# Alternatives to Liscio

> Source: https://tickmarkbooks.com/liscio/alternatives/ (re-verified)
> Updated: 28 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Liscio at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Liscio](https://tickmarkbooks.com/liscio.md) | Small accounting and bookkeeping firms drowning in client document chasing and filing | From $19 a seat a month billed annually | Does not apply | — | 27 October 2026 |
| [Zoho Books](https://tickmarkbooks.com/zoho-books.md) | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month | $20 | Ledger included, Reads receipts and bills | 26 October 2026 |
| [FreeAgent](https://tickmarkbooks.com/freeagent.md) | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month | About $25 | Promotion and regular price, Ledger included | 26 October 2026 |
| [Stampli](https://tickmarkbooks.com/stampli.md) | Finance teams with high invoice volume, many approvers and several entities | On quote | — | Reads receipts and bills, Your data trains AI | 26 October 2026 |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | Your data trains AI, Sign up without a sales call | 26 October 2026 |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month | $106 | Past your plan’s limits, Reads receipts and bills | 27 October 2026 |
| [Expensify](https://tickmarkbooks.com/expensify.md) | Small finance teams that want receipts, cards and reimbursements feeding one ledger | Free, then $5 a seat a month | Does not apply | Past your plan’s limits, Reads receipts and bills | 26 October 2026 |
| [Cranston](https://tickmarkbooks.com/cranston.md) | CPA firms that want returns and monthly books drafted inside their own software | From $30 a month | $57 | Files your tax return, Your data trains AI | 27 October 2026 |
| [Digits](https://tickmarkbooks.com/digits.md) | A US startup or small business that wants its own AI-kept ledger in place of QuickBooks | From $65 a month | $65 | Ledger included, Reads receipts and bills | 27 October 2026 |
| [Xero](https://tickmarkbooks.com/xero.md) | Small businesses wanting the whole team and their advisor on the books, no per-user fees | From $27 a month | $27 | Promotion and regular price, Ledger included | 28 October 2026 |

“About” figures are converted at the European Central Bank rate of 30 October 2026.

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

**Where it improves on Liscio:**
- [Ledger included: yes — Zoho Books is the accounting ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan fee covers invoicing, banking, journals and the reports.](https://www.zoho.com/us/books/pricing/)
- [Reads receipts and bills: yes — Receipts can be photographed in the mobile app, uploaded or auto-forwarded from an email inbox, and autoscans turn them into transactions within a plan-wise monthly scan allowance.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)
- [Free trial or free plan: yes — A standing Free plan lets you keep real books while your yearly revenue stays under $50K, and the paid plans come with a 14-day trial, so you can try it on your own data first.](https://www.zoho.com/us/books/pricing/)

**Trade-offs against Liscio:**
- None found.

[View Zoho Books](https://tickmarkbooks.com/zoho-books)

### 2. FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

**Where it improves on Liscio:**
- [Promotion and regular price: yes — promotion: every paid plan is advertised at 50% off for the first six months (or first year on annual billing), after which the regular published price applies.](https://www.freeagent.com/pricing/)
- [Ledger included: yes — FreeAgent is the accounting ledger itself: it keeps the books, builds the accounting reports and files the returns, so no QuickBooks or Xero subscription sits underneath it.](https://www.freeagent.com/features/accounting-software/)
- [Reads receipts and bills: yes — Photograph, share or drag in a receipt or bill and Smart Capture extracts the key data, suggests a category and attaches it to the matching bank transaction for approval.](https://www.freeagent.com/features/expenses/)

**Trade-offs against Liscio:**
- [What the AI costs: partial — included in every plan for smart categorization and the first ten captures a month; processing more than ten receipts or bills needs the £5 (about $6.70)-a-month Smart Capture Unlimited add-on.](https://www.freeagent.com/pricing/)
- [People check the books: no — Checking the AI is yours: Smart Capture ends with you approving each captured bill or receipt, and no plan includes a bookkeeper reviewing the books, only UK support accountants answering questions.](https://www.freeagent.com/features/expenses/)
- [Several businesses: no — One account holds one business: the vendor's guidance for someone running two businesses assumes a separate FreeAgent account, and so a separate subscription, for each.](https://support.freeagent.com/hc/en-gb/articles/7996920939794-Record-inter-business-transactions)

[View FreeAgent](https://tickmarkbooks.com/freeagent)

### 3. Stampli

Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing.

