# Alternatives to Stampli

> Source: https://tickmarkbooks.com/stampli/alternatives/ (re-verified)
> Updated: 28 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Stampli at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Stampli](https://tickmarkbooks.com/stampli.md) | Finance teams with high invoice volume, many approvers and several entities | On quote | — | — | 26 October 2026 |
| [Puzzle](https://tickmarkbooks.com/puzzle.md) | A US startup on Mercury, Brex, Ramp, Stripe and Gusto that wants to replace QuickBooks | Price not established | $30 | Ledger included, Sign up without a sales call | 26 October 2026 |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | For accounting firms, Canada | 26 October 2026 |
| [Pilot](https://tickmarkbooks.com/pilot.md) | A US startup or small business that wants its books done for it in QuickBooks Online | Price not established | $137 | Reconciles your accounts, For accounting firms | 26 October 2026 |
| [Expensify](https://tickmarkbooks.com/expensify.md) | Small finance teams that want receipts, cards and reimbursements feeding one ledger | Free, then $5 a seat a month | Does not apply | Payroll, Platforms | 26 October 2026 |
| [Zeni](https://tickmarkbooks.com/zeni.md) | U.S. startups that want AI bookkeeping and a dedicated finance team | From $549 a month | — | Reconciles your accounts, Your own bookkeeper | 30 October 2026 |
| [Ottimate](https://tickmarkbooks.com/ottimate.md) | Multi-location restaurants, clubs and hotel groups with heavy supplier invoice volume | On quote | — | Platforms, For accounting firms | 27 October 2026 |
| [Glean.ai](https://tickmarkbooks.com/glean-ai.md) | High-growth finance teams managing vendor invoices and spend | From $295 a month billed annually | Quote only | Platforms, For accounting firms | 30 October 2026 |
| [Melio](https://tickmarkbooks.com/melio.md) | US small businesses and accounting firms paying vendor bills by card or bank transfer | Free, then $25 a month | Does not apply | Platforms, For accounting firms | 26 October 2026 |
| [Zoho Expense](https://tickmarkbooks.com/zoho-expense.md) | US finance teams reimbursing employee travel and card spend alongside QuickBooks or Xero | Free, then $4 a seat a month | Does not apply | Payroll, Platforms | 27 October 2026 |

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. Puzzle

AI-native accounting software with optional bookkeeper services for startups and small businesses.

**Where it improves on Stampli:**
- [Ledger included: yes — It is the ledger; no QuickBooks or Xero needed. Puzzle is a double-entry general ledger of its own, sold as a QuickBooks replacement (Core card: 'Your QuickBooks replacement').](https://puzzle.io/legal/faq)
- [Sign up without a sales call: partial — Software online; services and migration by call. The four software plans sign up online ('Try for free' goes to app.puzzle.io/signup) and upgrade under Settings > Billing.](https://puzzle.io/pricing)
- [Contract and cancelling: yes — Monthly or yearly (20% off); cancel in Billing. Plans are sold monthly or yearly (yearly saves 20% and is charged up front).](https://help.puzzle.io/en/articles/14990198-how-to-cancel-your-puzzle-subscription)

**Trade-offs against Stampli:**
- [Reads receipts and bills: partial — Reads an uploaded receipt; no stated matching. You can attach documents to a transaction or bill.](https://help.puzzle.io/en/articles/15138987-month-end-close-with-ai-close)
- [Pays your bills: partial — Records bills; payment through Ramp or Bill.com. Bills can be entered, imported by CSV or synced from Ramp and Bill.com, matched to payments and shown in AP aging.](https://help.puzzle.io/en/articles/9165703-faq-accounts-payable)
- [People check the books: partial — Only with a paid service; software plans: you check. On the software plans (Starter, Core, Complete, Scale) you close the books yourself, and Puzzle support does not do bookkeeping.](https://puzzle.io/pricing)

[View Puzzle](https://tickmarkbooks.com/puzzle)

### 2. Booke AI

An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.

