# QuickBooks Solopreneur — Intuit's one-person-business ledger: bank feeds, receipts, mileage and Schedule C tax readiness.

> Source: Tick Mark Books — https://tickmarkbooks.com/quickbooks-solopreneur (structured, researched, re-verified)

QuickBooks Solopreneur is Intuit's accounting ledger for single-owner self-employed businesses. It imports bank and card transactions, sorts them automatically, and keeps receipts, mileage and invoices in one place for Schedule C tax time.

**Best for:** Self-employed one-person businesses filing a Schedule C

| Fact | Value |
| --- | --- |
| Website | https://quickbooks.intuit.com/solopreneur/ |
| Category | AI tax for the self-employed, Cheapest accounting software, Freelancers and the self-employed, Free accounting software, Small businesses |
| Open source | No |
| Price | Free |
| Price checked | 27 October 2026 |

**What we checked**

- Pages last read: 27 October 2026
- Price on its site: Free plan (From its pricing page)

## What it costs

A month of books at 100 transactions: $20 a month at 100 transactions, on Lite

## QuickBooks Solopreneur price and plans

Prices excluding tax, as QuickBooks Solopreneur publishes them.

| Plan | Price | What's included |
| --- | --- | --- |
| Free | Free | Flat fee |
| Lite | $20 a month | Flat fee; adds Cost at 100 transactions a month; adds Cost at 500 transactions a month |
| Simple Start | $38 a month | Flat fee; adds What the AI does; adds People check the books; adds Your accountant can sign in; adds Payroll |

**What needs a higher plan**

- Plus: Reconciles your accounts, Inventory, Profit by project or job
- Essentials: Billable time

Read on https://quickbooks.intuit.com/solopreneur/, 27 October 2026.

## What QuickBooks Solopreneur costs at your volume

| Transactions | Cost | Plan |
| --- | --- | --- |
| 100 | $20 a month | Lite |
| 500 | $20 a month | Lite |

## What we checked on QuickBooks Solopreneur

### What it costs to keep your books

**Cost at 100 transactions a month** · Yes — $20 a month on Lite for 100 transactions. Free ($0) holds up to 1 connected accounts; the workload priced has 2 connected accounts. Lite is 50% off for 3 months for new customers ($10 a month). The figure is the regular $20, paid after it.

> $20
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column regular price, Monthly billing selected, checked 27 October 2026

**Cost at 500 transactions a month** · Yes — $20 a month on Lite for 500 transactions. Free ($0) holds up to 1 connected accounts; the workload priced has 2 connected accounts. Lite is 50% off for 3 months for new customers ($10 a month). The figure is the regular $20, paid after it.

> $20
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column regular price, Monthly billing selected, checked 27 October 2026

**Cost for a solo freelancer** · Yes — A one-person business can run on the $0 Free plan, but with one bank account, two invoices and two receipts a month; the Lite plan at $20 a month lifts those caps.

> Automate solopreneur finances and save on taxes with expert help.
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, checked 27 October 2026

**Promotion and regular price** · Yes — promotion - the headline $10 and $19 figures are a 50% introductory discount for three months, after which the regular $20 and $38 monthly prices apply.

> The listed discount is applied to the monthly base price for new subscriptions to QuickBooks Online and/or Workforce for the first 3 months (the “Introductory Period”).
> — https://quickbooks.intuit.com/solopreneur/ · Important pricing details and product information modal, Introductory Discount Offer paragraph, checked 27 October 2026

**Ledger included** · Yes — This is the accounting ledger itself, so there is no separate QuickBooks Online or Xero subscription to buy alongside it.

> Unlike QuickBooks Online, QuickBooks Solopreneur is built specifically for single‑owner, self‑employed businesses.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, “How is QuickBooks Solopreneur different from QuickBooks Online?”, checked 27 October 2026

**What the price is based on** · Yes — Pricing is a flat monthly fee per business, not metered by transaction, bank account or spending; each plan card shows one figure per month.

> $20
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column price cell with Monthly billing selected, checked 27 October 2026

**Users included** · Yes — Both Free and Lite include exactly one user and no accountant seat; Simple Start at $38 is the first plan that adds accountant access.

> 1 user
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, user row beneath the Buy now button, checked 27 October 2026

**Past your plan’s limits** · Partly — The vendor states the Free plan's caps as hard monthly limits and sells the way past them as an upgrade, but names no overage rate for exceeding them.

