# Keeper — Deduction-finding bookkeeping and tax filing for solo earners, with returns signed by in-house CPAs. > Source: Tick Mark Books — https://tickmarkbooks.com/keeper (structured, researched, re-verified) Keeper is a US bookkeeping and tax app for freelancers and solo businesses that scans linked bank and card accounts for deductible expenses. Its yearly plans add federal and state tax filing reviewed and signed by in-house CPAs and enrolled agents. **Best for:** A US freelancer or sole proprietor who wants write-offs tracked all year | Fact | Value | | --- | --- | | Website | https://www.keepertax.com/ | | Category | AI tax for the self-employed, Freelancers and the self-employed | | Open source | No | | Price | $20 a month | | Price checked | 28 October 2026 | Screenshot of Keeper: https://tickmarkbooks.com/img/1920/screenshots/keeper.webp, captured 30 October 2026 **What we checked** - Pages last read: 28 October 2026 - Price on its site: From $20 a month (From its pricing page) ## What it costs A month of books at 100 transactions: Does not apply No plan keeps a full set of books ## Keeper price and plans Prices excluding tax, as Keeper publishes them. | Plan | Price | What's included | | --- | --- | --- | | Bookkeeping Only | $20 a month | Keeps no full set of books; Flat fee | | Standard | $16.58 a month | Keeps no full set of books; Flat fee; adds People check the books | | Premium | $33.25 a month | Keeps no full set of books; Flat fee; adds Your own bookkeeper; adds Quarterly tax estimates | | Business | $99.92 a month | Keeps no full set of books; Flat fee; adds When the month is closed | Pricing page as we captured it: https://tickmarkbooks.com/img/1920/screenshots/keeper/pricing.webp, captured 30 October 2026 Read on https://www.keepertax.com/pricing, 28 October 2026. ## What we checked on Keeper ### What it costs to keep your books **Cost for a solo freelancer** · Yes — A freelancer who only wants the books pays $20 a month for Bookkeeping Only, which carries the bank and card feeds and receipt scanning; the $199-a-year Standard plan works out at $16.58 a month and adds the tax return. > Bookkeeping Only tracks your expenses and finds your deductions for $20 a month. It doesn’t include tax filing. Yearly plans add tax filing, and Standard costs $199 for the year compared with $240 for 12 months of Bookkeeping Only. > — https://www.keepertax.com/pricing · Frequently asked questions, “What’s the difference between Bookkeeping Only and a yearly plan?”, checked 28 October 2026 **Promotion and regular price** · No — yearly shown monthly: the three filing plans are quoted as a yearly price with a monthly equivalent beneath it, for example $199/yr shown as $16.58/mo, billed yearly; no introductory or first-months discount is advertised anywhere on the plan cards. > $16.58/mo, billed yearly > — https://www.keepertax.com/pricing · Plan cards, Standard card, price line beneath $199/yr, checked 28 October 2026 **Ledger included** · Yes — Keeper is the ledger itself: expenses, income and deductions live in Keeper and flow into the return, so no QuickBooks Online or Xero subscription sits underneath it. > Keeper combines bookkeeping and tax filing in one plan - no add-ons. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “The biggest difference: all-inclusive pricing for bookkeeping and taxes”, checked 28 October 2026 **What the price is based on** · Yes — Pricing is a flat subscription per person, not per transaction, per account or per dollar of spending: $20 a month for bookkeeping alone, or $199, $399 and $1,199 a year for the filing plans. > Bookkeeping Only tracks your expenses and finds your deductions for $20 a month. It doesn’t include tax filing. Yearly plans add tax filing, and Standard costs $199 for the year compared with $240 for 12 months of Bookkeeping Only. > — https://www.keepertax.com/pricing · Frequently asked questions, “What’s the difference between Bookkeeping Only and a yearly plan?”, checked 28 October 2026 **Past your plan’s limits** · Partly — No account or volume cap; tax limits move you up a plan > Yes. Standard includes federal plus up to 2 state returns. Premium and Business cover 3 or more states. > — https://www.keepertax.com/pricing · FAQ 'Is my state return