What it costs
A month of books at 100 transactions
$49
a month at 100 transactions, AI Accounting plan, sold by their sales team
Checked against the maker's own pages, 6 November 2026.
Finlens price and plans
Prices excluding tax, as Finlens publishes them.
Starter
Free
Keeps no full set of books
- Flat fee
AI Accounting
$49 a month
Contact sales
- Flat fee
What needs a higher plan
- Flexible
- Your own bookkeeper
Where these prices come from
All plans and limits
| Plan | Price | Main limits |
|---|---|---|
| Starter | $0 a month | Bank accounts: 1 bank account; Expenses: up to $50k /month; Users: Single user |
| AI Accounting | $49 a month | up to 3 bank accounts; Expenses: up to $100k/month; Unlimited users |
| Flexible Plan | Price on request | Banks, cards, and integrations: Unlimited |
| Scale Plan | Price on request | None stated |
Read from finlens.app/accountants-pricing and finlens.app/founders-pricing.
What Finlens costs at your volume
| Transactions a month | Cost | Plan |
|---|---|---|
| 100 transactions | $49 a monthon AI Accounting | AI Accounting |
| 500 transactions | $49 a monthon AI Accounting | AI Accounting |
What we checked on Finlens
Cost at 100 transactions a month
$49 a month on AI Accounting for 100 transactions. AI Accounting is sold only by their sales team.
AI Accounting $49 $99 /month
Cost at 500 transactions a month
$49 a month on AI Accounting for 500 transactions. AI Accounting is sold only by their sales team.
On the page: AI Accounting plan card, price cell
Cost for a solo freelancer
A one-person business can start on the free Starter plan, which covers up to $50k a month of expenses, one bank account and one user; AI categorization of every transaction is listed only on the $49 AI Accounting plan.
Runway, burn, and cashflow tracking for up to $50k/month in expenses. One user, one account. No credit card needed.
finlens.app/founders-pricingChecked
Promotion and regular price
promotion: the founder plan cards show $0 and $49 next to struck-through $49 and $99, with no end date and no later price stated; the vendor's own FAQ elsewhere states the AI Accounting plan as $49 per month.
The AI Accounting plan is $49 per month and covers up to $100,000 per month in expenses.
Ledger included
Finlens is not a ledger replacement: it works alongside QuickBooks or Xero and writes entries back to QuickBooks Online, so firms keep paying for QuickBooks; the founder pages also say it works without QuickBooks, without explaining where the books then live.
Do you replace QuickBooks or Xero? No. Finlens works alongside them to give you better visibility.
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What the price is based on
Founder plans are flat monthly fees banded by monthly expenses ($50k free, $100k at $49); firm pricing is set by the number of clients managed and is quoted on a demo call.
Pricing is based on the number of clients you manage. Ask us during your demo — we'll build a quote based on your firm's specific needs.
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Users included
The free Starter plan allows a single user while the $49 AI Accounting plan includes unlimited users; no per-user add-on price is published for either plan.
On the page: AI Accounting plan card, feature list
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Past your plan’s limits
Terms permit pro-rated additional charges after a customer exceeds user or usage limits; published plan treatment is otherwise unspecified.
If Customer exceeds the user or usage limits in an Order Form, Customer will pay for the additional usage on a pro-rated basis
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Setup or onboarding fee
The vendor’s call to action says there are no setup fees for starting the service.
Get started in minutes, no setup fees, no contracts.
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Notice before a price rise
The terms promise no notice period before a price rise for self-serve plans: subscriptions renew at the then-current rates, and any cap on increases exists only if an order form sets one.
where none is specified, an online or self-serve subscription renews at Finlens's then-current rates until cancelled.
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What the AI does
Finlens uses AI for transaction categorization, document extraction, schedules, and drafted accounting entries.
Finlens categorizes every transaction, pulls data from bills and receipts, and drafts your journal entries and accruals. Each one gets a confidence…
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What the AI costs
included: AI categorization is part of the $49 AI Accounting plan and not sold separately for founders; the firm Scale plan mentions extra AI features on demand without a price.
AI-powered categorisation of every transaction
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Categorizes transactions
AI categorizes transactions automatically, while a rules engine learns from later human corrections.
Rules engine learns from your corrections over time
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Reconciles your accounts
Finlens automatically matches transactions, flags discrepancies, and generates entries for account reconciliation.
Bank and balance sheet accounts reconciled automatically
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Reads receipts and bills
Bills, invoices, and receipts can come from email, uploads, or Gmail and are automatically matched.
Bills, invoices & receipts extracted and auto-matched from email, bulk upload, or Gmail sync
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Accrual books and reports
Accruals, prepaids and deferred revenue are scheduled automatically on an accrual basis, and founders get a balance sheet, profit and loss and cash flow statement updated live.
With Finlens your balance sheet, P&L, and cash flow are updated live.
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People check the books
Checking the AI is the customer's job on software plans, with low-confidence items routed to your own accountants; only the custom Flexible plan adds a dedicated CPA and monthly bookkeeping.
Low-confidence categorizations are surfaced for human review. Your accountants make the call — Finlens remembers it for next time.
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Your own bookkeeper
A dedicated CPA comes only with the custom-priced Flexible (full-service) plan; the free and $49 founder plans are software with email or Slack support.
