# Alternatives to Hubdoc

> Source: https://tickmarkbooks.com/hubdoc/alternatives/ (re-verified)
> Updated: 28 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Hubdoc at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Hubdoc](https://tickmarkbooks.com/hubdoc.md) | Small businesses and their bookkeepers who need bills and receipts in Xero or QuickBooks | From $12 a month | Does not apply | — | 27 October 2026 |
| [Zoho Books](https://tickmarkbooks.com/zoho-books.md) | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month | $20 | Cost for a solo freelancer, Ledger included | 26 October 2026 |
| [FreeAgent](https://tickmarkbooks.com/freeagent.md) | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month | About $25 | Cost for a solo freelancer, Promotion and regular price | 26 October 2026 |
| [Puzzle](https://tickmarkbooks.com/puzzle.md) | A US startup on Mercury, Brex, Ramp, Stripe and Gusto that wants to replace QuickBooks | Price not established | $30 | Ledger included, Past your plan’s limits | 26 October 2026 |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | Categorizes transactions, Xero | 26 October 2026 |
| [Pilot](https://tickmarkbooks.com/pilot.md) | A US startup or small business that wants its books done for it in QuickBooks Online | Price not established | $137 | Past your plan’s limits, Categorizes transactions | 26 October 2026 |
| [Stampli](https://tickmarkbooks.com/stampli.md) | Finance teams with high invoice volume, many approvers and several entities | On quote | — | What the AI does, Categorizes transactions | 26 October 2026 |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month | $106 | Cost for a solo freelancer, Past your plan’s limits | 27 October 2026 |
| [Expensify](https://tickmarkbooks.com/expensify.md) | Small finance teams that want receipts, cards and reimbursements feeding one ledger | Free, then $5 a seat a month | Does not apply | Cost for a solo freelancer, Past your plan’s limits | 26 October 2026 |
| [Dext](https://tickmarkbooks.com/dext.md) | Small businesses and firms feeding receipts and supplier bills into QuickBooks or Xero | From $31.50 a month | Does not apply | Cost for a solo freelancer, Promotion and regular price | 27 October 2026 |

“About” figures are converted at the European Central Bank rate of 30 October 2026.

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

**Where it improves on Hubdoc:**
- [Cost for a solo freelancer: yes — A freelancer with bank feeds and receipt capture needs the Standard plan at $20 per organization a month billed monthly, since bank feeds start there.](https://www.zoho.com/us/books/pricing/)
- [Ledger included: yes — Zoho Books is the accounting ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan fee covers invoicing, banking, journals and the reports.](https://www.zoho.com/us/books/pricing/)
- [Past your plan’s limits: partial — Each plan caps annual invoices and bills/expenses (5,000 a year on Standard) and the vendor's stated remedy is to email sales for a higher limit rather than a published overage rate.](https://www.zoho.com/us/books/pricing/)

**Trade-offs against Hubdoc:**
- [Your accountant can sign in: partial — The Free plan is quoted as one user plus one accountant, so an accountant seat is free there; the paid plans are quoted only as user counts, with extra users at $3 a month.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)

[View Zoho Books](https://tickmarkbooks.com/zoho-books)

### 2. FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

**Where it improves on Hubdoc:**
- [Cost for a solo freelancer: yes — A freelancer pays the Sole trader plan: £19 a month (about $25) plus VAT at the regular rate, £9.50 (about $13) for the first six months, with bank feeds and receipt capture included and no per-transaction charge.](https://www.freeagent.com/pricing/)
- [Promotion and regular price: yes — promotion: every paid plan is advertised at 50% off for the first six months (or first year on annual billing), after which the regular published price applies.](https://www.freeagent.com/pricing/)
- [Ledger included: yes — FreeAgent is the accounting ledger itself: it keeps the books, builds the accounting reports and files the returns, so no QuickBooks or Xero subscription sits underneath it.](https://www.freeagent.com/features/accounting-software/)

**Trade-offs against Hubdoc:**
- [What the AI costs: partial — included in every plan for smart categorization and the first ten captures a month; processing more than ten receipts or bills needs the £5 (about $6.70)-a-month Smart Capture Unlimited add-on.](https://www.freeagent.com/pricing/)
- [People check the books: no — Checking the AI is yours: Smart Capture ends with you approving each captured bill or receipt, and no plan includes a bookkeeper reviewing the books, only UK support accountants answering questions.](https://www.freeagent.com/features/expenses/)
- [Several businesses: no — One account holds one business: the vendor's guidance for someone running two businesses assumes a separate FreeAgent account, and so a separate subscription, for each.](https://support.freeagent.com/hc/en-gb/articles/7996920939794-Record-inter-business-transactions)

[View FreeAgent](https://tickmarkbooks.com/freeagent)

### 3. Puzzle

AI-native accounting software with optional bookkeeper services for startups and small businesses.

