# SimpleAI — AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks. > Source: Tick Mark Books — https://tickmarkbooks.com/simpleai (structured, researched, re-verified) SimpleAI is a Singapore-built set of AI agents for accounting work, led by SAAM, which extracts data from invoices, bills and bank statements, classifies and reconciles it, then publishes entries into Xero, QuickBooks or Accurate. A separate conversational workspace, NOVA, and modules for fund operations and Singapore e-invoicing sit alongside it. **Best for:** Accounting firms and finance teams processing high volumes of invoices and bank statements | Fact | Value | | --- | --- | | Website | https://simpleaiworks.com/ | | Category | AI bookkeeping for QuickBooks and Xero, Bookkeepers and accounting firms, Cheapest accounting software, Freelancers and the self-employed, Startups | | Open source | No | | Price | $79 a month | | Price checked | 27 October 2026 | Screenshot of SimpleAI: https://tickmarkbooks.com/img/1920/screenshots/simpleai.webp, captured 27 October 2026 **What we checked** - Pages last read: 27 October 2026 - Price on its site: From $79 a month (From its pricing page) ## What it costs A month of books at 100 transactions: $106 a month at 100 transactions, on Starter, on Xero Early ## SimpleAI price and plans Prices excluding tax, as SimpleAI publishes them. | Plan | Price | What's included | | --- | --- | --- | | Starter, on Xero Early | $79 a month | 700 transactions; Then $24 for each 150 more; Needs Xero Early, $27 a month | | Starter, on QuickBooks Online Simple Start | $79 a month | 700 transactions; Then $24 for each 150 more; Needs QuickBooks Online Simple Start, $38 a month | | Growth, on Xero Early | $129 a month | 2,000 transactions; Then $36 for each 400 more; Needs Xero Early, $27 a month | | Growth, on QuickBooks Online Simple Start | $129 a month | 2,000 transactions; Then $36 for each 400 more; Needs QuickBooks Online Simple Start, $38 a month | | Scale, on Xero Early | $199 a month | 5,000 transactions; Then $55 for each 1,000 more; Needs Xero Early, $27 a month | | Scale, on QuickBooks Online Simple Start | $199 a month | 5,000 transactions; Then $55 for each 1,000 more; Needs QuickBooks Online Simple Start, $38 a month | **What needs a higher plan** - NOVA Business: Billable time, Profit by project or job Pricing page as we captured it: https://tickmarkbooks.com/img/1920/screenshots/simpleai/pricing.webp, captured 27 October 2026 Read on https://simpleaiworks.com/en/pricing, 27 October 2026. ## What SimpleAI costs at your volume | Transactions | Cost | Plan | | --- | --- | --- | | 100 | $106 a month | Starter, on Xero Early | | 500 | $106 a month | Starter, on Xero Early | ## What we checked on SimpleAI ### What it costs to keep your books **Cost at 100 transactions a month** · Yes — $106 a month on Starter, on Xero Early for 100 transactions. Includes Xero Early at $27 a month, which Starter, on Xero Early needs. > Starter US$ 79 / month > — https://simpleaiworks.com/en/pricing · SAAM plan cards, Starter column, price cell, checked 27 October 2026 **Cost at 500 transactions a month** · Yes — $106 a month on Starter, on Xero Early for 500 transactions. Includes Xero Early at $27 a month, which Starter, on Xero Early needs. > Starter US$ 79 / month > — https://simpleaiworks.com/en/pricing · SAAM plan cards, Starter column, price cell, checked 27 October 2026 **Cost for a solo freelancer** · Yes — A one-person business can start on NOVA's Starter plan at S$39 a month for 30 document credits, one entity and three users; the SAAM accounting module's own entry plan is US$79 a month plus the Xero or QuickBooks subscription it publishes into. > For startups, freelancers & independent contractors. > — https://simpleaiworks.com/en/solutions/nova · Plans for NOVA, Starter plan card heading and price, checked 27 October 2026 **Promotion and regular price** · No — none on the SAAM plan cards: the only discount the vendor names on them is 10% for annual billing, and the separate Bank Statement Extraction module is the one that runs a labeled limited-time promotion. > Yes, annual plans are at 10% flat discount > — https://simpleaiworks.com/en/pricing · Cross-product FAQ, 'Is there an annual plan?', checked 27 October 2026 **Ledger included** · No — SAAM is not the ledger: it extracts and classifies documents and then publishes entries into the accounting software you already pay for, so a Xero, QuickBooks or Accurate subscription sits on top of its price. > No. SimpleAI is designed to work alongside your existing systems and workflows. We currently support integrations with Xero, QuickBooks, and Accurate (for Indonesia users). > — https://simpleaiworks.com/en/contact · Frequently asked, 'Does SimpleAI replace our existing software?', checked 27 October 2026 **What the price is based on** · Yes — A flat monthly fee buys a document credit allowance rather than a per-transaction rate: one credit is one document, and a bank statement costs one credit for every page it runs to. > Every plan includes unlimited entities and users — you only pay for what you process. 