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Tick Mark Books

FlyFin

Summary

FlyFin is a tax service for freelancers and the self-employed that scans connected bank and card accounts with AI to find deductions. A designated CPA then prepares and e-files the federal and state returns.

A month of books at 100 transactions
Does not apply
Open source
No
Best for
Freelancers and 1099 workers who want deductions found and a CPA to file for them

What we checked

Pages last read
Price on its site
From $20 a monthFrom its pricing page

What it costs

A month of books at 100 transactions

Does not apply

No plan keeps a full set of books

Checked against the maker's own pages, 28 October 2026.

FlyFin price and plans

Prices excluding tax, as FlyFin publishes them.

  • Standard

    $20 a month

    Keeps no full set of books

    • Flat fee
  • Premium

    $41 a month

    Keeps no full set of books

    • Flat fee
    • Adds Several businesses

Where these prices come from

flyfin.tax/tax-filing, checked

What we checked on FlyFin

YesPartlyNo

What it costs to keep your booksYes

Cost for a solo freelancer

One self-employed filer pays 20 dollars a month month-to-month, or 16 dollars a month on annual billing; bank connections and the AI deduction tracking are inside that fee.

$20/mo

flyfin.tax/tax-filingChecked

What it costs to keep your booksYes

Promotion and regular price

promotion: the annual rate is advertised as a limited time offer, 20 percent off on Standard and 30 percent off on Premium, and the plan card gives no end date, while the month-to-month rate stays 20 dollars.

Limited time offer - 20% off

flyfin.tax/tax-filingChecked

What it costs to keep your booksNo

Ledger included

It is not an accounting ledger and asks for no separate ledger subscription: you connect your spending accounts and the AI reads them to find write-offs, rather than keeping your books.

A.I. scans for all possible tax deductions. Simply connect all your expense accounts & FlyFin eliminates 95% of your work.

flyfin.taxChecked

What it costs to keep your booksYes

What the price is based on

Flat per filer per month on both published plans, with no per-transaction, per-account or spend-based component anywhere on the plan cards.

On the page: Standard plan card price cell

flyfin.tax/tax-filingChecked

What it costs to keep your booksYes

Past your plan’s limits

Passing what the plan covers does not stop the service: the Fair Usage Policy says complex situations beyond plan coverage are billed as extra service fees, with no rate published.

For complex tax situations exceeding your plan's coverage, there will be additional service fees.

flyfin.tax/fair-usage-policyChecked

What it costs to keep your booksPartly

Notice before a price rise

The terms promise paid users notice before fees change but name no number of days, so a buyer cannot tell how much warning a price rise carries.

FlyFin reserves the right to change the Services, including applicable fees, in our sole discretion and from time to time. In such event, if you are…

flyfin.tax/terms-of-serviceChecked

What the AI does with your booksYes

What the AI does

The AI reads the expenses in your connected accounts and sorts them against more than 200 deduction categories, on both published plans, and it flags new write-offs as they occur.

FlyFin's A.I. analyzes your expenses, identifying every tax write-off based on 200+ deduction categories.

flyfin.tax/tax-filingChecked

What the AI does with your booksYes

What the AI costs

included: AI deduction tracking is listed as a feature row on both the Standard and Premium cards, with no credits, metering or add-on purchase anywhere on the page.

A.I. deductions tracking

flyfin.tax/tax-filingChecked

What the AI does with your booksYes

Categorizes transactions

Each expense the AI finds is assigned to a tax category by itself, and the vendor says your corrections teach it, so accepting or recategorizing feeds back into later suggestions.

You can accept or recategorize to ensure accuracy and help AI learn over time

flyfin.tax/tax-filingChecked

What the AI does with your booksNo

Reads receipts and bills

The vendor's pitch is the opposite of receipt capture: it works from the digital record of each purchase in your connected accounts and tells you not to keep receipts at all.

you don't need to save your receipts all year long or keep elaborate spreadsheets

flyfin.tax/tax-filingChecked

Who checks the AI’s workYes

People check the books

Licensed CPAs, not you, check the AI's work: the team prepares the federal and state returns for your review and e-signature on both plans.