**Where it improves on Hubdoc:**
- [Ledger included: yes — It is the ledger; no QuickBooks or Xero needed. Puzzle is a double-entry general ledger of its own, sold as a QuickBooks replacement (Core card: 'Your QuickBooks replacement').](https://puzzle.io/legal/faq)
- [Past your plan’s limits: partial — Moved up a plan; only AI credits priced. Seats: Starter 1, Core 5, Complete and Scale unlimited; more users means a higher plan.](https://help.puzzle.io/en/articles/17063329-puzzle-accounting-services-expert-reviewed-full-service-add-ons)
- [Categorizes transactions: yes — Categorizes by itself and learns from you. Every plan auto-categorizes ('Up to 98% auto-categorization' on Starter).](https://help.puzzle.io/en/articles/6986850-rules-and-categories)

**Trade-offs against Hubdoc:**
- [Reads receipts and bills: partial — Reads an uploaded receipt; no stated matching. You can attach documents to a transaction or bill.](https://help.puzzle.io/en/articles/15138987-month-end-close-with-ai-close)
- [For accounting firms: partial — Partner firm program by waitlist; no firm plan. Puzzle no longer sells its platform to accounting firms.](https://puzzle.io/accounting-partners)
- [Sign up without a sales call: partial — Software online; services and migration by call. The four software plans sign up online ('Try for free' goes to app.puzzle.io/signup) and upgrade under Settings > Billing.](https://puzzle.io/pricing)

[View Puzzle](https://tickmarkbooks.com/puzzle)

### 4. Booke AI

An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.

**Where it improves on Hubdoc:**
- [Categorizes transactions: yes — Daily, and learns from your approvals and fixes. It processes new QuickBooks Online and Xero bank-feed transactions in a daily run, categorizes them from the client's own history, sends low-confidence ones to your team, and uses each approval or correction for later categorizations.](https://booke.ai/quickbooks-online)
- [Xero: yes — QuickBooks Online, Xero Zoho Books: Booke's document and collaboration features sync with it, but the AI Bookkeeper pages name only QuickBooks Online and Xero.](https://booke.ai/bookkeeping-ai)
- [Getting your books out: yes — Books stay in your ledger; 30 days to export the rest. The ledger never leaves QuickBooks Online or Xero, so the general ledger and reports stay with you.](https://booke.ai/data-handling)

**Trade-offs against Hubdoc:**
- [People check the books: no — No: software only; your team reviews exceptions. No bookkeeper or accountant from Booke reviews the work on any plan.](https://booke.ai/)
- [SOC 2 report: partial — No own SOC 2; hosting provider has SOC 2 Type II. Booke names no SOC 1 or SOC 2 report for itself.](https://booke.ai/security)
- [Free trial or free plan: no — No free plan or trial on the pricing page. The pricing page offers no free plan or trial; its sign-up button reads 'Start for $129/month'.](https://booke.ai/pricing)

[View Booke AI](https://tickmarkbooks.com/booke-ai)

### 5. Pilot

A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.

**Where it improves on Hubdoc:**
- [Past your plan’s limits: partial — Moved up a band from your 3-month average. No per-unit overage price.](https://pilot.com/faq)
- [Categorizes transactions: yes — AI categorizes and learns your patterns. The AI Accountant categorizes transactions, reconciles accounts and identifies vendors.](https://pilot.com/platform/ai-accountant)
- [Reconciles your accounts: yes — Bank and card accounts reconciled each month. Essentials: AI reconciles accounts and closes the books monthly.](https://pilot.com/pricing)

**Trade-offs against Hubdoc:**
- [Canada: no — not Canada, UK or Australia.](https://pilot.com/faq)
- [Australia: no — not Canada, UK or Australia.](https://pilot.com/faq)
- [Sign up without a sales call: no — Plans bought through sales; only the trial is self-serve. Every bookkeeping, tax, CFO and COO plan card on the pricing page leads to 'Contact Sales' (/talk-to-expert); there is no buy or sign-up button for a paid plan.](https://pilot.com/pricing)

[View Pilot](https://tickmarkbooks.com/pilot)

### 6. Stampli

Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing.