1 credit = 1 document; bank statements are charged 1 credit per page. > — https://simpleaiworks.com/en/pricing · SAAM pricing section, intro line above the plan cards, checked 27 October 2026 **Users included** · Yes — Every published SAAM plan, Starter included, carries unlimited users and unlimited entities, so adding a colleague or an outside accountant costs nothing extra. > Entities Unlimited Users Unlimited > — https://simpleaiworks.com/en/pricing · SAAM Starter plan card, Entities and Users rows, checked 27 October 2026 **Past your plan’s limits** · Yes — Past the monthly credit allowance you buy add-on packs at a published rate, but the number of packs is capped per month, so very heavy months force a plan upgrade rather than open-ended overage. > ADD-ON PACK 150 credits — US$ 24 Up to 2 packs / month > — https://simpleaiworks.com/en/pricing · SAAM Starter plan card, Add-on pack block, checked 27 October 2026 **Setup or onboarding fee** · No — The vendor states onboarding, training and ongoing assistance are in every plan, and no one-time setup or implementation fee appears on any plan card or in the pricing FAQ. > Yes. Every plan includes onboarding support, training, and ongoing assistance from our team. > — https://simpleaiworks.com/en/pricing · Cross-product FAQ, 'Are onboarding, training, and support included?', checked 27 October 2026 ### What the AI does with your books **What the AI does** · Yes — The accounting agent extracts data from invoices, bills, bank statements and supporting documents, classifies the entries, reconciles transactions and prepares them for publishing into your ledger, and it learns from your corrections and custom prompts. > Extracts data from invoices, bills, bank statements, and supporting documents, automatically classifies entries, reconciles transactions, and prepares them for publication into your accounting software. > — https://simpleaiworks.com/en · Homepage, 'AGENT · ACCOUNTING & BOOKKEEPING' card, checked 27 October 2026 **What the AI costs** · Yes — credits: the AI is the product and is in every plan, but what you process is metered in credits at one credit per document and one per bank statement page, with extra credits sold in capped packs. > 1 credit = 1 document; bank statements are charged 1 credit per page. > — https://simpleaiworks.com/en/pricing · SAAM pricing section, intro line above the plan cards, checked 27 October 2026 **Categorizes transactions** · Yes — It classifies extracted entries by itself and the vendor says it improves from repeated corrections, custom prompts and your historical transactions rather than from fixed rules. > Learn from corrections, custom prompts, and historical transactions to improve future accuracy > — https://simpleaiworks.com/en · Homepage, accounting agent card bullet list, checked 27 October 2026 **Reconciles your accounts** · Yes — Reconciliation is on every published SAAM plan: it matches your transactions against bank feed entries and flags mismatches, and converts statements into reconciled, accounting-ready transactions. > SimpleAI matches your transactions to bank feed entries and flags mismatches instantly. > — https://simpleaiworks.com/en/solutions/accounting-automation · Features section, 'Reconciliation in a jiffy. Match, flag, and fix.', checked 27 October 2026 **Reads receipts and bills** · Yes — Receipts, invoices and bills are extracted and classified automatically and can be sent in from desktop, mobile or email; the reconciliation step is what matches the resulting entries to bank transactions. > Extract and classify invoices, bills, receipts, AP, AR, & supporting documents automatically > — https://simpleaiworks.com/en · Homepage, accounting agent card bullet list, checked 27 October 2026 **Pays your bills** · Partly — Bills are captured and classified and every plan includes an approval workflow, but the agent's documented end point is publishing entries into your accounting software, not paying suppliers. > automatically classifies entries, reconciles transactions, and prepares them for publication into your accounting software > — https://simpleaiworks.com/en · Homepage, 'AGENT · ACCOUNTING & BOOKKEEPING' card, checked 27 October 2026 **Sends invoices** · Partly — Sending invoices belongs to the other product lines, not SAAM: NOVA handles invoices and AR aging conversationally, and the e-Invoicing module issues Peppol invoices for