Skip to content
Tick Mark Books

Manager.io

Summary

Manager.io is double-entry accounting software for small businesses, free forever as a Windows, Mac or Linux install and hosted as Manager Cloud for a flat monthly fee. It covers invoicing, bank imports and reconciliation, inventory, payroll and financial statements.

A month of books at 100 transactions
$0
Open source
No
Best for
Small businesses and accountants keeping many client books in one flat-priced account

What we checked

Pages last read
Plan price
Free planFrom its pricing page

Manager.io in our research

What it costs

A month of books at 100 transactions

$0

a month at 100 transactions, on Desktop Edition

Checked against the maker's own pages, 5 November 2026.

Manager.io price and plans

Prices excluding tax, as Manager.io publishes them.

  • Desktop Edition

    Free

    • Flat fee
  • Cloud Edition

    $59 a month

    • Flat fee

Where these prices come from

manager.cloud, checked

What Manager.io costs at your volume

Manager.io: the month at each volume, on its cheapest plan that covers it
Transactions a monthCostPlan
100 transactions$0 a monthon Desktop EditionDesktop Edition
500 transactions$0 a monthon Desktop EditionDesktop Edition

What we checked on Manager.io

YesPartlyNo

What it costs to keep your booksYes

Cost at 100 transactions a month

$0 a month on Desktop Edition for 100 transactions.

You can use the program for as long as you like, use all the features and enter as much data as required. There are no time limits, no usage limits,…

manager.io

What it costs to keep your booksYes

Cost at 500 transactions a month

$0 a month on Desktop Edition for 500 transactions.

On the page: Free Forever section

manager.io

What it costs to keep your booksYes

Cost for a solo freelancer

One freelancer pays nothing on the installed Desktop Edition, which is single-user and free forever; the hosted Cloud Edition is 59 USD a month.

No internet connection required. Fully-featured and free forever.

manager.io/downloadChecked

What it costs to keep your booksNo

Promotion and regular price

none — the first price shown is the standing rate, and the vendor says in its pricing FAQ that it runs no discounts at all, so nothing steps up later.

We strive to price our services fairly and transparently for all our customers, which is why we do not offer discounts.

manager.cloudChecked

What it costs to keep your booksYes

Ledger included

It is the accounting ledger itself: you keep your books, run the reports and reconcile inside Manager, with no QuickBooks or Xero subscription underneath it.

The complete Manager feature set — invoicing, bank reconciliation, reports and more.

manager.cloudChecked

What it costs to keep your booksYes

What the price is based on

Flat: one price per cloud server, not per user, per business or per transaction, so the bill does not move as the books get busier.

One flat price per cloud server covers unlimited users and unlimited businesses on that server.

manager.cloud/terms-of-useChecked

What it costs to keep your booksYes

Users included

Every paid cloud server includes unlimited users at no extra charge, and the vendor states plainly that five or fifty costs the same.

No. We don't charge you based on how many users or businesses you add. 5 or 50, the price is the same.

manager.cloudChecked

What it costs to keep your booksNo

Setup or onboarding fee

The published rate card lists only the recurring monthly or annual fee and states there are no per-user or per-business fees; no onboarding charge appears anywhere on it.

No per-user pricing or fees No per-business pricing or fees

manager.cloudChecked

What it costs to keep your booksPartly

Notice before a price rise

The terms promise to tell you before a price change takes effect and let you cancel, but they name no notice period in days or months.

We may change prices. If we do, we will tell you before the change takes effect on your subscription, and you can cancel if you don't want to…

manager.cloud/terms-of-useChecked

What the AI does with your booksYes

Categorizes transactions

Bank rules categorize imported bank and card transactions automatically by keyword, more specific rules first; the guides do not say it learns from your corrections.

Bank rules automate the categorization of imported bank transactions, saving time and ensuring consistency in your bookkeeping.

manager.io/guides/bank-rulesChecked

What the AI does with your booksYes

Reconciles your accounts

A Bank Reconciliations tab matches your Manager records to each statement and shows the discrepancy per account; you run each reconciliation yourself.

The Bank Reconciliations tab helps you verify that your bank account records in Manager match your actual bank statements.

manager.io/guides/bank-reconciliationsChecked

What the AI does with your booksYes

Reads receipts and bills

Receipt and bill files can be attached to the transaction they belong to and managed from one Attachments screen; nothing says the software reads the figures off them.

The Attachments tab provides a centralized view of all files attached to transactions throughout your business.

manager.io/guides/attachmentsChecked

What the AI does with your booksYes

Pays your bills

Supplier bills are entered as purchase invoices and settled from the Payments tab, and payment rules categorize outgoing money; no approval routing or paying a bill through the software is documented.

Payment Rules - Automatically categorize money going out of your bank accounts:

manager.io/guides/bank-rulesChecked

What the AI does with your booksYes

Sends invoices

You raise sales invoices, each adding to Accounts Receivable, send them to customers and track payment status, overdue days and aged receivables.

Each invoice increases the customer's balance in Accounts Receivable, representing money they owe you.

manager.io/guides/sales-invoicesChecked

What the AI does with your booksYes

Accrual books and reports

Standard reports include a profit and loss statement, balance sheet and cash flow statement, alongside a trial balance and the ledger detail reports.

Financial statements such as Profit and Loss Statement, Balance Sheet, Cash Flow Statement, and Statement of Changes in Equity provide a complete…

manager.io/guides/reportsChecked

Who checks the AI’s workYes

Your accountant can sign in

Unlimited users are included at no extra charge, so inviting your accountant costs nothing, and you can restrict which businesses they see.

