What it costs
A month of books at 100 transactions
$20
a month at 100 transactions, on Lite
Checked against the maker's own pages, 27 October 2026.
QuickBooks Solopreneur price and plans
Prices excluding tax, as QuickBooks Solopreneur publishes them.
Free
Free
- Flat fee
Lite
$20 a month
- Flat fee
- Adds Cost at 100 transactions a month
- Adds Cost at 500 transactions a month
Simple Start
$38 a month
- Flat fee
- Adds What the AI does
- Adds People check the books
- Adds Your accountant can sign in
- Adds Payroll
What needs a higher plan
- Plus
- Reconciles your accounts, Inventory, Profit by project or job
- Essentials
- Billable time
Where these prices come from
quickbooks.intuit.com/solopreneur, checked
What QuickBooks Solopreneur costs at your volume
| Transactions a month | Cost | Plan |
|---|---|---|
| 100 transactions | $20 a monthon Lite | Lite |
| 500 transactions | $20 a monthon Lite | Lite |
What we checked on QuickBooks Solopreneur
Cost at 100 transactions a month
$20 a month on Lite for 100 transactions. Free ($0) holds up to 1 connected accounts; the workload priced has 2 connected accounts. Lite is 50% off for 3 months for new customers ($10 a month). The figure is the regular $20, paid after it.
On the page: Plan cards, Lite column regular price, Monthly billing selected
Cost at 500 transactions a month
$20 a month on Lite for 500 transactions. Free ($0) holds up to 1 connected accounts; the workload priced has 2 connected accounts. Lite is 50% off for 3 months for new customers ($10 a month). The figure is the regular $20, paid after it.
On the page: Plan cards, Lite column regular price, Monthly billing selected
Cost for a solo freelancer
A one-person business can run on the $0 Free plan, but with one bank account, two invoices and two receipts a month; the Lite plan at $20 a month lifts those caps.
Automate solopreneur finances and save on taxes with expert help.
Promotion and regular price
promotion - the headline $10 and $19 figures are a 50% introductory discount for three months, after which the regular $20 and $38 monthly prices apply.
The listed discount is applied to the monthly base price for new subscriptions to QuickBooks Online and/or Workforce for the first 3 months (the…
Ledger included
This is the accounting ledger itself, so there is no separate QuickBooks Online or Xero subscription to buy alongside it.
Unlike QuickBooks Online, QuickBooks Solopreneur is built specifically for single‑owner, self‑employed businesses.
What the price is based on
Pricing is a flat monthly fee per business, not metered by transaction, bank account or spending; each plan card shows one figure per month.
$20
Users included
Both Free and Lite include exactly one user and no accountant seat; Simple Start at $38 is the first plan that adds accountant access.
1 user
Past your plan’s limits
The vendor states the Free plan's caps as hard monthly limits and sells the way past them as an upgrade, but names no overage rate for exceeding them.
Send invoices (limit 2 per month)
Catching up past months
Catching up past months is not part of any Solopreneur plan; Intuit sells it separately as Intuit Expert Cleanup, and no price is published on that page.
Intuit Expert Cleanup helps you find every deduction, stay compliant, and save days of internal tax prep. They’ll clean your books to give you…
Notice before a price rise
The terms promise no notice period at all: pricing and features may change or be discontinued with or without notice, with advance notice promised only if the Free plan is withdrawn.
Terms, conditions, pricing, features, availability, service and support options are subject to change or discontinuation, with or without notice.
What the AI does
Intuit Intelligence on Lite is limited to the Expert Assisted Tax tie-in; the categorization, deduction and chat AI features appear only from Simple Start upward.
Categorizes expenses
What the AI costs
included - the Intuit Intelligence features are bundled into the plan price with no credit meter, though on Lite the tax expert work is billed only when you file.
(Pay only when you file)
Categorizes transactions
The vendor says it learns from how you categorize and then matches and records transactions itself, which is the learning-from-corrections behavior the question asks about.
The software learns how you categorize income and expenses during your regular workflow. Over time, it automatically matches and records transactions…
Reconciles your accounts
Monthly bank reconciliation is not claimed for Lite; the vendor advertises automated reconciliation as an Intuit Intelligence feature from the Plus plan upward.
Reconciles your books
Reads receipts and bills
Receipts can be photographed in the mobile app and matched to transactions; the Free plan caps this at two a month while Lite makes receipts unlimited.
Use your phone’s GPS to track miles, capture receipts, and match them to transactions for easier categorization.
Pays your bills
Automated bill pay is listed on Lite but not on the Free plan, and the vendor's pages describe no approval-routing step before payment.
On the page: Plan cards, Lite column, Top features list
Sends invoices
Invoices can be sent from the product with card, ACH, Apple Pay, PayPal and Venmo payment options, unlimited on Lite and capped at two a month on Free.
Send professional invoices and give your customers flexible ways to pay, including cards, ACH Apple Pay, PayPal, and Venmo. Get deposits next-day.
Accrual books and reports
The plans produce a profit and loss and a balance sheet, but the vendor never claims accrual-basis books or a cash flow statement, and its expert service explicitly excludes full accrual work.
Access the top 3 reports for your business: profit and loss, balance sheet, and account quick report.