**Where it improves on Liscio:**
- [Reads receipts and bills: yes — Receipts can be submitted by web, mobile, messaging, upload or inbox, and are matched to card expenses with employees prompted when something is missing.](https://www.stampli.com/expenses/)
- [Your data trains AI: partial — The agreement lets Stampli use usage information and aggregated, anonymized platform data for product improvement, and names no way for a customer to opt out.](https://www.stampli.com/terms/)

**Trade-offs against Liscio:**
- [Platforms: partial — web is the main place it runs, with mobile approvals and a mobile capture flow for receipts and mileage; the vendor never names Windows, Mac, iOS or Android.](https://www.stampli.com/expenses/)
- [For accounting firms: partial — There is a partner program for accounting firms built on referrals and revenue sharing, not a console where a firm runs many clients under its own branding.](https://www.stampli.com/partners/)

[View Stampli](https://tickmarkbooks.com/stampli)

### 4. Booke AI

An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.

**Where it improves on Liscio:**
- [Your data trains AI: partial — Trains a model kept for your account only. That per-client model is itself trained on your books (privacy policy section 10 is titled 'How Your Data Trains AI Models').](https://booke.ai/data-handling)
- [Sign up without a sales call: yes — Business plan: sign up online; firm plan by call. The Business plan's 'Start now' goes to an online sign-up form (country, business or accountant, or 'Sign up using Xero').](https://booke.ai/pricing)

**Trade-offs against Liscio:**
- [People check the books: no — No: software only; your team reviews exceptions. No bookkeeper or accountant from Booke reviews the work on any plan.](https://booke.ai/)
- [Accuracy the vendor claims: no — No accuracy figure; claims up to 80% of feed work. No categorization accuracy figure is published.](https://booke.ai/bookkeeping-ai)
- [Quarterly tax estimates: no — No tax estimates; tax left to people. No page mentions estimated or quarterly taxes.](https://booke.ai/bookkeeping-ai)

[View Booke AI](https://tickmarkbooks.com/booke-ai)

### 5. SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

**Where it improves on Liscio:**
- [Past your plan’s limits: yes — Past the monthly credit allowance you buy add-on packs at a published rate, but the number of packs is capped per month, so very heavy months force a plan upgrade rather than open-ended overage.](https://simpleaiworks.com/en/pricing)
- [Reads receipts and bills: yes — Receipts, invoices and bills are extracted and classified automatically and can be sent in from desktop, mobile or email; the reconciliation step is what matches the resulting entries to bank transactions.](https://simpleaiworks.com/en)
- [Your data trains AI: partial — The vendor limits the use of ledger data to improving classification for your own workflows and names no cross-customer model training, but it publishes no opt-out and its privacy notice treats financial data only as sensitive personal information.](https://simpleaiworks.com/en/contact)

**Trade-offs against Liscio:**
- [People check the books: no — No bookkeeper of the vendor's checks the output: review sits with you inside the platform, and NOVA requires human approval before anything is committed to the records.](https://simpleaiworks.com/en/contact)
- [Accuracy the vendor claims: partial — The vendor claims high precision in extraction and classification and says accuracy improves with your corrections, but it publishes no accuracy percentage and no description of how any figure was measured.](https://simpleaiworks.com/en/contact)

[View SimpleAI](https://tickmarkbooks.com/simpleai)

### 6. Expensify

Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.