The CPA team prepares your federal and state tax returns for your review and e-sign.

flyfin.tax/tax-filingChecked

Who checks the AI’s workYes

Your own bookkeeper

Both plan cards promise a designated CPA you can meet over a video call, plus unlimited CPA advice through the app, so questions go to a named person.

Designated CPA - Zoom call

flyfin.tax/tax-filingChecked

Who checks the AI’s workYes

Accuracy the vendor claims

The vendor claims 100 percent accurate review and preparation by its CPA team, but publishes no sample, audit or method behind that figure anywhere we read.

They ensure 100% accurate tax review and preparation.

flyfin.tax/tax-filingChecked

Where your books live and what it connects toYes

Bank and card feeds

You link your spending accounts once and a third-party connection reads the statements on a schedule; the vendor stresses the access is read-only and covers thousands of institutions.

Account access powered by Mastercard & Plaid

flyfin.tax/flyfin-securityChecked

Where your books live and what it connects toYes

Platforms

web plus a mobile app: the terms describe exactly those two surfaces, and nothing we read names Windows, Mac, iPhone or Android individually.

the FlyFin website and mobile App

flyfin.tax/terms-of-serviceChecked

Where your books live and what it connects toPartly

Getting your books out

You can export the deduction summary report, and the refund table prices that export at 84 dollars against a refund, but no page offers a full ledger, trial balance or report pack.

$84: Deducting for using the deduction summary report export.

flyfin.tax/fair-usage-policyChecked

TaxesYes

Files your tax return

CPAs prepare and e-file the federal and state return, but only on annual billing: the Fair Usage Policy says filing is not covered when you pay monthly.

Please note that tax filing limits are applicable for annual plans only. Tax filing is not covered on plans with monthly billing.

flyfin.tax/fair-usage-policyChecked

TaxesYes

Quarterly tax estimates

A quarterly estimator works off the income and deductions already in the app, and the site runs a standing deadline banner with a penalty calculator beside it.

Quarterly tax estimator based on your deductions & income.

flyfin.tax/why-flyfinChecked

TaxesPartly

Files sales tax

On the business returns service the CPA team says it prepares and files sales tax alongside federal and state returns; the self-employed plan cards promise only federal and state.

our experienced small business tax CPA team will prepare & file returns: Federal, State, Sales Tax, etc.

flyfin.tax/business-taxesChecked

Who it is built forYes

For accounting firms

There is a separate product for accounting firms, with its own per-filing wholesale price for client returns and an AI prep flow that exports into the firm's own tax software.

You pay only $500 per filing. Clients pay you $1,500.

flyfin.tax/business-taxesChecked

Who it is built forPartly

Several businesses

One account covers one entity: the Premium annual plan includes up to one S corp, C corp or partnership, and anything past that is quoted as additional service fees.

Upto one entity (S corp, C corp or a partnership)

flyfin.tax/fair-usage-policyChecked

Who it is built forNo

Australia

Sold to US filers: federal and state returns across all fifty states, with the team also claiming international tax expertise, but no Canadian, UK or Australian filing is offered anywhere we read.

Over 100k clients in all 50 states

flyfin.tax/business-taxesChecked

Trying it, starting and getting helpPartly

Free trial or free plan

You get a seven-day free trial of the app rather than a standing free plan, and the published plans both start from that trial button.

7 Days Free App Trial

flyfin.tax/ios/1099-tax-appChecked

Trying it, starting and getting helpYes

Sign up without a sales call

The self-employed plans are bought from the plan cards and cancelable without a call, while the firm and business-returns side asks you to get in touch with a representative.

$192 per year. Cancel anytime.

flyfin.tax/tax-filingChecked

Trying it, starting and getting helpYes

Contract and cancelling

Both terms are sold: twenty dollars a month month-to-month or a cheaper annual plan, with cancel anytime on the card and a prorated refund window of thirty days.

On the page: Standard plan card, line under the discount

flyfin.tax/tax-filingChecked

Trying it, starting and getting helpPartly

Support

Support is email plus in-app CPA questions, answered inside twenty-four hours or one business day; no phone line, live chat or published business hours appear anywhere we read.

FlyFin’s support team will revert to your queries within 24 hours.

flyfin.tax/flyfin-securityChecked

FlyFin alternatives

All 9 alternatives

Sources and changes

Last changed

What changed on this page1

  • Bookkeeping features, free plan, plan limits, prices, terms

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