Top 9 of 25 alternatives
Keeper alternatives, led by Zoho Books (free plan)
The closest alternatives to Keeper in October 2026 are Zoho Books, FreeAgent and SimpleAI. Keeper is from $20 a month. FreeAgent has the lowest paid plan here, from about $13 a month.
9 tools compared · entry plans $13.40 to $79 a month · 4 with a free plan · prices checked 26–28 October 2026
Reviewed by the Tick Mark Books editorial team.
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Keeper and its alternatives at a glance
| Tool | Best for | Starts at | A month at 100 transactions | Better than Keeper at | Checked |
|---|---|---|---|---|---|
| Keeper | A US freelancer or sole proprietor who wants write-offs tracked all year | From $20 a month source | Does not apply | 28 October 2026 | |
| Zoho Books | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month source | $20 | Reconciles your accounts, Pays your bills | 26 October 2026 |
| FreeAgent | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month source | About $25 | Promotion and regular price, Notice before a price rise | 26 October 2026 |
| SimpleAI | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month source | $106 | Past your plan’s limits, Reconciles your accounts | 27 October 2026 |
| Digits | A US startup or small business that wants its own AI-kept ledger in place of QuickBooks | From $65 a month source | $65 | Catching up past months, Reconciles your accounts | 27 October 2026 |
| FreshBooks | Service businesses and freelancers who bill clients and want their books in the same place | From $23 a month source | $43 | Promotion and regular price, Catching up past months | 28 October 2026 |
| Inkle | US-incorporated startups and foreign founders needing books and US filings together | Free, then $30 a month source | $0 | Notice before a price rise, Reconciles your accounts | 27 October 2026 |
| Dext | Small businesses and firms feeding receipts and supplier bills into QuickBooks or Xero | From $31.50 a month source | Does not apply | Promotion and regular price, Past your plan’s limits | 27 October 2026 |
| QuickBooks Solopreneur | Self-employed one-person businesses filing a Schedule C | Free, then $20 a month source | $20 | Promotion and regular price, Reconciles your accounts | 27 October 2026 |
| Expensify | Small finance teams that want receipts, cards and reimbursements feeding one ledger | Free, then $5 a seat a month source | Does not apply | Past your plan’s limits, Notice before a price rise | 26 October 2026 |
“About” figures are converted at the European Central Bank rate of 30 October 2026.
Closest alternatives to Keeper
The ones people open most here come first, then the closest matches. How we rank
- From Free
Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.
Why it's on this listReconciles your accounts: YesBank and card accounts are reconciled inside the product, with matched and pending transactions in one view and reconciliation statements exportable as PDF per account and date range.
Trade-offs- Categorizes transactions: Partly ↗
- From £10 a month (about $13)
UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.
Why it's on this listPromotion and regular price: Yespromotion: every paid plan is advertised at 50% off for the first six months (or first year on annual billing), after which the regular published price applies.
- From $79 a month
AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
Why it's on this listPast your plan’s limits: YesPast the monthly credit allowance you buy add-on packs at a published rate, but the number of packs is capped per month, so very heavy months force a plan upgrade rather than open-ended overage.
The rest of the shortlist
- From $65 a month
Digits
AI-native general ledger that books and reconciles itself, replacing QuickBooks or Xero for US businesses.
- From $23 a month
FreshBooks
Double-entry small-business ledger built around invoicing, with a read-only Claude connector for questions.
- From Free
Inkle
US accounting software with AI categorization, plus bookkeepers, tax filing and compliance in one app.
- From $31.50 a month
Dext
Captures receipts, invoices and statements, codes them and publishes to QuickBooks, Xero or Sage.
- From Free
QuickBooks Solopreneur
Intuit's one-person-business ledger: bank feeds, receipts, mileage and Schedule C tax readiness.
- From Free
Expensify
Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.
Compare Keeper with the shortlist
Compare alternatives to Keeper
The digest
What changed in tools. New tools and articles, by email, at most once a week.
Questions buyers ask
What are the best alternatives to Keeper?
Zoho Books, FreeAgent and SimpleAI are the closest. They share the most of Keeper's features.
What is the cheapest alternative to Keeper?
4 of the 9 have a free plan: Zoho Books, Inkle, QuickBooks Solopreneur and Expensify. The lowest paid plan is FreeAgent, from about $13 a month. Price checked on 26 October 2026.
How much do Keeper alternatives cost?
Entry plans run from $13.40 to $79 a month, and half cost $31.50 or less.
When were these prices checked?
We read each price between 26 October 2026 and 28 October 2026 on the maker's own pricing page.
Sources and method
Closest first: most of Keeper's features, then the fewest gaps. How we rank
Every price was read on the maker's own pricing page.
- Keeper: keepertax.com/pricing, checked 28 October 2026
- Zoho Books: zoho.com/us/books/pricing, checked 26 October 2026
- FreeAgent: freeagent.com/pricing, checked 26 October 2026
- SimpleAI: simpleaiworks.com/en/pricing, checked 27 October 2026
- Digits: digits.com/pricing, checked 27 October 2026
- FreshBooks: freshbooks.com/pricing, checked 28 October 2026
- Inkle: inkle.ai/pricing, checked 27 October 2026
- Dext: dext.com/us/business/pricing, checked 27 October 2026
- QuickBooks Solopreneur: quickbooks.intuit.com/solopreneur, checked 27 October 2026
- Expensify: expensify.com/pricing, checked 26 October 2026
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