> Send invoices (limit 2 per month)
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Free column, Top features list, checked 27 October 2026

**Catching up past months** · Partly — Catching up past months is not part of any Solopreneur plan; Intuit sells it separately as Intuit Expert Cleanup, and no price is published on that page.

> Intuit Expert Cleanup helps you find every deduction, stay compliant, and save days of internal tax prep. They’ll clean your books to give you guaranteed accuracy and avoid costly mistakes.
> — https://quickbooks.intuit.com/experts/ · “Just need a one-time books cleanup?” section, checked 27 October 2026

**Notice before a price rise** · No — The terms promise no notice period at all: pricing and features may change or be discontinued with or without notice, with advance notice promised only if the Free plan is withdrawn.

> Terms, conditions, pricing, features, availability, service and support options are subject to change or discontinuation, with or without notice.
> — https://quickbooks.intuit.com/solopreneur/ · Important pricing details and product information modal, QuickBooks Lite paragraph, checked 27 October 2026

### What the AI does with your books

**What the AI does** · Partly — Intuit Intelligence on Lite is limited to the Expert Assisted Tax tie-in; the categorization, deduction and chat AI features appear only from Simple Start upward.

> Categorizes expenses
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Simple Start column, Intuit Intelligence list, checked 27 October 2026

**What the AI costs** · Yes — included - the Intuit Intelligence features are bundled into the plan price with no credit meter, though on Lite the tax expert work is billed only when you file.

> (Pay only when you file)
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, Expert Assisted Tax entry under Intuit Intelligence, checked 27 October 2026

**Categorizes transactions** · Yes — The vendor says it learns from how you categorize and then matches and records transactions itself, which is the learning-from-corrections behavior the question asks about.

> The software learns how you categorize income and expenses during your regular workflow. Over time, it automatically matches and records transactions in line with those patterns
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, bank/credit card connection answer, checked 27 October 2026

**Reconciles your accounts** · Partly — Monthly bank reconciliation is not claimed for Lite; the vendor advertises automated reconciliation as an Intuit Intelligence feature from the Plus plan upward.

> Reconciles your books
> — https://quickbooks.intuit.com/accounting/mileage/ · Plan cards, Plus column, Intuit Intelligence list, checked 27 October 2026

**Reads receipts and bills** · Yes — Receipts can be photographed in the mobile app and matched to transactions; the Free plan caps this at two a month while Lite makes receipts unlimited.

> Use your phone’s GPS to track miles, capture receipts, and match them to transactions for easier categorization.
> — https://quickbooks.intuit.com/solopreneur/ · “Simplify self-employed taxes” feature block, checked 27 October 2026

**Pays your bills** · Partly — Automated bill pay is listed on Lite but not on the Free plan, and the vendor's pages describe no approval-routing step before payment.

> Automated bill pay
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, Top features list, checked 27 October 2026

**Sends invoices** · Yes — Invoices can be sent from the product with card, ACH, Apple Pay, PayPal and Venmo payment options, unlimited on Lite and capped at two a month on Free.

> Send professional invoices and give your customers flexible ways to pay, including cards, ACH Apple Pay, PayPal, and Venmo. Get deposits next-day.
> — https://quickbooks.intuit.com/solopreneur/ · “Get paid faster” feature block, checked 27 October 2026

**Accrual books and reports** · Partly — The plans produce a profit and loss and a balance sheet, but the vendor never claims accrual-basis books or a cash flow statement, and its expert service explicitly excludes full accrual work.

> Access the top 3 reports for your business: profit and loss, balance sheet, and account quick report.
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Free column, “Run top reports” feature description, checked 27 October 2026

### Who checks the AI’s work

**People check the books** · Partly — No bookkeeper checks the AI's work on Lite; human review arrives either as the Simple Start beta or by buying the separate Intuit Experts service.

> AI and human insights and guidance
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Simple Start column, Intuit Intelligence list, checked 27 October 2026

**Your own bookkeeper** · Partly — A named bookkeeper is not part of any Solopreneur plan; it comes only with the separately sold Expert Full Service Bookkeeping product line.

> A dedicated QuickBooks-certified bookkeeper manages your books, sends reports, and shares insights to help you make smarter financial decisions.
> — https://quickbooks.intuit.com/experts/ · “Choose how you want to work with our experts”, Expert Full Service Bookkeeping card, checked 27 October 2026

**Your accountant can sign in** · Partly — Neither Free nor Lite lets you invite an accountant; the plan cards read “No accountant access” and accountant seats begin at Simple Start.