**Where it improves on Liscio:**
- [Past your plan’s limits: yes — There is no transaction or account cap to pass; on a Control annual subscription, anyone active beyond the subscription size you committed to is simply charged at the higher pay-per-use rate.](https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing)
- [Reads receipts and bills: yes — Photograph, email, text or upload a receipt and SmartScan reads merchant, date, total, currency and tax, codes the expense and matches it to the card transaction where one exists.](https://use.expensify.com/ai-disclosure)
- [Free trial or free plan: yes — There is a standing free Submit plan for an individual with receipt scanning and mileage, and every paid workspace starts with a 30-day free trial.](https://use.expensify.com/ai-disclosure)

**Trade-offs against Liscio:**
- None found.

[View Expensify](https://tickmarkbooks.com/expensify)

### 7. Cranston

AI prepares draft returns and monthly books inside a firm's own QuickBooks, Xero and tax software.

**Where it improves on Liscio:**
- [Files your tax return: partial — Cranston prepares and keys a complete draft federal and state return at $40 per return, but stops short of filing: elections, sign-off and e-filing stay with the firm on its own EFIN.](https://cranston.ai/product/tax-prep)
- [Your data trains AI: partial — The agreement limits the vendor to using submitted taxpayer and financial data only to provide, secure, support and maintain the service, but neither it nor the privacy policy says anything explicit about AI model training or an opt-out.](https://cranston.ai/csa)
- [Sign up without a sales call: partial — Both rates are public and the vendor says no quote is needed, but buying is not self-serve: paid subscriptions run through a signed Order Form and every call to action books a demo.](https://cranston.ai/terms)

**Trade-offs against Liscio:**
- None found.

[View Cranston](https://tickmarkbooks.com/cranston)

### 8. Digits

AI-native general ledger that books and reconciles itself, replacing QuickBooks or Xero for US businesses.

**Where it improves on Liscio:**
- [Ledger included: yes — Digits is the general ledger itself, so no QuickBooks or Xero subscription sits underneath it; the vendor positions it as a replacement system of record.](https://digits.com/ai-info/)
- [Reads receipts and bills: yes — A receipt can be dropped in, photographed in the iOS app or forwarded to a per-business @digits.cc address, and Digits says it then processes and matches it against the ledger.](https://digits.com/product/ask-digits/)
- [Your data trains AI: partial — Digits says customer data is never used to train external models, but it trains its own in-house accounting models and publishes no opt-out for that internal use.](https://digits.com/accountants/)

**Trade-offs against Liscio:**
- [People check the books: partial — Digits runs its own automated quality checks and routes uncertain items to a Checklist, but a licensed human reviewer is not part of a business plan: for that you hire a firm from its partner directory.](https://digits.com/pricing/)
- [Platforms: partial — web, ios: Digits runs in the browser and ships native iPhone and iPad apps; the plan table names no Android, Windows or Mac application.](https://digits.com/pricing/)
- [Quarterly tax estimates: no — No tax estimates or reminders. No product, help or pricing page mentions estimating quarterly taxes or payment reminders; quarterly estimates appear only in Digits blog articles.](https://help.digits.com/business-agentic-general-ledger/digits-ai)

[View Digits](https://tickmarkbooks.com/digits)

### 9. Xero

Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.

**Where it improves on Liscio:**
- [Promotion and regular price: yes — promotion: new US customers get 90% off for six months, the offer closes 2 November 2026, and the regular plan price then applies and renews monthly.](https://www.xero.com/us/pricing-plans/)
- [Ledger included: yes — Xero is the double-entry ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan price is the whole accounting bill.](https://www.xero.com/us/)
- [Reads receipts and bills: yes — Smart Document Capture is on all three plans and pulls bills and receipts straight into Xero so they sit with the records they belong to.](https://www.xero.com/us/)

**Trade-offs against Liscio:**
- None found.

[View Xero](https://tickmarkbooks.com/xero)