# Reconciler > Source: https://tickmarkbooks.com/reconciler Summary Reconciler is a read-only reconciliation tool that matches bank, card and payment processor transactions against your existing ledger and flags what does not tie out. It explains each match in plain English and never posts entries or moves money. - A month of books at 100 transactions: Does not apply - Open source: No - Category: [Month-end close and reconciliation](https://tickmarkbooks.com/category/close-reconciliation) - Best for: Bookkeepers, controllers, and finance teams reconciling several data sources ![Screenshot of Reconciler](https://tickmarkbooks.com/img/1280/screenshots/reconciler.webp) [Captured](#media-full)1 November 2026 · tickmarkbooks.com ![Screenshot of Reconciler](https://tickmarkbooks.com/img/1920/screenshots/reconciler.webp)[×](#media) [Visit Reconciler](https://tickmarkbooks.com/go/reconciler) [Compare](https://tickmarkbooks.com/compare?cat=close-reconciliation&products=reconciler) [Alternatives](https://tickmarkbooks.com/reconciler/alternatives) What we checked - Pages last read: 6 November 2026 - Plan price: From $59 a month From its pricing page [How we check](https://tickmarkbooks.com/methodology) [Editorial policy](https://tickmarkbooks.com/editorial-policy#not-for-sale) ## What it costs A month of books at 100 transactions Does not apply No plan keeps a full set of books Checked against the maker's own pages, 6 November 2026. ## Reconciler price and plans Prices excluding tax, as Reconciler publishes them. - Starter · $59 a month · Keeps no full set of books - 2,000 transactions - Growth · $179 a month · Keeps no full set of books - 25,000 transactions - Users included - Xero - NetSuite - Scale · $479 a month · Keeps no full set of books - Flat fee - For accounting firms - Several businesses - Enterprise · $1,199 a month · Keeps no full set of books - Flat fee [![Reconciler](https://tickmarkbooks.com/img/1024/screenshots/reconciler/pricing.webp)](https://tickmarkbooks.com/img/1920/screenshots/reconciler/pricing.webp) Pricing page, captured 1 November 2026 [reconciler.co/pricing](https://reconciler.co/pricing), checked 6 November 2026 ### All plans and limits | Plan | Price | Main limits | | --- | --- | --- | | Starter | From $59 a month or $29 a month, billed yearly | Up to 2,000 transactions a month; Connections: One bank connection (Mercury or Brex) and one processor; Entities: 1 entity | | Growth | $89 a month | Up to 25,000 transactions a month; Unlimited team members | | Scale | $239 a month | Transactions: Higher transaction volume | | Enterprise | $599 a month | Custom volume and entities | Read 4 November 2026 from [reconciler.co](https://reconciler.co/) and [reconciler.co/pricing](https://reconciler.co/pricing). ## What we checked on Reconciler Yes Partly No What it costs to keep your books Partly ### Cost for a solo freelancer The cheapest plan, Starter, costs $59 a month month to month, but it only reconciles. Your ledger is paid for separately, and only Mercury and Brex banks connect directly. > Starter Solo bookkeepers, one entity $59 /mo billed monthly Plan cards with the Monthly toggle selected, Starter card [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 What it costs to keep your books Yes ### Promotion and regular price yearly shown monthly: the pricing page and homepage open on yearly billing, so $29/mo billed yearly appears first. The month-to-month rate is $59. > Prices are billed yearly by default. FAQ, What does it cost? [reconciler.co/faq](https://reconciler.co/faq) Checked 2 November 2026 What it costs to keep your books No ### Ledger included Reconciler adds matching on top of existing books instead of supplying the accounting ledger itself. > From $29 per month on top of QuickBooks Honest comparison table, Cost row, Reconciler column [reconciler.co/integrations/quickbooks](https://reconciler.co/integrations/quickbooks) Checked 2 November 2026 What it costs to keep your books Yes ### What the price is based on Each plan has a flat monthly fee with a monthly transaction ceiling: 2,000 on Starter and 25,000 on Growth. Scale offers higher volume, and Enterprise volume is custom. > Up to 2,000 transactions a month Starter plan card feature list [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 What it costs to keep your books Yes ### Users included Growth includes unlimited team members; the vendor does not publish a Starter user allowance. On the page: Growth plan feature list Growth plan feature list [reconciler.co/pricing](https://reconciler.co/pricing) Checked 29 October 2026 What it costs to keep your books Partly ### Notice before a