is $22 a month.

When were these prices checked?

We read each price between 26 October 2026 and 28 October 2026 on the maker's own pricing page.

Sources and method

Cheapest month first, the ledger included; products we could not price at the end. How we rank

Every price was read on the maker's own pricing page.

All 23 sources