What it costs
A month of books at 100 transactions
Does not apply
No plan keeps a full set of books
Checked against the maker's own pages, 6 November 2026.
Reconciler price and plans
Prices excluding tax, as Reconciler publishes them.
Starter
$59 a month
Keeps no full set of books
- 2,000 transactions
Growth
$179 a month
Keeps no full set of books
- 25,000 transactions
- Adds Users included
- Adds Xero
- Adds NetSuite
Scale
$479 a month
Keeps no full set of books
- Flat fee
- Adds For accounting firms
- Adds Several businesses
Enterprise
$1,199 a month
Keeps no full set of books
- Flat fee
Pricing page, captured
reconciler.co/pricing, checked
All plans and limits
| Plan | Price | Main limits |
|---|---|---|
| Starter | From $59 a month or $29 a month, billed yearly | Up to 2,000 transactions a month; Connections: One bank connection (Mercury or Brex) and one processor; Entities: 1 entity |
| Growth | $89 a month | Up to 25,000 transactions a month; Unlimited team members |
| Scale | $239 a month | Transactions: Higher transaction volume |
| Enterprise | $599 a month | Custom volume and entities |
Read from reconciler.co and reconciler.co/pricing.
What we checked on Reconciler
Cost for a solo freelancer
The cheapest plan, Starter, costs $59 a month month to month, but it only reconciles. Your ledger is paid for separately, and only Mercury and Brex banks connect directly.
Starter Solo bookkeepers, one entity $59 /mo billed monthly
reconciler.co/pricingChecked
Promotion and regular price
yearly shown monthly: the pricing page and homepage open on yearly billing, so $29/mo billed yearly appears first. The month-to-month rate is $59.
Prices are billed yearly by default.
reconciler.co/faqChecked
Ledger included
Reconciler adds matching on top of existing books instead of supplying the accounting ledger itself.
From $29 per month on top of QuickBooks
What the price is based on
Each plan has a flat monthly fee with a monthly transaction ceiling: 2,000 on Starter and 25,000 on Growth. Scale offers higher volume, and Enterprise volume is custom.
Up to 2,000 transactions a month
reconciler.co/pricingChecked
Users included
Growth includes unlimited team members; the vendor does not publish a Starter user allowance.
On the page: Growth plan feature list
reconciler.co/pricingChecked
Notice before a price rise
The terms promise reasonable notice for price changes but do not state a number of days.
We may change pricing with reasonable notice.
reconciler.co/termsChecked
What the AI does
The AI matches transactions by amount, date, memo, and processor references across both sources.
The AI matches each transaction across both sides of the truth, using amount, date, memo, and processor references.
reconciler.coChecked
What the AI costs
included: automated matching and plain-English explanations are part of every plan from Starter up. No credits or AI add-on are listed.
Automated transaction matching Discrepancy and missing-entry flags Plain-English match explanations
reconciler.co/pricingChecked
Categorizes transactions
It only reads your books. Nothing is written back to the ledger, so it cannot put transactions in accounts for you. It matches transactions but does not categorize them.
the product contains no function that posts a journal entry or sends a write request, so it does not move a dollar or change a record
reconciler.co/securityChecked
Reconciles your accounts
This is the core product. It matches bank, card and processor activity to the ledger, flags exceptions and works the difference down to $0.00 before close. A person confirms each exception.
When the number hits $0.00, both sides are tied out and you are ready to close.
reconciler.coChecked
Pays your bills
It cannot complete bill payment because the vendor says it never initiates or moves payments.
It has no payment initiation, and the product contains no function that posts a journal entry or sends a write request
reconciler.co/securityChecked
People check the books
No Reconciler bookkeepers check the work. A person on your own team reviews and confirms every exception, and nothing posts to the ledger by itself.
Every result is decision support that a person on your finance team reviews before the books close.
reconciler.coChecked
Your own bookkeeper
It is software only, with no bookkeeper or accountant assigned. The vendor says it is a tool, not an advisor. Support is by email.
Reconciler is not a financial, accounting, or tax advisor, and nothing it produces is advice.
reconciler.co/securityChecked
When the month is closed
The first pass runs in seconds and connected workspaces reconcile the prior day each morning.