price rise The terms promise reasonable notice for price changes but do not state a number of days. > We may change pricing with reasonable notice. Terms of Service, Plans and billing [reconciler.co/terms](https://reconciler.co/terms) Checked 2 November 2026 What the AI does with your books Yes ### What the AI does The AI matches transactions by amount, date, memo, and processor references across both sources. > The AI matches each transaction across both sides of the truth, using amount, date, memo, and processor references. How it works, Step 02 [reconciler.co](https://reconciler.co/) Checked 2 November 2026 What the AI does with your books Yes ### What the AI costs included: automated matching and plain-English explanations are part of every plan from Starter up. No credits or AI add-on are listed. > Automated transaction matching Discrepancy and missing-entry flags Plain-English match explanations Starter plan card feature list [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 What the AI does with your books No ### Categorizes transactions It only reads your books. Nothing is written back to the ledger, so it cannot put transactions in accounts for you. It matches transactions but does not categorize them. > the product contains no function that posts a journal entry or sends a write request, so it does not move a dollar or change a record In short section [reconciler.co/security](https://reconciler.co/security) Checked 2 November 2026 What the AI does with your books Yes ### Reconciles your accounts This is the core product. It matches bank, card and processor activity to the ledger, flags exceptions and works the difference down to $0.00 before close. A person confirms each exception. > When the number hits $0.00, both sides are tied out and you are ready to close. What it does table, 04 Month-end close [reconciler.co](https://reconciler.co/) Checked 2 November 2026 What the AI does with your books No ### Pays your bills It cannot complete bill payment because the vendor says it never initiates or moves payments. > It has no payment initiation, and the product contains no function that posts a journal entry or sends a write request In short section [reconciler.co/security](https://reconciler.co/security) Checked 2 November 2026 Who checks the AI’s work No ### People check the books No Reconciler bookkeepers check the work. A person on your own team reviews and confirms every exception, and nothing posts to the ledger by itself. > Every result is decision support that a person on your finance team reviews before the books close. Footer disclaimer [reconciler.co](https://reconciler.co/) Checked 2 November 2026 Who checks the AI’s work No ### Your own bookkeeper It is software only, with no bookkeeper or accountant assigned. The vendor says it is a tool, not an advisor. Support is by email. > Reconciler is not a financial, accounting, or tax advisor, and nothing it produces is advice. Four rules we hold ourselves to, We are a tool, not an advisor [reconciler.co/security](https://reconciler.co/security) Checked 2 November 2026 Who checks the AI’s work Partly ### When the month is closed The first pass runs in seconds and connected workspaces reconcile the prior day each morning. > With a money-side and a ledger connection in place, Reconciler also reconciles the previous day automatically every morning. FAQ, How fast do I get reconciled after connecting? [reconciler.co/faq](https://reconciler.co/faq) Checked 2 November 2026 Where your books live and what it connects to Yes ### Xero Growth explicitly lists QuickBooks, Xero, and NetSuite ledgers On the page: Growth plan card feature list Growth plan card feature list [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 Where your books live and what it connects to Yes ### NetSuite Growth explicitly lists QuickBooks, Xero, and NetSuite ledgers On the page: Growth plan card feature list Growth plan card feature list [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 Where your books live and what it connects to Partly ### Bank and card feeds Mercury and Brex connect read-only; other banks and card issuers require uploaded CSV statements. > Reconciler does not connect to other banks or to card issuers directly and never asks for a bank login; for those you upload the statement as CSV. FAQ, Which sources and accounting software does it connect? [reconciler.co/faq](https://reconciler.co/faq) Checked 2 November 2026 Where your books live and what it connects to Yes ### Stripe Stripe, PayPal and Square connect read-only, with payouts split into sales, refunds and fees. > Reconciler takes your Shopify Payments and