> No accountant access
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, row beneath the user count, checked 27 October 2026

**Accuracy the vendor claims** · Partly — The only accuracy claim attaches to the human tax-expert review on Lite, not to the AI bookkeeping, and the page gives no measurement method.

> Expert reviews your return for 100% accuracy—guaranteed
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, Expert Assisted Tax bullet list, checked 27 October 2026

### Where your books live and what it connects to

**Bank and card feeds** · Yes — Bank and card accounts connect directly and sync automatically; the Free plan is limited to one connected bank, and the vendor names no feed provider.

> You connect your accounts directly to the platform to sync your real‑time data automatically.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, bank/credit card connection answer, checked 27 October 2026

**Payroll** · Partly — integration - payroll is not in any Solopreneur plan; the Simple Start card says QuickBooks payroll can be attached, which is an extra subscription.

> Attach payroll and other QuickBooks services
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Simple Start column, Top features list, checked 27 October 2026

**Moves your history in** · Partly — Intuit offers its Dataswitcher service for moving books in from other accounting software, but neither page states what it costs or that Solopreneur plans are covered.

> Our Dataswitcher service is here to help you every step of the way with step-by-step guidance and expert support to help you get you set up with confidence.
> — https://quickbooks.intuit.com/online/compare/ · Frequently asked questions, “Is it easy to move my data from other software into QuickBooks?”, checked 27 October 2026

**Platforms** · Yes — It runs on the web, on iOS and on Android; no native Windows or Mac desktop application is documented for this product.

> The QuickBooks Online mobile app works with iPhone, iPad, and Android phones and tablets.
> — https://quickbooks.intuit.com/solopreneur/ · Important pricing details and product information modal, Mileage tracking paragraph, checked 27 October 2026

**Getting your books out** · Partly — The vendor says records can be shared or exported for filing and that reports export from Simple Start, but it never promises a full general ledger or trial balance export.

> You can also securely share your records with an accountant or export the necessary documents for filing.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, Schedule C answer, checked 27 October 2026

### Taxes

**Files your tax return** · Partly — Filing is not in the subscription: Lite bundles Expert Assisted Tax powered by TurboTax, charged separately when you file, with 20% off the federal base price.

> 20% off base price of fed filing*
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Lite column, Expert Assisted Tax bullet list, checked 27 October 2026

**Files 1099s** · Partly — Contractor payments can be assigned to 1099 categories and filed from QuickBooks, but Free covers one contractor and Lite only three, and the FAQ calls the filing tools additional.

> Manage 1 contractor: Assign payments to 1099 categories, see payment history, prepare and file 1099s from QuickBooks.
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Free column, “Manage 1 contractor” feature description, checked 27 October 2026

**Calculates sales tax** · Partly — Automated sales tax is listed on Lite and calculated per transaction by date, location and product type, but the vendor warns the figures must be validated before filing.

> Underlying sales tax rates are estimated based on the location information associated with each individual transaction.
> — https://quickbooks.intuit.com/solopreneur/ · Important pricing details and product information modal, Automatic Sales Tax paragraph, checked 27 October 2026

### What it keeps track of

**Inventory** · Partly — Stock and cost of goods are deliberately out of scope for this product; inventory tracking appears only on the QuickBooks Plus plan.

> It focuses on essentials like automated transaction sorting, goals, and tax‑readiness instead of broader team and inventory features.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, difference-from-QuickBooks-Online answer, checked 27 October 2026

**Mileage** · Yes — Automatic GPS mileage tracking is built in through the mobile app, capped at five trips a month on Free and unlimited on Lite, and only for the master administrator.

> Just drive, and we’ll use your phone’s location to detect when you’re driving. Or, add a trip manually.
> — https://quickbooks.intuit.com/accounting/mileage/ · “Automatic GPS tracking” feature block, checked 27 October 2026

**Billable time** · Partly — Billable hours on invoices are not offered on Solopreneur plans; adding time to invoices starts on the QuickBooks Essentials plan.

> Add employee time to invoices
> — https://quickbooks.intuit.com/accounting/sales-tax/ · Plan cards, Essentials column, Top features list, checked 27 October 2026

**Profit by project or job** · Partly — Profit by project, job or class is not part of Solopreneur; project profitability and class tracking begin on the QuickBooks Plus plan.

