# Zeni — AI bookkeeping with a dedicated finance team, built on QuickBooks Online Plus. > Source: Tick Mark Books — https://tickmarkbooks.com/zeni (structured, researched, re-verified) Zeni is an AI-powered online bookkeeping service that combines continuous transaction work with a dedicated finance team. It operates on QuickBooks Online Plus and also offers bill payments, reimbursements, tax support, payroll support, and fractional CFO services. **Best for:** U.S. startups that want AI bookkeeping and a dedicated finance team | Fact | Value | | --- | --- | | Website | https://www.zeni.ai/ | | Category | Online bookkeeping services, Small businesses, Startups, With a bookkeeper checking, Works with QuickBooks Online | | Open source | No | | Price | $549 a month | | Price checked | 31 October 2026 | Screenshot of Zeni: https://tickmarkbooks.com/img/1920/screenshots/zeni.webp, captured 27 October 2026 **What we checked** - Pages last read: 31 October 2026 - Price on its site: From $549 a month (From its pricing page) ## What it costs A month of books at 100 transactions: Quote only ## What we checked on Zeni ### What it costs to keep your books **Promotion and regular price** · No — none — the pricing page presents regular monthly prices and an annual-billing savings percentage. > Save 10% > — https://www.zeni.ai/pricing · AI Bookkeeping billing control, checked 30 October 2026 **Ledger included** · No — Zeni requires a separate QuickBooks Online Plus subscription to synchronize its dashboard. > QuickBooks Online Plus. Please note that this software is required to sync with Zeni’s Dashboard. > — https://www.zeni.ai/faqs · Accounting & Bookkeeping FAQ, accounting software sync, checked 30 October 2026 **What the price is based on** · Yes — Zeni presents flat monthly starting prices, while actual placement also considers complexity, expenses, and revenue. > Pricing based on bookkeeping complexity, monthly expenses, and annual revenue > — https://www.zeni.ai/pricing · AI Bookkeeping cards and pricing footnote, checked 30 October 2026 **Past your plan’s limits** · Partly — No transaction, account or spending allowance is published, and the vendor says its time is not metered; but because the plan you are placed on is set by expenses and revenue, growth moves you to a dearer plan rather than triggering an overage. > We do not charge clients on an hourly basis, so all of the time spent servicing your business — human, or otherwise — is included in the flat monthly subscription fee. > — https://www.zeni.ai/pricing · FAQs, 'How much time do you devote to my account?', checked 27 October 2026 **Setup or onboarding fee** · Yes — Zeni charges a $2,000 setup fee for CFO Lite and $6,000 for CFO Premium and Enterprise. > CFO Lite Starting at $1,599 +$2,000 setup fee /Monthly > — https://www.zeni.ai/pricing · Fractional CFO pricing cards, CFO Lite, checked 31 October 2026 **Catching up past months** · Yes — Cleanup of the books is named as part of what the AI Accountant does, and past data is migrated during onboarding, but no price or scope for catching up months you are behind on is published. > Fully automated categorization, reconciliations, and cleanup. Everything handled automatically, so your books stay clean > — https://www.zeni.ai/product/ai-bookkeeping · 'Meet your AI Accountant' section, checked 27 October 2026 **Notice before a price rise** · Yes — Zeni promises at least forty-five days written notice before a renewal-term price change. > Zeni may change the pricing applicable to each Renewal Term upon at least forty-five (45) days written notice > — https://www.zeni.ai/legal/terms-of-service · Payment of fees section, checked 30 October 2026 ### What the AI does with your books **What the AI does** · Yes — Zeni automates transaction categorization, reconciliation, receipt matching, audit checks, and continuous monthly closing. > Categorize transactions, reconcile accounts, run audit checks, and close your books every month with Zeni's AI Accountant. > — https://www.zeni.ai/ai-accountant-agent · AI Accountant hero and feature descriptions, checked 30 October 2026 **What the AI costs** · Yes — included — AI Bookkeeping is the paid service described on Starter and Growth plans. > Basic AI Bookkeeping For Pre-Revenue Companies + Dedicated Finance Team > — https://www.zeni.ai/pricing · AI Bookkeeping plan cards, checked 30 October 2026 **Categorizes transactions** · Yes — The AI categorizes transactions and learns from corrections