With a money-side and a ledger connection in place, Reconciler also reconciles the previous day automatically every morning.
reconciler.co/faqChecked
Xero
Growth explicitly lists QuickBooks, Xero, and NetSuite ledgers
On the page: Growth plan card feature list
reconciler.co/pricingChecked
NetSuite
Growth explicitly lists QuickBooks, Xero, and NetSuite ledgers
On the page: Growth plan card feature list
reconciler.co/pricingChecked
Bank and card feeds
Mercury and Brex connect read-only; other banks and card issuers require uploaded CSV statements.
Reconciler does not connect to other banks or to card issuers directly and never asks for a bank login; for those you upload the statement as CSV.
reconciler.co/faqChecked
Stripe
Stripe, PayPal and Square connect read-only, with payouts split into sales, refunds and fees.
Reconciler takes your Shopify Payments and marketplace payout exports as CSV
Shopify
Shopify payouts come in only as CSV, and Gusto is not named.
On the page: In short section
PayPal
Stripe, PayPal and Square connect read-only, with payouts split into sales, refunds and fees.
On the page: In short section
Square
Stripe, PayPal and Square connect read-only, with payouts split into sales, refunds and fees.
On the page: In short section
Gusto payroll
Shopify payouts come in only as CSV, and Gusto is not named.
On the page: In short section
Moves your history in
It reads the existing ledger and says there is no migration or need to move books.
there is no rip-and-replace, no migration, and no need to move your books onto a new platform
reconciler.co/faqChecked
Platforms
web: you upload exports and review matches in the browser. The site describes no Windows, Mac, iPhone or Android app.
Reconcile your own two exports
reconciler.coChecked
Getting your books out
Reconciler is not the ledger of record; the vendor says records remain in the buyer’s own ledger.
A person on your team is responsible for reviewing exceptions and recording any outcome in your own ledger.
reconciler.co/termsChecked
Other currencies
The privacy policy says all figures are in US dollars. No page describes reconciling accounts in other currencies.
On the page: Privacy Policy, Your financial data
reconciler.co/privacyChecked
For accounting firms
Firms can keep every client under one login, but Starter covers one entity, so several client books need the Scale plan. No firm pricing or white-label branding is described.
every file sits under the same login rather than forcing you to sign in and out of separate tenants
Several businesses
Scale offers multi-entity reconciliation, while Starter and Growth do not list that capability.
On the page: Scale plan card feature list
reconciler.co/pricingChecked
Free trial or free plan
Every plan is paid. The homepage lets you reconcile two of your own CSV exports without an account or card, up to 60 rows a side.
No account, no card. Read-only, up to 60 rows a side.
reconciler.coChecked
Sign up without a sales call
Buyers can choose a listed plan and start themselves; the pricing page says no sales call.
CSV from any bank · read-only connections · self-serve · no sales call
reconciler.co/pricingChecked
Contract and cancelling
Month-to-month billing is available and subscriptions renew until the buyer cancels under published terms.
Every plan is paid and self-serve. No annual lock-in, no contact-sales gate to see a price.
reconciler.co/pricingChecked
Support
A real person is available by email, but the vendor does not state support hours.
Send a note and a real person will get back to you.
reconciler.co/contactChecked
Reconciler alternatives
All 9 alternatives- This spot is openBe the first tool people see on Reconciler's page.
- First on your rivals' pages
- Top of your category
- First in the home page list
- First in search results
- In comparisons and guides
7 more alternatives
All 9 publish a price.
- FreeAgentFrom about $26 a monthUK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.
- Zoho ExpenseFree, then $4 a seat a monthTravel, expense and corporate card management with Zia AI receipt capture, from $4 per user a month.
- SimpleAIFrom $79 a monthAI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- Zoho BooksFree, then $20 a monthCloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.
Sources and changes
Last changed
Sources on reconciler.co13
What changed on this page1
- Free plan
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- DoubleMonth-end close platform for accounting firms, built on QuickBooks Online and Xero.
- FinlensAI layer on QuickBooks Online that drafts accruals, prepaids and Stripe revenue entries for review.
From our research
- What Is the Best Simple Accounting Software?Manager.io has a free plan, and 4 of the 8 tools need QuickBooks or Xero beside them.
- Xero pricing: plans, limits and the new-customer discountWhat each Xero plan costs a month, what limits come with it, and how the new-customer discount gives way to the regular price.
- The median bookkeeping product cost $39 a month for 100 transactions in November 2026, and $42 for 500
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