**Where it improves on Hubdoc:**
- [What the AI does: yes — Billy, the AI inside Stampli, captures and codes invoice lines, identifies vendors, predicts approvers, flags duplicates, matches lines to purchase orders and learns from corrections your team makes.](https://www.stampli.com/ap-automation-platform/)
- [Categorizes transactions: yes — Billy applies your coding patterns to the fields of the accounting system you run, and reviewed corrections feed back into later suggestions; a person still confirms before posting.](https://www.stampli.com/billy/)
- [Pays your bills: yes — This is the core of the product: invoices are captured, coded, routed for approval and then paid by check, bank transfer, virtual card or international payment in the same workflow.](https://www.stampli.com/payments/)

**Trade-offs against Hubdoc:**
- [Platforms: partial — web is the main place it runs, with mobile approvals and a mobile capture flow for receipts and mileage; the vendor never names Windows, Mac, iOS or Android.](https://www.stampli.com/expenses/)
- [For accounting firms: partial — There is a partner program for accounting firms built on referrals and revenue sharing, not a console where a firm runs many clients under its own branding.](https://www.stampli.com/partners/)
- [Canada: no — Canada, the UK and Australia are never named.](https://www.stampli.com/terms/)

[View Stampli](https://tickmarkbooks.com/stampli)

### 7. SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

**Where it improves on Hubdoc:**
- [Cost for a solo freelancer: yes — A one-person business can start on NOVA's Starter plan at S$39 a month for 30 document credits, one entity and three users; the SAAM accounting module's own entry plan is US$79 a month plus the Xero or QuickBooks subscription it publishes into.](https://simpleaiworks.com/en/solutions/nova)
- [Past your plan’s limits: yes — Past the monthly credit allowance you buy add-on packs at a published rate, but the number of packs is capped per month, so very heavy months force a plan upgrade rather than open-ended overage.](https://simpleaiworks.com/en/pricing)
- [What the AI does: yes — The accounting agent extracts data from invoices, bills, bank statements and supporting documents, classifies the entries, reconciles transactions and prepares them for publishing into your ledger, and it learns from your corrections and custom prompts.](https://simpleaiworks.com/en)

**Trade-offs against Hubdoc:**
- [People check the books: no — No bookkeeper of the vendor's checks the output: review sits with you inside the platform, and NOVA requires human approval before anything is committed to the records.](https://simpleaiworks.com/en/contact)
- [Canada: no — Canada is not one of the country options, and US or Canadian bank feeds and tax filing are not claimed.](https://simpleaiworks.com/en/pricing)

[View SimpleAI](https://tickmarkbooks.com/simpleai)

### 8. Expensify

Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.

**Where it improves on Hubdoc:**
- [Cost for a solo freelancer: yes — One person can run receipts, mileage and expense reports on the free Submit plan, and a paid workspace with reimbursements and accounting sync starts at $5 per member a month.](https://www.expensify.com/pricing)
- [Past your plan’s limits: yes — There is no transaction or account cap to pass; on a Control annual subscription, anyone active beyond the subscription size you committed to is simply charged at the higher pay-per-use rate.](https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing)
- [Notice before a price rise: yes — The terms of service promise fifteen days' notice before the next billing cycle whenever the price of a service package changes.](https://www.expensify.com/terms)

**Trade-offs against Hubdoc:**
- [Your accountant can sign in: partial — Accounting firms in the partner program get their own free account and a dashboard over client workspaces, but the vendor's pages do not say an outside accountant can be added to a single workspace without being billed as a member.](https://use.expensify.com/accountants-program)

[View Expensify](https://tickmarkbooks.com/expensify)

### 9. Dext

Captures receipts, invoices and statements, codes them and publishes to QuickBooks, Xero or Sage.

**Where it improves on Hubdoc:**
- [Cost for a solo freelancer: yes — The cheapest public business plan is $31.50 a month billed monthly, covering 250 documents and 5 users, which comfortably holds a freelancer's 30 receipts; the ledger it publishes into is paid separately.](https://dext.com/us/business/pricing)
- [Promotion and regular price: yes — yearly shown monthly: the plan card opens on the Annual tab showing $25.21 per month, which is the annual rate ($302.50 billed annually); the month-to-month rate is $31.50, and the AI Assist add-on is $10.5 per month only until 31 Jan 2027.](https://dext.com/us/business/pricing)
- [Past your plan’s limits: yes — Past the monthly document limit uploads still arrive but stop being read until the next bill date or an upgrade, and the terms also reserve the right to invoice excess usage or upgrade the plan.](https://dext.com/us/business/pricing)

**Trade-offs against Hubdoc:**
- [What the AI costs: partial — add-on: extraction and auto-categorization come with every plan, but the AI Assist agent is a priced add-on at $10.5 a month on business plans and $7 per client on practice plans.](https://dext.com/us/business/pricing)
- [Pays your bills: no — Dext captures supplier bills and routes them through approval rules, but the US product page heads the payment half 'Coming soon', so paying suppliers from Dext is announced rather than shipped here.](https://dext.com/us/business/product/dext-payments)

[View Dext](https://tickmarkbooks.com/dext)