Singapore, while SAAM only extracts AR documents. > Chart of accounts, journals, invoices, bills, bank feeds & reconciliation > — https://simpleaiworks.com/en/solutions/nova · 'INTRODUCING NOVA' capability grid, Accounting tile, checked 27 October 2026 **Accrual books and reports** · Partly — Financial statements come from NOVA, which generates Balance Sheets and Cash Flow Statements on request, whereas SAAM prepares entries for your own ledger to report from; neither page says the books are kept on an accrual basis. > Generate financial reports instantly — from Balance Sheets and Cash Flow Statements to NAV, Liquidity, AR/AP Ageing, FX Revaluation and more. > — https://simpleaiworks.com/en/solutions/nova · WHAT NOVA DOES, '06 Report Generation', checked 27 October 2026 ### Who checks the AI’s work **People check the books** · No — No bookkeeper of the vendor's checks the output: review sits with you inside the platform, and NOVA requires human approval before anything is committed to the records. > Users can review, approve, and modify outputs directly within the platform, including line item descriptions and entries before publishing. > — https://simpleaiworks.com/en/contact · Frequently asked, 'How accurate is SimpleAI?', checked 27 October 2026 **Your accountant can sign in** · Yes — Unlimited users on every SAAM plan means an external accountant or bookkeeper can be invited in at no extra charge; NOVA's plans instead cap users at one, three, ten or fifty. > Every plan includes unlimited entities and users — you only pay for what you process. > — https://simpleaiworks.com/en/pricing · SAAM pricing section, intro line above the plan cards, checked 27 October 2026 **Accuracy the vendor claims** · Partly — The vendor claims high precision in extraction and classification and says accuracy improves with your corrections, but it publishes no accuracy percentage and no description of how any figure was measured. > SimpleAI is built to deliver high AI precision in document extraction, classification, and workflow processing. > — https://simpleaiworks.com/en/contact · Frequently asked, 'How accurate is SimpleAI?', checked 27 October 2026 ### Where your books live and what it connects to **Xero** · Partly — The vendor names Xero, QuickBooks and Accurate as the ledgers it currently supports, with Accurate limited to Indonesia QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required. > We currently support integrations with Xero, QuickBooks, and Accurate (for Indonesia users). > — https://simpleaiworks.com/en/contact · Frequently asked, 'Does SimpleAI replace our existing software?', checked 27 October 2026 **QuickBooks Desktop** · No — QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required. > We currently support integrations with Xero, QuickBooks, and Accurate (for Indonesia users). > — https://simpleaiworks.com/en/contact · Frequently asked, 'Does SimpleAI replace our existing software?', checked 27 October 2026 **NetSuite** · No — QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required. > We currently support integrations with Xero, QuickBooks, and Accurate (for Indonesia users). > — https://simpleaiworks.com/en/contact · Frequently asked, 'Does SimpleAI replace our existing software?', checked 27 October 2026 **Bank and card feeds** · Partly — It does not connect to your bank itself: you upload or email statements in any format and the AI turns them into reconciled, accounting-ready transactions, then matches them against the bank feed entries in your ledger. > Upload your statement, let AI do the work, and download a clean, Xero-ready CSV in seconds — no templates, no manual data entry. > — https://simpleaiworks.com/en/solutions/bank-extraction · Bank Statement Extraction hero paragraph, checked 27 October 2026 **Moves your history in** · No — There is no migration of historic books: the vendor positions the product as running alongside the accounting system you keep, feeding entries into it rather than replacing or importing it. > No. SimpleAI is designed to work alongside your existing systems and workflows. > — https://simpleaiworks.com/en/contact · Frequently asked, 'Does SimpleAI replace our existing software?', checked 27 October 2026 **Platforms** · Yes — web: it is a browser platform you register for online, and documents can be sent in from a desktop, a mobile device or by email; no Windows, Mac, iOS or Android app is advertised anywhere on the site. > Yes. Upload via desktop, mobile, or email. > — https://simpleaiworks.com/en/solutions/bank-extraction · Bank Statement Extraction FAQ, 'Can I upload statements from mobile or email?', checked 27 October 2026 **Getting your books out** · Partly — You can export processed data as CSV and the books of record stay in your