to prevent the same error recurring. > every correction you make teaches it your business's specific patterns, so the same mistake doesn't happen twice. > — https://www.zeni.ai/ai-accountant-agent · Class tracking section, checked 30 October 2026 **Reconciles your accounts** · Yes — Zeni compares connected bank accounts against cleared balances and flags differences for correction. > Connect a bank account and Zeni compares it to your cleared balance, flags what's off > — https://www.zeni.ai/ai-accountant-agent/month-end-close · AI Bank Reconciliation section, checked 30 October 2026 **Reads receipts and bills** · Yes — Users can forward or upload receipts, and Zeni matches them to the related transaction. > Forward receipts to receipts@zeni.ai or upload directly, and it's matched for you. > — https://www.zeni.ai/ai-accountant-agent/month-end-close · Automated Receipt Matching section, checked 30 October 2026 **Pays your bills** · Yes — Zeni reads bills, routes them through approvals, schedules payments, and tracks payment status. > Your AI Accountant reads every bill, drafts it, and tracks it through approvals, scheduling, and payment automatically. > — https://www.zeni.ai/ai-accountant-agent · Pay each bill with confidence section, checked 30 October 2026 **Sends invoices** · Yes — The terms list invoicing among the finance functions bundled into the platform, and the AI Accountant tracks what customers owe you alongside what you owe; matching incoming customer payments to invoices is not described. > Accounts receivable is tracked alongside AP, so what's owed to you and what you owe are part of the same real-time picture. > — https://www.zeni.ai/ai-accountant-agent · FAQs, 'Does Zeni's AI Accountant handle accounts payable and receivable too?', checked 27 October 2026 **Accrual books and reports** · Yes — A profit and loss statement, balance sheet and cash flow statement are produced and refreshed automatically, and the vendor says balances are checked against GAAP; it never uses the word accrual. > Real-time insights: Profit and Loss, Balance Sheet, and Cash Flow updated automatically > — https://www.zeni.ai/product/ai-bookkeeping · 'Bookkeeping just got easier' cards, checked 27 October 2026 ### Who checks the AI’s work **People check the books** · Yes — Zeni describes automated close work as reviewed and approved by a human accountant. > AI month-end close uses artificial intelligence to automate the repetitive work of closing the books each month ... while a human accountant reviews and approves the results. > — https://www.zeni.ai/ai-accountant-agent/month-end-close · AI month-end close FAQ, checked 30 October 2026 **Your own bookkeeper** · Yes — Every bookkeeping subscription includes a dedicated team of bookkeeping and accounting experts. > Every bookkeeping software subscription we offer includes the services of a dedicated team of bookkeeping and accounting experts. > — https://www.zeni.ai/product/virtual-bookkeeping-services · Bookkeeping professionals section, checked 30 October 2026 **When the month is closed** · Yes — Zeni says its AI closes books every month, but does not name a calendar-day deadline. > Categorize transactions, reconcile accounts, run audit checks, and close your books every month with Zeni's AI Accountant. > — https://www.zeni.ai/ai-accountant-agent · AI Accountant hero, checked 30 October 2026 **Accuracy the vendor claims** · Yes — Zeni claims fully accurate books through an in-house expert and AI workflow, without methodology. > Entries into Quickbooks are made by a blend of human financial experts in collaboration with our AI-powered technology platform to deliver 100% accurate books. > — https://www.zeni.ai/faqs · Accounting & Bookkeeping FAQ, who enters transaction data, checked 30 October 2026 ### Where your books live and what it connects to **QuickBooks Online** · Yes — Zeni currently works on QuickBooks Online Plus > Zeni's dashboard currently runs on top of QuickBooks Online Plus. > — https://www.zeni.ai/ai-accountant-agent · AI Accountant FAQ, accounting platform, checked 30 October 2026 **Xero** · No — the vendor does not document Xero, Desktop, or NetSuite support. > Zeni's dashboard currently runs on top of QuickBooks Online Plus. > — https://www.zeni.ai/ai-accountant-agent · AI Accountant FAQ, accounting platform, checked 30 October 2026 **NetSuite** · No — the vendor does not document Xero, Desktop, or NetSuite support. > Zeni's dashboard currently runs on top of QuickBooks