included?', checked 26 October 2026 **Catching up past months** · Partly — You can bring earlier months in yourself by uploading past transactions as PDF or CSV, and Premium files returns up to five years back, but Keeper offers no priced catch-up or cleanup service and does not say a bookkeeper will tidy those months. > Upload expenses: Bring in past transactions from bank statements or spreadsheets. > — https://www.keepertax.com/features/expense-tracking · How it works, step 1 “Track every expense, however you spend”, checked 28 October 2026 **Notice before a price rise** · No — The terms promise no notice period at all: Keeper reserves the right to amend fees for existing services at any time at its sole discretion, and says offers are subject to change at any time. > Keeper Tax may add new services for additional fees and charges, and may add or amend fees and charges for existing services, at any time, in its sole discretion > — https://www.keepertax.com/terms · Section 5.1, Fees and charges paragraph, checked 28 October 2026 ### What the AI does with your books **What the AI does** · Yes — On every plan the AI reads the linked bank and card feed, learns what the member does for work and surfaces write-offs it thinks are deductible, then files each one into a tax category. > Finds write-offs you’d miss, auto-categorized for your taxes > — https://www.keepertax.com/pricing · Compare plans table, Bookkeeping section, “AI finds and categorizes deductions” row, checked 28 October 2026 **What the AI costs** · Yes — included: the deduction-finding AI is ticked in all four columns of the compare table, including the $20-a-month Bookkeeping Only plan, and is never sold as an add-on or metered in credits. > AI finds and categorizes deductions > — https://www.keepertax.com/pricing · Compare plans table, Bookkeeping section, row label, ticked in all four plan columns, checked 28 October 2026 **Categorizes transactions** · Yes — Transactions are categorized automatically and corrections stick: you confirm or change the suggested category with a tap, and a merchant rule tells Keeper how to treat that merchant from then on. > Tell Keeper once how to treat a merchant, and it applies to future expenses > — https://www.keepertax.com/pricing · Compare plans table, Bookkeeping section, “Create recurring rules” row, checked 28 October 2026 **Reconciles your accounts** · No — Does not reconcile accounts to statements. No vendor page offers reconciling bank or card accounts to their statements, on any plan. > QuickBooks may be more appropriate if you need: Mature invoicing, estimates, payments, and bill-pay tools Detailed balance-sheet or general-ledger reporting > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section 'Where Keeper may be less suitable', checked 26 October 2026 **Reads receipts and bills** · Yes — Receipt scanning is on every plan, including Bookkeeping Only: a photographed receipt either matches an imported transaction or creates a new expense, and the photo stays attached to it. > Snap a receipt to add an expense or match it to a transaction > — https://www.keepertax.com/pricing · Compare plans table, Bookkeeping section, “Scan receipts” row, checked 28 October 2026 **Pays your bills** · No — Keeper captures expenses after they are paid; its own comparison sends buyers who need bill capture, approvals and bill payment to QuickBooks instead, and no plan row offers bill pay. > Invoices, payment acceptance, sales tax, or bill pay are central to your workflow. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Which should you choose?”, “Choose QuickBooks if…” list, checked 28 October 2026 **Sends invoices** · No — Invoicing is not shipped: Keeper's own comparison table marks invoicing “Coming soon” in its column and says the feature is still upcoming, and it states plainly that it cannot accept card payments. > Keeper's upcoming invoicing feature is intended for straightforward solo-business needs. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Where QuickBooks is stronger”, point 1 on invoicing and payment tools, checked 28 October 2026 **Accrual books and reports** · No — There is no accrual-basis statement pack: Keeper lists detailed balance-sheet and general-ledger reporting among the reasons to use QuickBooks instead, and marks profit and loss and balance sheet reports as still to come in its own column. > Detailed balance-sheet or general-ledger reporting > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Where Keeper may be less suitable”, bulleted list, checked 28 October 2026 ### Who checks the AI’s work **People check the books** · Partly — A licensed tax professional checks and signs the return, but only on the yearly filing plans; the $20-a-month Bookkeeping Only plan has no human reviewing the categorized transactions. > A pro checks your return before it’s filed > — https://www.keepertax.com/pricing · Compare plans table, Taxes section, “Reviewed & signed by a tax pro” row, checked 28 October 2026 **Your own bookkeeper** · Partly — Premium and Business members are matched with a named in-house CPA or enrolled agent they can book up to four calls a year with; it is a tax pro rather than a bookkeeper, and the cheaper plans get none. > In-house, not a referral network: Keeper's tax pros work for Keeper. Every one is a CPA or IRS enrolled agent, and the team averages 18+ years of experience. > — https://www.keepertax.com/features/meet-with-a-tax-pro · How it works, step 2 “Match with a tax pro who understands your situation”, checked 28 October 2026 **When the month is closed** · Partly — The only close Keeper performs is a once-a-year review and close of the books, and it is on the Business plan alone; no page states a monthly close date or how many days after month end reports are ready. > A pro reviews and closes your books > — https://www.keepertax.com/pricing · Compare plans table, Bookkeeping section, “Year-end book review & close” row, checked 28 October 2026 **Your accountant can sign in** · No — Your own accountant cannot be invited in: Keeper lists direct accountant access inside the software as a reason to choose QuickBooks instead, and no plan row offers an accountant seat. > Direct accountant access inside the software > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Where Keeper may be less suitable”, bulleted list, checked 28 October 2026 **Accuracy the vendor claims** · Yes — The homepage headlines a 100% accuracy guarantee but states no benchmark, sample or measurement behind it; the terms back it only with a refund of the subscription fee when a Keeper calculation error caused a wrong return. > Accuracy guaranteed > — https://www.keepertax.com/ · Homepage hero statistics strip, beneath the “100%” figure, checked 28 October 2026 ### Where your books live and what it connects to **QuickBooks Online** · No — None synced; one-time QuickBooks file import only. Going the other way, Keeper exports a spreadsheet of deductions 'For your accountant' or 'For use with other tax software', not into a ledger. > If you previously used QuickBooks for bookkeeping, you can import your transactions using a QuickBooks General Ledger file. > — https://help.keepertax.com/hc/en-us/articles/16766355599895-Managing-Your-Linked-Accounts · Section 'Import from QuickBooks', checked 26 October 2026 **Xero** · No — None synced; one-time QuickBooks file import only. Going the other way, Keeper exports a spreadsheet of deductions 'For your accountant' or 'For use with other tax software', not into a ledger. > If you previously used QuickBooks for bookkeeping, you can import your transactions using a QuickBooks General Ledger file. > — https://help.keepertax.com/hc/en-us/articles/16766355599895-Managing-Your-Linked-Accounts · Section 'Import from QuickBooks', checked 26 October 2026 **QuickBooks Desktop** · No — None synced; one-time QuickBooks file import only. Going the other way, Keeper exports a spreadsheet of deductions 'For your accountant' or 'For use with other tax software', not into a ledger. > If you previously used QuickBooks for bookkeeping, you can import your transactions using a QuickBooks General Ledger file. > — https://help.keepertax.com/hc/en-us/articles/16766355599895-Managing-Your-Linked-Accounts · Section 'Import from QuickBooks', checked 26 October 2026 **NetSuite** · No — None synced; one-time QuickBooks file import only. Going the other way, Keeper exports a spreadsheet of deductions 'For your accountant' or 'For use with other tax software', not into a ledger. > If you previously