People check the books
No bookkeeper checks the AI's work on Lite; human review arrives either as the Simple Start beta or by buying the separate Intuit Experts service.
AI and human insights and guidance
Your own bookkeeper
A named bookkeeper is not part of any Solopreneur plan; it comes only with the separately sold Expert Full Service Bookkeeping product line.
A dedicated QuickBooks-certified bookkeeper manages your books, sends reports, and shares insights to help you make smarter financial decisions.
Your accountant can sign in
Neither Free nor Lite lets you invite an accountant; the plan cards read “No accountant access” and accountant seats begin at Simple Start.
On the page: Plan cards, Lite column, row beneath the user count
Accuracy the vendor claims
The only accuracy claim attaches to the human tax-expert review on Lite, not to the AI bookkeeping, and the page gives no measurement method.
Expert reviews your return for 100% accuracy—guaranteed
Bank and card feeds
Bank and card accounts connect directly and sync automatically; the Free plan is limited to one connected bank, and the vendor names no feed provider.
You connect your accounts directly to the platform to sync your real‑time data automatically.
Payroll
integration - payroll is not in any Solopreneur plan; the Simple Start card says QuickBooks payroll can be attached, which is an extra subscription.
Attach payroll and other QuickBooks services
Moves your history in
Intuit offers its Dataswitcher service for moving books in from other accounting software, but neither page states what it costs or that Solopreneur plans are covered.
Our Dataswitcher service is here to help you every step of the way with step-by-step guidance and expert support to help you get you set up with…
Platforms
It runs on the web, on iOS and on Android; no native Windows or Mac desktop application is documented for this product.
The QuickBooks Online mobile app works with iPhone, iPad, and Android phones and tablets.
Getting your books out
The vendor says records can be shared or exported for filing and that reports export from Simple Start, but it never promises a full general ledger or trial balance export.
You can also securely share your records with an accountant or export the necessary documents for filing.
Files your tax return
Filing is not in the subscription: Lite bundles Expert Assisted Tax powered by TurboTax, charged separately when you file, with 20% off the federal base price.
20% off base price of fed filing*
Files 1099s
Contractor payments can be assigned to 1099 categories and filed from QuickBooks, but Free covers one contractor and Lite only three, and the FAQ calls the filing tools additional.
Manage 1 contractor: Assign payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.
Calculates sales tax
Automated sales tax is listed on Lite and calculated per transaction by date, location and product type, but the vendor warns the figures must be validated before filing.
Underlying sales tax rates are estimated based on the location information associated with each individual transaction.
Inventory
Stock and cost of goods are deliberately out of scope for this product; inventory tracking appears only on the QuickBooks Plus plan.
It focuses on essentials like automated transaction sorting, goals, and tax‑readiness instead of broader team and inventory features.
Mileage
Automatic GPS mileage tracking is built in through the mobile app, capped at five trips a month on Free and unlimited on Lite, and only for the master administrator.
Just drive, and we’ll use your phone’s location to detect when you’re driving. Or, add a trip manually.
Billable time
Billable hours on invoices are not offered on Solopreneur plans; adding time to invoices starts on the QuickBooks Essentials plan.
Add employee time to invoices
Profit by project or job
Profit by project, job or class is not part of Solopreneur; project profitability and class tracking begin on the QuickBooks Plus plan.
Automatically track project profitability
Your data trains AI
Intuit's global privacy statement says customer personal information, which it defines to include bookkeeping and transaction detail, is used to train its AI models; no opt-out for that training is offered.
Improve and develop our products and services by analyzing how they are used and interacted with, by training our artificial intelligence models and…
intuit.com/privacy/statementChecked
Several businesses
The product is built for a single-owner business and each plan includes one user with no accountant seat, so one account does not keep several entities' books.
QuickBooks Solopreneur is designed for self-employed individuals running a one-person business.
Canada
the pages make no claim at all about Canada, the UK or Australia.
The software automates expense tracking to help you maximize deductions for your Schedule C reporting.
Australia
the pages make no claim at all about Canada, the UK or Australia.
On the page: Solopreneur frequently asked questions, Schedule C answer
Free trial or free plan
A standing $0 plan lets you use your own books with no card, limited to one bank account, two invoices and two receipts a month.
$0/mo
Sign up without a sales call
You buy and set it up yourself from the plan cards with a Sign up or Buy now button, and the vendor says setup takes a few minutes.
Setup typically takes only a few minutes once you sync your bank or credit card transactions.
Contract and cancelling
Monthly billing carries no annual contract and can be canceled at any time; a discounted annual term is offered as an alternative, not a requirement.
On the page: Your plan summary panel beside the plan cards
Support
Phone, chat and email product help is offered and the Free plan lists chat support, but no hours are published for product support on these plans.
QuickBooks offers convenient product help over the phone or via chat or email.
QuickBooks Solopreneur alternatives
All 9 alternatives6 more alternatives
6 of the 9 publish a price.
- PilotNo list priceA bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
- Booke AINo list priceAn AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- SimpleAIFrom $79 a monthAI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- QuickBooks OnlineFree, then $38 a monthIntuit's cloud ledger, now with Intuit Intelligence agents that categorize, reconcile and flag errors.
Sources and changes
Last changed
Sources6
What changed on this page1
- Bookkeeping features, free plan, plan limits, prices, terms
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