Online Plus. > — https://www.zeni.ai/ai-accountant-agent · AI Accountant FAQ, accounting platform, checked 30 October 2026 **Bank and card feeds** · Yes — The service can automatically bring data from a bank account into its bookkeeping service. > The Zeni Services enable Customers to automatically transfer data from third-party websites and services, like your bank account > — https://www.zeni.ai/legal/terms-of-service · Third-party services section, checked 30 October 2026 **Stripe** · Yes — Zeni identifies integrations for Stripe, PayPal, Square, Avalara, and QuickBooks Online Plus. > QBO Pro, Avalara, Plaid, Stripe, PayPal, Square > — https://www.zeni.ai/pricing · Zeni comparison, API Integrations row, checked 30 October 2026 **PayPal** · Yes — Zeni identifies integrations for Stripe, PayPal, Square, Avalara, and QuickBooks Online Plus. > QBO Pro, Avalara, Plaid, Stripe, PayPal, Square > — https://www.zeni.ai/pricing · Zeni comparison, API Integrations row, checked 30 October 2026 **Square** · Yes — Zeni identifies integrations for Stripe, PayPal, Square, Avalara, and QuickBooks Online Plus. > QBO Pro, Avalara, Plaid, Stripe, PayPal, Square > — https://www.zeni.ai/pricing · Zeni comparison, API Integrations row, checked 30 October 2026 **Payroll** · Partly — integration: The separately priced Payroll Manager Service manages a payroll system, but the page does not identify its provider. > Payroll Manager Service Starting at $199 /Monthly (Annual Contract) Payroll System Management > — https://www.zeni.ai/pricing · Payroll pricing card, Payroll Manager Service, checked 31 October 2026 **Moves your history in** · Yes — Zeni says it migrates existing accounting data to QuickBooks Online Plus during onboarding. > If your books aren't already on QBO Plus, Zeni migrates your existing data as part of onboarding. > — https://www.zeni.ai/ai-accountant-agent · AI Accountant FAQ, accounting platform, checked 30 October 2026 **Platforms** · Partly — web — Zeni describes web-based software and a mobile app, but does not name desktop or mobile systems. > web-based software services > — https://www.zeni.ai/legal/terms-of-service · Opening definition and Mobile application sections, checked 30 October 2026 **Getting your books out** · Yes — Customers may export customer data and results during service and for thirty days afterward. > During the Term of this Agreement and for thirty (30) days after expiration of your subscription, you may export your Customer Data and Results > — https://www.zeni.ai/legal/terms-of-service · Customer data section, checked 30 October 2026 ### Taxes **Files your tax return** · Partly — Zeni offers federal and state income-tax filing through its separately priced Tax service. > Federal Income Tax filing - State Income Tax filing > — https://www.zeni.ai/service/startup-tax-accountant · Annual tax filings section, checked 30 October 2026 **Calculates sales tax** · Partly — Zeni sells sales-tax reporting as an add-on, but does not say it calculates invoice tax by state. > Sales tax reporting is one of our add-on services at Zeni. > — https://www.zeni.ai/faqs · Taxes FAQ, sales tax liability, checked 30 October 2026 **Files sales tax** · Partly — Zeni offers sales-tax reporting as a paid add-on and says it can handle recurring reporting. > we can take care of the monthly, quarterly or annual reporting. > — https://www.zeni.ai/faqs · Taxes FAQ, sales tax liability, checked 30 October 2026 ### What it keeps track of **Other currencies** · Yes — Zeni states that its service supports 160 currencies, including for international vendor payments. > Zeni supports 160 currencies. > — https://www.zeni.ai/faqs · Reimbursements FAQ, currencies, checked 30 October 2026 **Profit by project or job** · Yes — Class and dimension tags are assigned automatically by the AI Accountant and corrected as it learns your patterns, which gives class-level reporting; profit by project or job is not described separately. > Your AI Accountant assigns class and dimension tags automatically > — https://www.zeni.ai/ai-accountant-agent · 'Class tracking that gets smarter over time' section, checked 27 October 2026 ### Your data and its security **SOC 2 report** · Yes — Zeni states it is SOC 2 Type II compliant and directs customers to request its report. > Zeni is now SOC 2 Type II compliant ... You can request our latest report here. > — https://www.zeni.ai/security · SOC 2 compliance section, checked 30 October 2026 **Your data trains AI** · Partly — The terms grant Zeni a license to use your books and the results drawn from them to develop and improve its services, with no opt-out offered; they never say whether that includes training AI models. > you hereby grant Zeni a non-exclusive, royalty-free, fully paid-up, sublicensable (through one or more tiers of sublicensees), and transferable license to use, reproduce, create derivative works of > — https://www.zeni.ai/legal/terms-of-service · Customer data section, first paragraph, checked 27 October 2026 ### Who it is built for **Several businesses** · Yes — Multiple businesses or locations are supported, with each requiring a separate subscription level. > Zeni supports multi-entity businesses. Each business or location would need its own Zeni subscription > — https://www.zeni.ai/faqs · Accounting & Bookkeeping FAQ, multiple businesses, checked 30 October 2026 ### Trying it, starting and getting help **Free trial or free plan** · No — The published AI Bookkeeping choices are paid Starter, Growth, and custom Enterprise plans, not a free self-use plan. > At Zeni, we have three different plans for our AI Bookkeeping: Starter, Growth, and Enterprise. > — https://www.zeni.ai/faqs · Accounting & Bookkeeping FAQ, plan choice, checked 30 October 2026 **Sign up without a sales call** · No — Buying requires contacting Zeni and an accepted written order form, rather than independent checkout. > A Customer can subscribe to the Zeni Services by contacting Zeni and entering an Order form > — https://www.zeni.ai/legal/terms-of-service · Zeni Services section, checked 30 October 2026 **Contract and cancelling** · Yes — The service is a one-year agreement, with automatic renewals unless timely notice is supplied. > The Zeni Service is a one year Agreement. > — https://www.zeni.ai/legal/terms-of-service · Zeni Services and Renewal sections, checked 30 October 2026 **Support** · Yes — Customers can email their dedicated address or request a call; concierge staff work weekdays 9 AM–6 PM Pacific. > Customers can email their dedicated @zeni.ai email address with questions or requests, or request a call with our finance team at any point in time. > — https://www.zeni.ai/faqs · Dedicated Team FAQ, Finance Concierge, checked 30 October 2026 ## Zeni alternatives - [FreeAgent](https://tickmarkbooks.com/freeagent) · From £10 a month (about $13): UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type. - [Zoho Books](https://tickmarkbooks.com/zoho-books) · Free plan, then $20 a month: Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month. - [Puzzle](https://tickmarkbooks.com/puzzle) · No list price: AI-native accounting software with optional bookkeeper services for startups and small businesses. - [Stampli](https://tickmarkbooks.com/stampli) · Price on request: Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing. - [Pilot](https://tickmarkbooks.com/pilot) · No list price: A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors. - [Booke AI](https://tickmarkbooks.com/booke-ai) · No list price: An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents. - [SimpleAI](https://tickmarkbooks.com/simpleai) · From $79 a month: AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks. - [Bookkeeper360](https://tickmarkbooks.com/bookkeeper360) · From $19 a month: US-based outsourced bookkeeping, tax and CFO team working in your QuickBooks Online or Xero. - [Digits](https://tickmarkbooks.com/digits) · From $65 a month: AI-native general ledger that books and reconciles itself, replacing QuickBooks or Xero for US businesses. 5 of the 9 publish a price. [All 9 alternatives](https://tickmarkbooks.com/zeni/alternatives/) ## Sources and changes Last changed 27 October 2026 **Sources on zeni.ai** (9) - https://www.zeni.ai/pricing, read 31 October 2026 - https://www.zeni.ai/ai-accountant-agent, read 30 October 2026 - https://www.zeni.ai/faqs, read 30 October 2026 - https://www.zeni.ai/legal/terms-of-service, read 30 October 2026 - https://www.zeni.ai/ai-accountant-agent/month-end-close, read 30 October 2026 - https://www.zeni.ai/product/ai-bookkeeping, read 27 October 2026 - https://www.zeni.ai/product/virtual-bookkeeping-services, read 30 October 2026 - https://www.zeni.ai/security, read 30 October 2026 - https://www.zeni.ai/service/startup-tax-accountant, read 30 October 2026 ## Is this yours? Claim Zeni: https://tickmarkbooks.com/claim/zeni Report an error if a fact is wrong: hello@tickmarkbooks.com, subject "Report an error: Zeni (zeni)".