used QuickBooks for bookkeeping, you can import your transactions using a QuickBooks General Ledger file. > — https://help.keepertax.com/hc/en-us/articles/16766355599895-Managing-Your-Linked-Accounts · Section 'Import from QuickBooks', checked 26 October 2026 **Bank and card feeds** · Yes — Linked bank and credit card accounts import transactions on their own all year, and Keeper then scans them for deductions; the vendor's own pages disagree on the account limit, saying unlimited in one place and ten in another. > Connect your accounts: Automatically import expenses from unlimited bank accounts and credit cards. > — https://www.keepertax.com/features/expense-tracking · How it works, step 1 “Track every expense, however you spend”, checked 28 October 2026 **Payroll** · No — none: Keeper's own comparison marks payroll as not offered on its side and tells buyers who expect to add payroll to choose QuickBooks, and no plan row sells it as an add-on or integration. > You expect to add payroll, inventory, employees, integrations, or advanced reporting. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Which should you choose?”, “Choose QuickBooks if…” list, checked 28 October 2026 **Moves your history in** · Partly — QuickBooks file import from 2022 on; no Xero. Self-serve in Profile > Accounts & Imports > Import from QuickBooks: upload a QuickBooks General Ledger .xlsx and Keeper reads the transactions and flags deductions. > Export the General Ledger file for the date range of your choice. Keeper will only import transactions starting in January 2022. > — https://help.keepertax.com/hc/en-us/articles/16766355599895-Managing-Your-Linked-Accounts · Section 'Import from QuickBooks', step 'Export the General Ledger file', checked 26 October 2026 **Platforms** · Yes — It runs on web, ios and android: the pricing page says Keeper works on desktop and mobile, the dashboard is a browser app and the terms describe companion apps for iPhone and Android; no native Windows or Mac build is claimed. > Use Keeper anywhere. Available on desktop and mobile. > — https://www.keepertax.com/pricing · Product screenshot section above the plan cards, caption line, checked 28 October 2026 **Getting your books out** · Partly — Deductions spreadsheet and filed return; no ledger. On a paid plan (not during the trial) you can export a spreadsheet per tax year: totals by Schedule C category and every business deduction with date, merchant, amount and category. > Please note, however, that the export will only include business-related expenses or those eligible for your Schedule C (Form 1040). While you can track personal expenses within the app, the export feature is designed exclusively for business deductions. > — https://help.keepertax.com/hc/en-us/articles/16703197522455-Exporting-your-deductions · Second paragraph, checked 26 October 2026 ### Taxes **Files your tax return** · Yes — Filing is the point of the yearly plans: Standard at $199 a year e-files the federal return plus up to two states with a tax pro's signature, Premium handles three or more states, and Business files 1120-S and 1065 returns. > Yes. Standard includes federal plus up to 2 state returns. Premium and Business cover 3 or more states. > — https://www.keepertax.com/pricing · Frequently asked questions, “Is my state return included?”, checked 28 October 2026 **Files 1099s** · Partly — Add-on: $50 setup per client, $35 per 1099. Keeper also reads the 1099s you receive, which is a different job. > 1099s $50/client setup, $35/each issued > — https://help.keepertax.com/hc/en-us/articles/28520814513431-Keeper-s-Business-Plan-and-Add-On-Services · Table under 'Add-on Services Pricing', row '1099s', checked 26 October 2026 **Quarterly tax estimates** · Partly — Keeper works out federal safe-harbor estimates from last year's return, shows all four amounts and dates and schedules the payments to the IRS, but only from the Premium plan up. > Keeper calculates your federal safe-harbor payments and lets you schedule all four at once, so your quarterly taxes are covered. > — https://www.keepertax.com/features/quarterly-taxes · Page hero, beneath “Never miss an estimated tax payment again”, checked 28 October 2026 **Calculates sales tax** · No — Sales tax is not calculated or tracked: Keeper's own comparison answers no in its column and tells buyers for whom sales tax is central to pick QuickBooks instead. > Invoices, payment acceptance, sales tax, or bill pay are central to your workflow. