# FlyFin — AI reads your connected accounts for write-offs, then a designated CPA prepares and e-files the return. > Source: Tick Mark Books — https://tickmarkbooks.com/flyfin (structured, researched, re-verified) FlyFin is a tax service for freelancers and the self-employed that scans connected bank and card accounts with AI to find deductions. A designated CPA then prepares and e-files the federal and state returns. **Best for:** Freelancers and 1099 workers who want deductions found and a CPA to file for them | Fact | Value | | --- | --- | | Website | https://flyfin.tax/ | | Category | AI tax for the self-employed, Freelancers and the self-employed, With a bookkeeper checking | | Open source | No | | Price | $20 a month | | Price checked | 28 October 2026 | Screenshot of FlyFin: https://tickmarkbooks.com/img/1920/screenshots/flyfin.webp, captured 30 October 2026 **What we checked** - Pages last read: 28 October 2026 - Price on its site: From $20 a month (From its pricing page) ## What it costs A month of books at 100 transactions: Does not apply No plan keeps a full set of books ## FlyFin price and plans Prices excluding tax, as FlyFin publishes them. | Plan | Price | What's included | | --- | --- | --- | | Standard | $20 a month | Keeps no full set of books; Flat fee | | Premium | $41 a month | Keeps no full set of books; Flat fee; adds Several businesses | