Top 9 of 44 alternatives
9 FreeAgent alternatives, 2 with a free plan (2026)
The closest alternatives to FreeAgent in October 2026 are Zoho Books, Puzzle and Pilot.
9 tools compared · entry plans $23 to $79 a month · 2 with a free plan · prices checked 26–28 October 2026
Reviewed by the Tick Mark Books editorial team.
Is FreeAgent yours? Claim it free.
FreeAgent and its alternatives at a glance
| Tool | Best for | Starts at | A month at 100 transactions | Better than FreeAgent at | Checked |
|---|---|---|---|---|---|
| FreeAgent | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month source | About $25 | 26 October 2026 | |
| Zoho Books | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month source | $20 | What the AI costs, Accrual books and reports | 26 October 2026 |
| Puzzle | A US startup on Mercury, Brex, Ramp, Stripe and Gusto that wants to replace QuickBooks | Price not established | $30 | People check the books, Shopify | 26 October 2026 |
| Pilot | A US startup or small business that wants its books done for it in QuickBooks Online | Price not established | $137 | People check the books, Shopify | 26 October 2026 |
| Booke AI | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | Several businesses, Canada | 26 October 2026 |
| SimpleAI | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month source | $106 | Past your plan’s limits, What the AI costs | 27 October 2026 |
| Sage Accounting | VAT-registered sole traders and small firms up to 49 employees wanting payroll built in | From about $27 a month source | About $58 | What the AI costs, Shopify | 27 October 2026 |
| FreshBooks | Service businesses and freelancers who bill clients and want their books in the same place | From $23 a month source | $43 | What the AI costs, People check the books | 28 October 2026 |
| Xero | Small businesses wanting the whole team and their advisor on the books, no per-user fees | From $27 a month source | $27 | What the AI costs, Pays your bills | 28 October 2026 |
| QuickBooks Online | Small businesses that want one ledger plus payroll, payments and an accountant login | Free, then $38 a month source | $38 | What the AI costs, Pays your bills | 28 October 2026 |
“About” figures are converted at the European Central Bank rate of 30 October 2026.
Closest alternatives to FreeAgent
The ones people open most here come first, then the closest matches. How we rank
- From Free
Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.
Why it's on this listWhat the AI costs: Yesincluded — the AI page carries no separate price and the receipt autoscan allowance is part of the subscription, from 50 scans a month on Free to 1,000 on Premium and above.
- Price not established
AI-native accounting software with optional bookkeeper services for startups and small businesses.
Why it's on this listPeople check the books: PartlyOnly with a paid service; software plans: you check. On the software plans (Starter, Core, Complete, Scale) you close the books yourself, and Puzzle support does not do bookkeeping.
- Price not established
A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
Why it's on this listPeople check the books: PartlyBookkeeper reviews on Core; Essentials is AI only. Essentials is described as AI doing the work ('AI categorizes transactions, reconciles accounts, and closes books monthly'), with support by in-app message.
The rest of the shortlist
- Price not established
Booke AI
An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- From $79 a month
SimpleAI
AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- From £20 a month (about $27)
Sage Accounting
Sage's cloud small-business ledger with built-in payroll and the Sage Copilot assistant; US edition retired.
- From $23 a month
FreshBooks
Double-entry small-business ledger built around invoicing, with a read-only Claude connector for questions.
- From $27 a month
Xero
Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.
- From Free
QuickBooks Online
Intuit's cloud ledger, now with Intuit Intelligence agents that categorize, reconcile and flag errors.
Compare FreeAgent with the shortlist
Compare alternatives to FreeAgent
The digest
What changed in tools. New tools and articles, by email, at most once a week.
Questions buyers ask
What are the best alternatives to FreeAgent?
Zoho Books, Puzzle and Pilot are the closest. They share the most of FreeAgent's features.
What is the cheapest alternative to FreeAgent?
2 of the 9 have a free plan: Zoho Books and QuickBooks Online. The lowest paid plan is FreshBooks, from $23 a month. Price checked on 28 October 2026.
How much do FreeAgent alternatives cost?
Entry plans run from $23 to $79 a month, and half cost $26.80 or less.
When were these prices checked?
We read each price between 26 October 2026 and 28 October 2026 on the maker's own pricing page.
Sources and method
Closest first: most of FreeAgent's features, then the fewest gaps. How we rank
Every price was read on the maker's own pricing page.
- FreeAgent: freeagent.com/pricing, checked 26 October 2026
- Zoho Books: zoho.com/us/books/pricing, checked 26 October 2026
- SimpleAI: simpleaiworks.com/en/pricing, checked 27 October 2026
- Sage Accounting: sage.com/en-gb/sage-business-cloud/sage-accounting, checked 27 October 2026
- FreshBooks: freshbooks.com/pricing, checked 28 October 2026
- Xero: xero.com/us/pricing-plans, checked 28 October 2026
- QuickBooks Online: quickbooks.intuit.com/pricing, checked 28 October 2026
The Tick Mark Books digest
New bookkeeping tools, the prices that changed and our articles, in your inbox.