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Which should you choose?”, “Choose QuickBooks if…” list, checked 28 October 2026 **Files sales tax** · No — With no sales tax tracking of any kind there is nothing to file or remit, and no page offers a sales tax return or payment service in any state. > Invoices, payment acceptance, sales tax, or bill pay are central to your workflow. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Which should you choose?”, “Choose QuickBooks if…” list, checked 28 October 2026 ### What it keeps track of **Inventory** · No — Stock quantities and cost of goods sold are outside Keeper: it names inventory among the things that make QuickBooks the better fit, and no plan row mentions inventory on any tier. > You expect to add payroll, inventory, employees, integrations, or advanced reporting. > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Which should you choose?”, “Choose QuickBooks if…” list, checked 28 October 2026 **Mileage** · No — Automatic mileage logging is advertised with a full feature page but is labeled coming soon in both the plan table and its own page heading, so no plan tracks miles today. > These features are in development. They’ll be added to your plan when they launch. > — https://www.keepertax.com/pricing · Frequently asked questions, “What does “coming soon” mean?”, answering the “Coming soon” badge on the Track mileage row, checked 28 October 2026 **Profit by project or job** · Partly — Expenses can be assigned to the right gig, client or business and Smart Split spreads shared costs across several Schedule C jobs, but Keeper points buyers who want project profitability reporting to QuickBooks. > Smart Split for expenses shared across multiple Schedule C businesses > — https://www.keepertax.com/compare/keeper-vs-quickbooks · Section “Where Keeper is stronger”, point 2, bulleted list of what Keeper supports, checked 28 October 2026 ### Who it is built for **For accounting firms** · Partly — No firm plan; affiliate program open to accountants. There is no plan for bookkeepers or firms to manage clients; the Terms license the service 'for your personal, noncommercial use only'. > Anyone with an audience that could benefit from Keeper — creators, bloggers, accountants, and finance communities all do well. > — https://www.keepertax.com/become-an-affiliate · FAQ 'Who can become an affiliate?', checked 26 October 2026 **Several businesses** · Partly — One account can carry several self-employed activities, with Smart Split spreading shared expenses across them, and the Business plan files S-Corp and partnership returns; the vendor describes no separate set of books per entity and no per-entity price. > Business. It includes S-Corp and partnership tax filing, plus a year-end review and close of your books. > — https://www.keepertax.com/pricing · Frequently asked questions, “Which plan do I need for an S-Corp or partnership?”, checked 28 October 2026 **Australia** · No — It is sold to US filers only in practice: plans are priced around a federal return plus state returns and Keeper is an IRS authorized e-File provider, while nothing on the site mentions Canadian, UK or Australian banks, GST or VAT. > Yes. Standard includes federal plus up to 2 state returns. Premium and Business cover 3 or more states. > — https://www.keepertax.com/pricing · Frequently asked questions, “Is my state return included?”, checked 28 October 2026 ### Trying it, starting and getting help **Free trial or free plan** · Partly — You can run your own books and transactions through any plan for 14 days without paying, but there is no standing free tier: after the trial the subscription bills automatically unless you cancel first. > Every plan starts with 14 days free, so you can try everything it includes. If Keeper isn’t right for you, cancel before the trial ends and you won’t be charged. > — https://www.keepertax.com/pricing · Frequently asked questions, “How does the 14-day free trial work?”, checked 28 October 2026 **Sign up without a sales call** · Yes — Every plan