**Where it improves on Stampli:**
- [For accounting firms: yes — Firm plan: many clients, white label; price on request. A separate plan for accounting firms adds multi-client management, a white-label client experience, custom pricing and priority onboarding to everything in Business.](https://booke.ai/pricing)
- [Canada: yes — US, Canada, UK and Australia, in local currency.](https://booke.ai/)
- [Australia: yes — US, Canada, UK and Australia, in local currency.](https://booke.ai/)

**Trade-offs against Stampli:**
- [People check the books: no — No: software only; your team reviews exceptions. No bookkeeper or accountant from Booke reviews the work on any plan.](https://booke.ai/)
- [Your own bookkeeper: no — No bookkeeper is included. No bookkeeper or accountant comes with any plan.](https://booke.ai/)
- [Accuracy the vendor claims: no — No accuracy figure; claims up to 80% of feed work. No categorization accuracy figure is published.](https://booke.ai/bookkeeping-ai)

[View Booke AI](https://tickmarkbooks.com/booke-ai)

### 3. Pilot

A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.

**Where it improves on Stampli:**
- [Reconciles your accounts: yes — Bank and card accounts reconciled each month. Essentials: AI reconciles accounts and closes the books monthly.](https://pilot.com/pricing)
- [For accounting firms: yes — Meridian for firms; white-label partner program. Pilot sells Meridian, a separate AI close platform for accounting firms covering all their clients (QuickBooks Online and Xero).](https://pilot.com/meridian)

**Trade-offs against Stampli:**
- [Pays your bills: partial — Bill payment is an add-on; Core manages 10 bills. Accounts payable is not in the bookkeeping plans by default.](https://pilot.com/faq)
- [People check the books: partial — Bookkeeper reviews on Core; Essentials is AI only. Essentials is described as AI doing the work ('AI categorizes transactions, reconciles accounts, and closes books monthly'), with support by in-app message.](https://pilot.com/pricing)
- [Accuracy the vendor claims: no — No accuracy figure published. No accuracy figure for the AI on any page read.](https://pilot.com/why-pilot)

[View Pilot](https://tickmarkbooks.com/pilot)

### 4. Expensify

Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.

**Where it improves on Stampli:**
- [Payroll: yes — integration - payroll is not built in and is not sold as an add-on; approved reimbursements are pushed into the payroll system you already run, such as Gusto or ADP.](https://use.expensify.com/ai-disclosure)
- [Platforms: yes — It runs in a web browser and as one app on iOS and Android, with the vendor stating every feature is present on mobile.](https://use.expensify.com/ai-disclosure)
- [Other currencies: yes — Invoices can be issued in several currencies, and reimbursements run in more than 140 currencies across 190-plus countries on local payment rails.](https://use.expensify.com/ai-disclosure)

**Trade-offs against Stampli:**
- None found.

[View Expensify](https://tickmarkbooks.com/expensify)

### 5. Zeni

AI bookkeeping with a dedicated finance team, built on QuickBooks Online Plus.

**Where it improves on Stampli:**
- [Reconciles your accounts: yes — Zeni compares connected bank accounts against cleared balances and flags differences for correction.](https://www.zeni.ai/ai-accountant-agent/month-end-close)
- [Your own bookkeeper: yes — Every bookkeeping subscription includes a dedicated team of bookkeeping and accounting experts.](https://www.zeni.ai/product/virtual-bookkeeping-services)
- [Payroll: partial — integration: The separately priced Payroll Manager Service manages a payroll system, but the page does not identify its provider.](https://www.zeni.ai/pricing)

**Trade-offs against Stampli:**
- [NetSuite: no — the vendor does not document Xero, Desktop, or NetSuite support.](https://www.zeni.ai/ai-accountant-agent)

[View Zeni](https://tickmarkbooks.com/zeni)

### 6. Ottimate

AI invoice capture, coding and vendor payments that sync into your accounting system.

**Where it improves on Stampli:**
- [Platforms: yes — It runs in a browser through the hosted dashboard and as phone apps for iOS and Android: web, ios, android, with nothing published about Windows or Mac programs.](https://ottimate.com/feature/ottimate-mobile-app/)
- [For accounting firms: yes — There is a dedicated offer for accounting and bookkeeping firms, covering client invoices, payments and expenses with per-client approval routing and a partner program.](https://ottimate.com/industry/accounting-firms/)

**Trade-offs against Stampli:**
- [QuickBooks Desktop: no — Xero and QuickBooks Desktop appear only as logos, with no page of their own.](https://ottimate.com/integrations/)
- [Several businesses: partial — Firms and groups run many clients, locations and departments in one account, and cards can be tied to a location; what an added entity costs is not published.](https://ottimate.com/feature/manage-employee-spend/)

[View Ottimate](https://tickmarkbooks.com/ottimate)

### 7. Glean.ai

Accounts payable automation with invoice-level vendor-spend intelligence.