marketplace payout exports as CSV In short section [reconciler.co/use-cases/ecommerce-recon…](https://reconciler.co/use-cases/ecommerce-reconciliation) Checked 2 November 2026 Where your books live and what it connects to No ### Shopify Shopify payouts come in only as CSV, and Gusto is not named. On the page: In short section In short section [reconciler.co/use-cases/ecommerce-recon…](https://reconciler.co/use-cases/ecommerce-reconciliation) Checked 2 November 2026 Where your books live and what it connects to Yes ### PayPal Stripe, PayPal and Square connect read-only, with payouts split into sales, refunds and fees. On the page: In short section In short section [reconciler.co/use-cases/ecommerce-recon…](https://reconciler.co/use-cases/ecommerce-reconciliation) Checked 2 November 2026 Where your books live and what it connects to Yes ### Square Stripe, PayPal and Square connect read-only, with payouts split into sales, refunds and fees. On the page: In short section In short section [reconciler.co/use-cases/ecommerce-recon…](https://reconciler.co/use-cases/ecommerce-reconciliation) Checked 2 November 2026 Where your books live and what it connects to No ### Gusto payroll Shopify payouts come in only as CSV, and Gusto is not named. On the page: In short section In short section [reconciler.co/use-cases/ecommerce-recon…](https://reconciler.co/use-cases/ecommerce-reconciliation) Checked 2 November 2026 Where your books live and what it connects to No ### Moves your history in It reads the existing ledger and says there is no migration or need to move books. > there is no rip-and-replace, no migration, and no need to move your books onto a new platform FAQ, “Do I have to switch my accounting software?” [reconciler.co/faq](https://reconciler.co/faq) Checked 29 October 2026 Where your books live and what it connects to Yes ### Platforms web: you upload exports and review matches in the browser. The site describes no Windows, Mac, iPhone or Android app. > Reconcile your own two exports Hero upload form [reconciler.co](https://reconciler.co/) Checked 2 November 2026 Where your books live and what it connects to No ### Getting your books out Reconciler is not the ledger of record; the vendor says records remain in the buyer’s own ledger. > A person on your team is responsible for reviewing exceptions and recording any outcome in your own ledger. Read-only by design [reconciler.co/terms](https://reconciler.co/terms) Checked 29 October 2026 What it keeps track of No ### Other currencies The privacy policy says all figures are in US dollars. No page describes reconciling accounts in other currencies. On the page: Privacy Policy, Your financial data Privacy Policy, Your financial data [reconciler.co/privacy](https://reconciler.co/privacy) Checked 2 November 2026 Who it is built for Partly ### For accounting firms Firms can keep every client under one login, but Starter covers one entity, so several client books need the Scale plan. No firm pricing or white-label branding is described. > every file sits under the same login rather than forcing you to sign in and out of separate tenants Questions people ask, Can one login handle reconciliation for all of my clients? [reconciler.co/use-cases/for-bookkeepers](https://reconciler.co/use-cases/for-bookkeepers) Checked 2 November 2026 Who it is built for Partly ### Several businesses Scale offers multi-entity reconciliation, while Starter and Growth do not list that capability. On the page: Scale plan card feature list Scale plan card feature list [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 Trying it, starting and getting help Partly ### Free trial or free plan Every plan is paid. The homepage lets you reconcile two of your own CSV exports without an account or card, up to 60 rows a side. > No account, no card. Read-only, up to 60 rows a side. Hero upload form, caption below Reconcile my files [reconciler.co](https://reconciler.co/) Checked 2 November 2026 Trying it, starting and getting help Yes ### Sign up without a sales call Buyers can choose a listed plan and start themselves; the pricing page says no sales call. > CSV from any bank · read-only connections · self-serve · no sales call Line below the plan cards [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 Trying it, starting and getting help Yes ### Contract and cancelling Month-to-month billing is available and subscriptions renew until the buyer cancels under published terms. > Every plan is paid and self-serve. No annual lock-in, no contact-sales gate to see a price. Page intro under the heading [reconciler.co/pricing](https://reconciler.co/pricing) Checked 2 