starts from a Try free button with no sales call; a one-to-one tax pro call exists but is a feature of Premium rather than a gate on buying. > Try any plan free for 14 days > — https://www.keepertax.com/pricing · Page hero, line beneath the “Keeper Pricing” heading, checked 28 October 2026 **Contract and cancelling** · Yes — Bookkeeping Only runs month to month at $20, while the filing plans are bought as a year; either way cancellation is self-service from the account, with no call required. > Yes. You can cancel your plan anytime from your account. > — https://www.keepertax.com/pricing · Frequently asked questions, “Can I cancel anytime?”, checked 28 October 2026 **Support** · Yes — Email reaches a person at support@keepertax.com, and Premium members can book one-to-one calls with a tax pro up to four times a year; no phone line, live chat channel or support hours are published. > you can contact us directly at support@keepertax.com > — https://www.keepertax.com/privacy · Section 4 “Control over your information”, Modifying or deleting your information paragraph, checked 28 October 2026 ## Keeper alternatives - [Zoho Books](https://tickmarkbooks.com/zoho-books) · Free plan, then $20 a month: Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month. - [FreeAgent](https://tickmarkbooks.com/freeagent) · From £10 a month (about $13): UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type. - [SimpleAI](https://tickmarkbooks.com/simpleai) · From $79 a month: AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks. - [Digits](https://tickmarkbooks.com/digits) · From $65 a month: AI-native general ledger that books and reconciles itself, replacing QuickBooks or Xero for US businesses. - [FreshBooks](https://tickmarkbooks.com/freshbooks) · From $23 a month: Double-entry small-business ledger built around invoicing, with a read-only Claude connector for questions. - [Inkle](https://tickmarkbooks.com/inkle) · Free plan, then $30 a month: US accounting software with AI categorization, plus bookkeepers, tax filing and compliance in one app. - [Dext](https://tickmarkbooks.com/dext) · From $31.50 a month: Captures receipts, invoices and statements, codes them and publishes to QuickBooks, Xero or Sage. - [QuickBooks Solopreneur](https://tickmarkbooks.com/quickbooks-solopreneur) · Free plan, then $20 a month: Intuit's one-person-business ledger: bank feeds, receipts, mileage and Schedule C tax readiness. - [Expensify](https://tickmarkbooks.com/expensify) · Free plan, then $5 a seat a month: Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite. All 9 publish a price. [All 9 alternatives](https://tickmarkbooks.com/keeper/alternatives/) ## Sources and changes Last changed 30 October 2026 **Sources** (16) - https://www.keepertax.com/pricing, read 28 October 2026 - https://www.keepertax.com/compare/keeper-vs-quickbooks, read 28 October 2026 - https://help.keepertax.com/hc/en-us/articles/18341670774039-FAQ, read 26 October 2026 - https://www.keepertax.com/terms, read 28 October 2026 - https://www.keepertax.com/features/expense-tracking, read 28 October 2026 - https://help.keepertax.com/hc/en-us/articles/16766355599895-Managing-Your-Linked-Accounts, read 26 October 2026 - https://help.keepertax.com/hc/en-us/articles/28520814513431-Keeper-s-Business-Plan-and-Add-On-Services, read 26 October 2026 - https://www.keepertax.com/privacy, read 28 October 2026 - https://www.keepertax.com/, read 28 October 2026 - https://www.keepertax.com/become-an-affiliate, read 26 October 2026 - https://www.keepertax.com/features/meet-with-a-tax-pro, read 28 October 2026 - https://www.keepertax.com/features/quarterly-taxes, read 28 October 2026 - https://help.keepertax.com/hc/en-us/articles/16699254255383-Your-information-is-safe-with-Keeper, read 26 October 2026 - https://help.keepertax.com/hc/en-us/articles/16703197522455-Exporting-your-deductions, read 26 October 2026 - https://help.keepertax.com/hc/en-us/articles/25481100557975-How-to-sign-up-for-Keeper, read 26 October 2026 - https://help.keepertax.com/hc/en-us/articles/9175093784727-How-Keeper-works, read 26 October 2026 ## Is this yours? Claim Keeper: https://tickmarkbooks.com/claim/keeper Report an error if a fact is wrong: hello@tickmarkbooks.com, subject "Report an error: Keeper (keeper)".