**Where it improves on Stampli:**
- [Platforms: yes — android: The vendor links a mobile app to Google Play; web, Windows, Mac, and iOS are undisclosed.](https://www.glean.ai/)
- [For accounting firms: yes — There is a partner program for accounting firms with training, a dedicated account manager and a listing in the vendor's accountant directory; firm pricing and your own branding are not described.](https://www.glean.ai/partner)
- [Australia: yes — Canadian, UK, and Australian availability is undisclosed.](https://www.glean.ai/legal)

**Trade-offs against Stampli:**
- [Reads receipts and bills: partial — Bills can be forwarded by email and their information extracted, but matching to transactions is undisclosed.](https://www.glean.ai/integrations/quickbooks)
- [People check the books: partial — Approval workflows provide a human control for bills, but bookkeeper review of automated work is undisclosed.](https://www.glean.ai/product)
- [Accuracy the vendor claims: partial — The vendor describes extraction as highly accurate but publishes no measurement or accuracy percentage.](https://www.glean.ai/product)

[View Glean.ai](https://tickmarkbooks.com/glean-ai)

### 8. Melio

Bill pay and invoicing for US small businesses, with AI bill capture and QuickBooks, Xero and NetSuite sync.

**Where it improves on Stampli:**
- [Platforms: yes — web and ios: the full platform runs in a browser, and a phone app pays, approves and invoices, with iOS named for sharing bills in; Android is never named.](https://melio.com/mobile-app/)
- [For accounting firms: yes — Firms get the Unlimited plan free with unlimited users, a multi-client dashboard, and client discounts from 30% up to 45%, plus a tiered partner program.](https://melio.com/accounting-firms/)
- [Sign up without a sales call: yes — You sign up and pay online in minutes with no sales call; only the invite-only Platinum program for high card volume goes through an application and the Platinum team.](https://melio.com/international-payments/)

**Trade-offs against Stampli:**
- [Categorizes transactions: partial — It categorizes captured bills, not bank and card transactions: bills sync to QuickBooks Online with classes, locations and line items coded by AI that learns from corrections.](https://melio.com/integrations/quickbooks/)
- [Your own bookkeeper: no — No bookkeeper or accountant comes with any plan; the only named human is white-glove account management on the invite-only Platinum program for high-volume card spenders.](https://melio.com/pricing/)
- [Accuracy the vendor claims: no — Melio publishes no accuracy figure for its AI; it labels Agent Mel Beta and tells users to double-check, and its only numbers are time saved and volume processed.](https://melio.com/ai-agent/)

[View Melio](https://tickmarkbooks.com/melio)

### 9. Zoho Expense

Travel, expense and corporate card management with Zia AI receipt capture, from $4 per user a month.

**Where it improves on Stampli:**
- [Payroll: yes — integration: payroll itself sits outside Zoho Expense, which syncs reimbursements and org structure to Zoho Payroll and other HRMS or payroll systems as an add-on.](https://www.zoho.com/us/expense/expense-faqs/)
- [Platforms: yes — web, ios, android: it runs in any browser with native iPhone and Android apps, and the plan comparison also lists iPad, Mac and Apple Watch apps.](https://www.zoho.com/us/expense/expense-faqs/)
- [Other currencies: yes — Multi-currency expenses are on every plan including Free, with exchange rates applied automatically so staff spend in one currency and are repaid in another.](https://www.zoho.com/us/expense/expense-faqs/)

**Trade-offs against Stampli:**
- [Pays your bills: no — It reimburses employees and reconciles cards; the vendor says vendor-bill and AP processing is not what the product is built around, and routes that to Zoho Spend.](https://www.zoho.com/us/expense/expense-faqs/)
- [People check the books: partial — Zoho staff in India verify submitted receipts for accuracy, but policy and approval decisions sit with your own approvers, not with vendor bookkeepers.](https://www.zoho.com/us/expense/terms.html)
- [Accuracy the vendor claims: partial — The vendor describes scanning as reliable and improving with learned merchants but publishes no measured accuracy rate or test method, and warns faint receipts need checking.](https://www.zoho.com/us/expense/expense-faqs/)

[View Zoho Expense](https://tickmarkbooks.com/zoho-expense)