> Automatically track project profitability
> — https://quickbooks.intuit.com/accounting/mileage/ · Plan cards, Plus column, Top features list, checked 27 October 2026

### Your data and its security

**Your data trains AI** · Yes — Intuit's global privacy statement says customer personal information, which it defines to include bookkeeping and transaction detail, is used to train its AI models; no opt-out for that training is offered.

> Improve and develop our products and services by analyzing how they are used and interacted with, by training our artificial intelligence models and other machine learning models
> — https://www.intuit.com/privacy/statement/ · How we use personal information, Research and development bullet, checked 27 October 2026

### Who it is built for

**Several businesses** · No — The product is built for a single-owner business and each plan includes one user with no accountant seat, so one account does not keep several entities' books.

> QuickBooks Solopreneur is designed for self-employed individuals running a one-person business.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, “Who is QuickBooks Solopreneur best for…”, checked 27 October 2026

**Canada** · No — the pages make no claim at all about Canada, the UK or Australia.

> The software automates expense tracking to help you maximize deductions for your Schedule C reporting.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, Schedule C answer, checked 27 October 2026

**Australia** · No — the pages make no claim at all about Canada, the UK or Australia.

> The software automates expense tracking to help you maximize deductions for your Schedule C reporting.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, Schedule C answer, checked 27 October 2026

### Trying it, starting and getting help

**Free trial or free plan** · Yes — A standing $0 plan lets you use your own books with no card, limited to one bank account, two invoices and two receipts a month.

> $0/mo
> — https://quickbooks.intuit.com/solopreneur/ · Plan cards, Free column price cell, with “No credit card required” beneath, checked 27 October 2026

**Sign up without a sales call** · Yes — You buy and set it up yourself from the plan cards with a Sign up or Buy now button, and the vendor says setup takes a few minutes.

> Setup typically takes only a few minutes once you sync your bank or credit card transactions.
> — https://quickbooks.intuit.com/solopreneur/ · Solopreneur frequently asked questions, getting-started answer, checked 27 October 2026

**Contract and cancelling** · Yes — Monthly billing carries no annual contract and can be canceled at any time; a discounted annual term is offered as an alternative, not a requirement.

> No annual contract
> — https://quickbooks.intuit.com/solopreneur/ · Your plan summary panel beside the plan cards, checked 27 October 2026

**Support** · Partly — Phone, chat and email product help is offered and the Free plan lists chat support, but no hours are published for product support on these plans.

> QuickBooks offers convenient product help over the phone or via chat or email.
> — https://quickbooks.intuit.com/online/compare/ · Frequently asked questions, “What kind of support is available?”, checked 27 October 2026

## QuickBooks Solopreneur alternatives

- [Zoho Books](https://tickmarkbooks.com/zoho-books) · Free plan, then $20 a month: Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.
- [FreeAgent](https://tickmarkbooks.com/freeagent) · From £10 a month (about $13): UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.
- [Puzzle](https://tickmarkbooks.com/puzzle) · No list price: AI-native accounting software with optional bookkeeper services for startups and small businesses.
- [Pilot](https://tickmarkbooks.com/pilot) · No list price: A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.
- [Booke AI](https://tickmarkbooks.com/booke-ai) · No list price: An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.
- [SimpleAI](https://tickmarkbooks.com/simpleai) · From $79 a month: AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
- [QuickBooks Online](https://tickmarkbooks.com/quickbooks-online) · Free plan, then $38 a month: Intuit's cloud ledger, now with Intuit Intelligence agents that categorize, reconcile and flag errors.
- [FreshBooks](https://tickmarkbooks.com/freshbooks) · From $23 a month: Double-entry small-business ledger built around invoicing, with a read-only Claude connector for questions.
- [Wave](https://tickmarkbooks.com/wave) · Free plan, then $19 a month: Free double-entry books for solo owners, with bank imports, receipts and payroll kept behind the paid Pro Plan.

6 of the 9 publish a price.

[All 9 alternatives](https://tickmarkbooks.com/quickbooks-solopreneur/alternatives/)

## Sources and changes

Last changed 27 October 2026

**Sources** (6)

- https://quickbooks.intuit.com/solopreneur/, read 27 October 2026
- https://quickbooks.intuit.com/accounting/mileage/, read 27 October 2026
- https://quickbooks.intuit.com/experts/, read 27 October 2026
- https://quickbooks.intuit.com/online/compare/, read 27 October 2026
- https://quickbooks.intuit.com/accounting/sales-tax/, read 27 October 2026
- https://www.intuit.com/privacy/statement/, read 27 October 2026

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