Full-Service adds a dedicated CPA and monthly bookkeeping.
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Your accountant can sign in
The $49 AI Accounting plan has unlimited users so an accountant can be added at no extra cost, but the free Starter plan is limited to a single user.
Single user access
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Accuracy the vendor claims
No accuracy figure is claimed for the AI; the terms instead disclaim accuracy and make the customer responsible for checking every output before posting.
Finlens does not guarantee the accuracy, completeness, or suitability of AI Output.
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QuickBooks Online
Finlens connects to QuickBooks Online and is also described as working alongside Xero.
No. Finlens works alongside them to give you better visibility.
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Xero
Finlens connects to QuickBooks Online and is also described as working alongside Xero.
On the page: Pricing FAQ: “Do you replace QuickBooks or Xero?”
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Bank and card feeds
It links bank, card, and payment feeds, imports history, and keeps transactions flowing automatically.
Link QuickBooks Online and your clients' bank, card, and payment feeds in minutes. Finlens imports the full history and keeps every transaction…
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Stripe
Stripe is connected for recognized revenue, deferred balances, fees, and prepared accounting entries.
Finlens calculates the recognized number from the charges and writes it into your ledger, with the deferred balance, the fee treatment and the entry…
Moves your history in
Finlens connects to an existing QuickBooks Online company rather than migrating the customer’s books.
There is no migration. Finlens connects to your existing QuickBooks Online company
Files your tax return
Federal and state tax filing is offered as a separate service booked through a demo call with no published price; the software plans only produce tax-ready reports.
Federal and state taxes, filed on time. 1099s, payroll, multi-state? Covered.
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Files 1099s
1099s are named within the separately sold Tax Filing service, priced on request; the software plans do not mention preparing 1099 forms.
On the page: Other Services, Tax Filing
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Other currencies
Multi-entity consolidation supports foreign-currency entities and translation, but invoicing scope is not described.
Foreign-currency entities are translated into the reporting currency at the rates you set for the period
Your data trains AI
The terms commit that customer data, ledger data and Stripe data are not used to train AI models, and the AI providers it uses (OpenAI and Anthropic) are engaged under terms that exclude training.
Finlens does not use Customer Data to train, improve, or develop artificial-intelligence or machine-learning models.
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For accounting firms
Accounting firms get a Scale plan with a multi-client dashboard, per-client close checklists, onboarding and migration help, priced by number of clients on a demo call; white-label branding is not mentioned.
Yes. Finlens is built for multi-client firm management. You get a central dashboard showing close status across every client, with drill-down into…
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Several businesses
Finlens consolidates multiple QuickBooks Online entities, matches intercompany balances, and drafts eliminations for approval.
There is no fixed ceiling. Finlens is built for groups from two entities up to several dozen, with mixed currencies and partial ownership.
Free trial or free plan
The Starter plan is a standing $0 plan with no credit card required, capped at $50k a month of expenses, one bank account and one user, though AI categorization is listed on paid plans.
On the page: FAQ, What's included in the $0 Starter plan?
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Sign up without a sales call
Only the free Starter plan has a sign-up button; the $49 AI Accounting, Flexible and firm Scale plans each route to booking a demo call.
For teams that want real-time visibility without hiring a finance team. Book a Demo
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Contract and cancelling
The site promises no contracts, and the terms say an online subscription continues until the customer cancels; sales-signed order forms renew for their stated term unless notice is given 30 days ahead.
an online or self-serve subscription continues until cancelled by Customer.
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Support
The vendor says people can respond through Slack, Zoom, or email, with email support on Starter.
Real humans. Fast responses. Available over Slack, Zoom, or email — your choice.
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Finlens alternatives
All 9 alternatives- This spot is openBe the first tool people see on Finlens's page.
- First on your rivals' pages
- Top of your category
- First in the home page list
- First in search results
- In comparisons and guides
7 more alternatives
All 9 publish a price.
- FreeAgentFrom about $26 a monthUK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.
- SimpleAIFrom $79 a monthAI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- Zoho ExpenseFree, then $4 a seat a monthTravel, expense and corporate card management with Zia AI receipt capture, from $4 per user a month.
- Zoho BooksFree, then $20 a monthCloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.
Similar in AI bookkeeping for QuickBooks and Xero
See all in AI bookkeeping for QuickBooks and Xero
- SynderPosts sales, fees and taxes from 30+ channels into QuickBooks, Xero, NetSuite or Sage Intacct.
- WebgilityPosts every marketplace order, fee and payout into QuickBooks or Xero at line-item level, not as a summary.
- Booke AIAn AI bookkeeper that joins your QuickBooks Online or Xero file as a user and works the bank feed you already have.
- fileLedger by fileAIAgent plans that read invoices and bank statements and post them into your Xero or QuickBooks books.
From our research
- Choosing AI accounting software for a small businessMatch the ledger to the country you file in first, then compare what the AI books on its own, whether your history moves across and who checks it.
- Choosing AI bookkeeping software: ledger, bills or receiptsFirst decide whether the AI should keep the ledger itself, as Digits and FreeAgent do, or feed QuickBooks or Xero with bills, receipts and payments.
- FreeAgent vs Zoho Books for small business accountingFreeAgent suits UK sole traders and company directors filing their own tax returns; Zoho Books suits US businesses and owners running several companies.
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