If you have many businesses, you can also specify which businesses are visible to which users. Great for accountants with many clients.

manager.cloudChecked

Where your books live and what it connects toYes

Bank and card feeds

Bank accounts can be connected to an FDX-compatible bank feed provider for automatic imports, though you must first set that provider up yourself; statement files also import.

Connect your bank accounts to FDX-compatible bank feed providers for automatic transaction imports.

manager.io/guides/fdx-connect-bank-acco…Checked

Where your books live and what it connects toYes

Payroll

built in — Employees and Payslips tabs record gross pay, deductions, employer contributions and net pay, with payroll reports, at no extra cost.

The Payslips tab helps you manage employee payroll and generate detailed payment records.

manager.io/guides/payslipsChecked

Where your books live and what it connects toYes

Platforms

web, windows, mac: the Cloud Edition runs in a browser on desktops, tablets and phones, and the free desktop build installs on Windows, Mac and Linux. No native phone app is described.

Use on desktops, laptops, tablets and phones — anywhere with remote access.

manager.cloudChecked

Where your books live and what it connects toYes

Getting your books out

You can download the whole business file at any time, and the portal keeps working after a subscription lapses so the data can still be pulled and reopened in the free desktop edition.

The accounting data you put into your cloud server is yours. You can download all of it at any time, and we suggest you do so before you cancel or…

manager.cloud/terms-of-useChecked

TaxesYes

Calculates sales tax

You define tax codes with their rates and apply them to invoices, purchases, receipts and payments, with Tax Summary and Tax Reconciliation reports showing what is owed; rates are yours to set, not supplied per state.

You can apply tax codes to sales invoices, purchase invoices, receipts, payments, and most other transaction types where tax is relevant.

manager.io/guides/tax-codesChecked

What it keeps track ofYes

Inventory

An Inventory Items module tracks quantities owned, on hand, reserved and on order with average and total cost, and the reports include inventory value, quantity and profit margin.

By default, when you use the Inventory Items tab, all inventory purchases will debit your Inventory on Hand asset account and all inventory sales…

manager.io/guides/inventory-itemsChecked

What it keeps track ofYes

Other currencies

You set a base currency and add as many foreign currencies and exchange rates as you need, on every edition, with no higher plan required.

This feature is essential for businesses involved in international activities, enabling you to establish a base currency and add multiple foreign…

manager.io/guides/currenciesChecked

What it keeps track ofYes

Billable time

A Billable Time tab records hours against a customer, leaves them marked uninvoiced until you pull them onto a sales invoice, and lets you write off unbillable time.

The Billable Time tab helps businesses track time spent on client work for invoicing purposes.

manager.io/guides/billable-timeChecked

What it keeps track ofYes

Profit by project or job

Projects show income, expenses, profit and committed purchase orders per contract or job, and Divisions give the same split for permanent segments, on every edition.

The Projects tab helps you track income, expenses, and profitability for individual contracts, customer relationships, or specific work clusters.

manager.io/guides/projectsChecked

Your data and its securityNo

Your data trains AI

The privacy policy states outright that the accounting data in your cloud server is not used to train anything, so there is nothing to opt out of.

We do not sell or rent your information, we don't use it for advertising, and we don't use your accounting data to train anything.

manager.cloud/privacy-policyChecked

Who it is built forYes

For accounting firms

One flat price covers unlimited client businesses with per-user visibility, your logo on the login screen, and a listing in the public accountants directory for cloud users.

To ensure the integrity and quality of our directory, only accountants who use cloud edition with their clients are eligible to be listed.

manager.io/accountantsChecked

Who it is built forYes

Several businesses

Unlimited businesses sit in one account on the same flat price, so each extra entity adds nothing to the bill, and user access can be set per business.

On the page: Simple, Flat Pricing card, first bullet under the 59 USD price

manager.cloudChecked

Who it is built forYes

Australia

It is sold worldwide — billing in USD, CAD, AUD, EUR, GBP, NZD and SGD, hosting in six regions — but tax rates are codes you create yourself rather than US, Canadian, UK or Australian tax built in.

When setting up a tax code, you specify the tax rate and configure how it applies to different types of transactions.

manager.io/guides/tax-codesChecked

Trying it, starting and getting helpYes

Free trial or free plan

The installed desktop edition is free forever with all features and no data limits, and a cloud server can be trialed for 14 days without a card.

Yes. You can use the desktop edition for as long as you like, use all the features and enter as much data as required. There are no time limits, no…

manager.io/downloadChecked

Trying it, starting and getting helpYes

Sign up without a sales call

You download the desktop edition or start a cloud server from the website with an email address, no card and no sales call anywhere in the flow.

14-day free trial. No credit card required.

manager.cloudChecked

Trying it, starting and getting helpYes

Contract and cancelling

Billing is monthly or annual in advance with no lock-in: you cancel yourself in the customer portal, with no penalty and no notice period, running to the end of the paid period.

You can cancel at any time from the customer portal, with no penalty and no notice period.

manager.cloud/terms-of-useChecked

Trying it, starting and getting helpPartly

Support

Support is email only at support@manager.cloud, plus a public forum and the guides; no phone or chat is offered and no hours or response time are published.

Support is by email at support@manager.cloud. We help with the software and your account — we don't give accounting, tax or legal advice.

manager.cloud/terms-of-useChecked

Manager.io alternatives

All 9 alternatives

Similar in Free accounting software

See all in Free accounting software

Is this yours?

Make it yours for free, then check who reads this page, marked as verified. You confirm it with an email at manager.io.

Report an error if a fact is wrong.