own Xero or QuickBooks file, but the vendor publishes no general ledger, trial balance or full report export from its own platform. > A clean, Xero-friendly CSV file that's ready to upload into your accounting workflow. > — https://simpleaiworks.com/en/solutions/bank-extraction · Bank Statement Extraction FAQ, 'What do I get as output?', checked 27 October 2026 ### Taxes **Calculates sales tax** · Partly — Indirect tax support is GST and VAT inside NOVA, which holds tax rates and produces tax reports; nothing on the site handles US state-by-state sales tax or tracks liability by state. > GST/VAT rates, P&L, Balance Sheet, AR/AP ageing & custom reports > — https://simpleaiworks.com/en/solutions/nova · 'INTRODUCING NOVA' capability grid, 'Tax & Reports' tile, checked 27 October 2026 ### What it keeps track of **Other currencies** · Yes — Foreign currencies are handled for documents and invoices, and NOVA's plan comparison shows Multi-Currency included on every tier including the free one, with FX revaluation among its reports. > Yes. SimpleAI can process invoices and documents in different languages and foreign currencies, making it suitable for global operations and multi-region workflows. > — https://simpleaiworks.com/en/contact · Frequently asked, 'Can SimpleAI process different languages and currencies?', checked 27 October 2026 **Billable time** · Partly — Time tracking with billable hours exists in NOVA but only from the Business plan up: the plan comparison marks Time Tracking & Task Management not included on Free and Starter, and no page says hours can be pushed onto an invoice. > Time Tracking & Task Management Not included Not included Included Included > — https://simpleaiworks.com/en/solutions/nova · COMPARE NOVA PLANS table, MODULES section, Time Tracking & Task Management row, checked 27 October 2026 **Profit by project or job** · Partly — Project tracking is a NOVA module gated to the Business plan and above; the comparison table marks Tracking & Projects not included on Free and Starter, and class-level or job-level profit reporting is not described further. > Tracking & Projects Not included Not included Included Included > — https://simpleaiworks.com/en/solutions/nova · COMPARE NOVA PLANS table, MODULES section, Tracking & Projects row, checked 27 October 2026 ### Your data and its security **Your data trains AI** · Partly — The vendor limits the use of ledger data to improving classification for your own workflows and names no cross-customer model training, but it publishes no opt-out and its privacy notice treats financial data only as sensitive personal information. > Data connected from accounting software is used strictly to improve classification accuracy for your company workflows. > — https://simpleaiworks.com/en/contact · Frequently asked, 'What happens to our data after the subscription ends?', checked 27 October 2026 ### Who it is built for **For accounting firms** · Yes — Accounting firms are a named buyer, every SAAM plan carries unlimited entities and users for client work, and NOVA lists a free Advisor tier for practice owners; own-branding or white-labeling is not claimed anywhere. > Advisor FREE For accounting practice owners. > — https://simpleaiworks.com/en/solutions/nova · Plans for NOVA, Advisor plan card, checked 27 October 2026 **Several businesses** · Yes — SAAM puts unlimited entities on every published plan at no per-entity charge, so a firm or group adds client books without a price step; NOVA by contrast allows one entity on each of its tiers. > Entities Unlimited > — https://simpleaiworks.com/en/pricing · SAAM Starter plan card, Entities row, checked 27 October 2026 **United States** · Yes — The SAAM pricing page prices plans for the United States, United Kingdom, Australia, Singapore, Malaysia, Indonesia and rest of world, so it is sold well beyond its Singapore base > Country Singapore Malaysia Indonesia Australia United Kingdom United States Rest of world > — https://simpleaiworks.com/en/pricing · SAAM pricing section, Country selector options, checked 27 October 2026 **Canada** · No — Canada is not one of the country options, and US or Canadian bank feeds and tax filing are not claimed. > Country Singapore Malaysia Indonesia Australia United Kingdom United States Rest of world > — https://simpleaiworks.com/en/pricing · SAAM pricing section, Country selector options, checked 27 October 2026 **United Kingdom** · Yes — The SAAM pricing page prices plans for the United States, United Kingdom, Australia, Singapore, Malaysia, Indonesia and rest of world, so it is sold well beyond its Singapore base > Country Singapore Malaysia Indonesia Australia United Kingdom United States Rest of world > — https://simpleaiworks.com/en/pricing · SAAM pricing section, Country