November 2026 Trying it, starting and getting help Yes ### Support A real person is available by email, but the vendor does not state support hours. > Send a note and a real person will get back to you. Contact page introduction [reconciler.co/contact](https://reconciler.co/contact) Checked 29 October 2026 ## Reconciler alternatives [All 9 alternatives](https://tickmarkbooks.com/reconciler/alternatives) - [Zeni](https://tickmarkbooks.com/zeni) · AI bookkeeping for startups that runs on QuickBooks Online Plus, with a dedicated finance team checking the work. · Cheapest plan $549 a month Checked 3 Nov · [Visit](https://tickmarkbooks.com/go/zeni) - [Sage Accounting (US)](https://tickmarkbooks.com/sage-accounting) · Sage's cloud ledger for US small businesses. Sage retired it on 31 December 2024, and access ended on 31 January 2025. · Cheapest plan about $27 a month Checked 27 Oct · [Visit](https://tickmarkbooks.com/go/sage-accounting) - 7 more alternatives · All 9 publish a price. · [See all 9](https://tickmarkbooks.com/reconciler/alternatives) - [FreeAgent](https://tickmarkbooks.com/freeagent) From about $26 a month UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type. - [Zoho Expense](https://tickmarkbooks.com/zoho-expense) Free, then $4 a seat a month Travel, expense and corporate card management with Zia AI receipt capture, from $4 per user a month. - [SimpleAI](https://tickmarkbooks.com/simpleai) From $79 a month AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks. - [Zoho Books](https://tickmarkbooks.com/zoho-books) Free, then $20 a month Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month. ## Sources and changes Last changed 6 November 2026 Sources on reconciler.co 13 - Read 4 November 2026 · [/pricing](https://reconciler.co/pricing) - Read 2 November 2026 · [/faq](https://reconciler.co/faq) - Read 4 November 2026 · [/](https://reconciler.co/) - Read 2 November 2026 · [/terms](https://reconciler.co/terms) - Read 2 November 2026 · [/security](https://reconciler.co/security) - Read 29 October 2026 · [/how-it-works](https://reconciler.co/how-it-works) - Read 2 November 2026 · [/contact](https://reconciler.co/contact) - Read 4 November 2026 · [/features/credit-card-reconciliation](https://reconciler.co/features/credit-card-reconciliation) - Read 4 November 2026 · [/features/transaction-matching](https://reconciler.co/features/transaction-matching) - Read 2 November 2026 · [/integrations/quickbooks](https://reconciler.co/integrations/quickbooks) - Read 2 November 2026 · [/privacy](https://reconciler.co/privacy) - Read 2 November 2026 · [/use-cases/ecommerce-reconciliation](https://reconciler.co/use-cases/ecommerce-reconciliation) - Read 2 November 2026 · [/use-cases/for-bookkeepers](https://reconciler.co/use-cases/for-bookkeepers) What changed on this page 1 - 2 November 2026 Free plan ## Similar in Month-end close and reconciliation [See all in Month-end close and reconciliation](https://tickmarkbooks.com/category/close-reconciliation) - [Synder](https://tickmarkbooks.com/synder) Posts sales, fees and taxes from 30+ channels into QuickBooks, Xero, NetSuite or Sage Intacct. From $65 a month - [DocuClipper](https://tickmarkbooks.com/docuclipper) Converts PDF bank, card and brokerage statements, invoices and receipts into QuickBooks, Xero, Excel or CSV. From $29 a month - [Double](https://tickmarkbooks.com/double) Month-end close platform for accounting firms, built on QuickBooks Online and Xero. From $10 a month - [Finlens](https://tickmarkbooks.com/finlens) AI layer on QuickBooks Online that drafts accruals, prepaids and Stripe revenue entries for review. Free plan, then $49 a month ## From our research [All research](https://tickmarkbooks.com/blog) - [Buyer's guide](https://tickmarkbooks.com/blog/what-is-the-best-simple-accounting-software) 3 Nov 2026 What Is the Best Simple Accounting Software? Manager.io has a free plan, and 4 of the 8 tools need QuickBooks or Xero beside them. - [Buyer's guide](https://tickmarkbooks.com/blog/xero-pricing-plans-limits-and-the-new-customer-discount) 7 Nov 2026 Xero pricing: plans, limits and the new-customer discount What each Xero plan costs a month, what limits come with it, and how the new-customer discount gives way to the regular price. - [Data study](https://tickmarkbooks.com/data/bookkeeping-software-cost) November 2026 The median bookkeeping product cost $39 a month for 100 transactions in November 2026, and $42 for 500 ## Is this yours? Make it yours for free, then check who reads this page, marked as verified. You confirm it with an email at reconciler.co. 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