selector options, checked 27 October 2026 **Australia** · Yes — The SAAM pricing page prices plans for the United States, United Kingdom, Australia, Singapore, Malaysia, Indonesia and rest of world, so it is sold well beyond its Singapore base > Country Singapore Malaysia Indonesia Australia United Kingdom United States Rest of world > — https://simpleaiworks.com/en/pricing · SAAM pricing section, Country selector options, checked 27 October 2026 ### Trying it, starting and getting help **Free trial or free plan** · Partly — A 14-day free trial unlocks the premium features for eligible users, and two cheaper paths are free standing: NOVA has a S$0 plan for one entity and one user, and Bank Statement Extraction gives 30 sheets free with no card. > Yes. Eligible users can enjoy a 14-day free trial to explore the platform, test workflows, and understand how SimpleAI fits into their operations before making a commitment. > — https://simpleaiworks.com/en/pricing · Cross-product FAQ, 'Is there a free trial available?', checked 27 October 2026 **Sign up without a sales call** · Yes — You can register directly on the website and skip the demo, with most customers finishing onboarding and setup within a day; a week is quoted only where custom workflows or integrations are wanted. > The website also has an option to directly register if no demo is needed. > — https://simpleaiworks.com/en/pricing · Cross-product FAQ, 'How long does implementation take?', checked 27 October 2026 **Contract and cancelling** · Yes — Monthly plans bill in arrears and can be canceled at any time with no call mentioned; annual plans are prorated on cancellation only if you have not used more than the included quota. > Monthly plans are billed in arrears and can be cancelled at any time. Annual plans are pro-rated on cancellation if you haven't exceeded the included quota. > — https://simpleaiworks.com/en/pricing · Cross-product FAQ, "What's your refund policy?", checked 27 October 2026 **Support** · Partly — Email, a WhatsApp group and an in-platform support system accept messages around the clock, but a reply takes one to two working days inside Singapore business hours, and no phone line or live chat with a person is offered. > Our support team will reach out to users within 1-2 working days of message submission. Please note that response times apply during our standard support hours, Monday to Friday, 9:00 AM to 6:00 PM (SGT), excluding public holidays. > — https://simpleaiworks.com/en/legal/terms · Terms and Conditions, Response Time section, checked 27 October 2026 ## SimpleAI alternatives - [Zoho Books](https://tickmarkbooks.com/zoho-books) · Free plan, then $20 a month: Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month. - [FreeAgent](https://tickmarkbooks.com/freeagent) · From £10 a month (about $13): UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type. - [Puzzle](https://tickmarkbooks.com/puzzle) · No list price: AI-native accounting software with optional bookkeeper services for startups and small businesses. - [Booke AI](https://tickmarkbooks.com/booke-ai) · No list price: An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents. - [Pilot](https://tickmarkbooks.com/pilot) · No list price: A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors. - [Expensify](https://tickmarkbooks.com/expensify) · Free plan, then $5 a seat a month: Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite. - [QuickBooks Online](https://tickmarkbooks.com/quickbooks-online) · Free plan, then $38 a month: Intuit's cloud ledger, now with Intuit Intelligence agents that categorize, reconcile and flag errors. - [Xero](https://tickmarkbooks.com/xero) · From $27 a month: Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan. - [Digits](https://tickmarkbooks.com/digits) · From $65 a month: AI-native general ledger that books and reconciles itself, replacing QuickBooks or Xero for US businesses. 6 of the 9 publish a price. [All 9 alternatives](https://tickmarkbooks.com/simpleai/alternatives/) ## Sources and changes Last changed 27 October 2026 **Sources on simpleaiworks.com** (7) - https://simpleaiworks.com/en/pricing, read 27 October 2026 - https://simpleaiworks.com/en/contact, read 27 October 2026 - https://simpleaiworks.com/en/solutions/nova, read 27 October 2026 - https://simpleaiworks.com/en, read 27 October 2026 - https://simpleaiworks.com/en/solutions/bank-extraction, read 27 October 2026 - https://simpleaiworks.com/en/legal/terms, read 27 October 2026 - https://simpleaiworks.com/en/solutions/accounting-automation, read 27 October 2026 ## Is this yours? Claim SimpleAI: https://tickmarkbooks.com/claim/simpleai Report an error if a fact is wrong: hello@tickmarkbooks.com, subject "Report an error: SimpleAI (simpleai)".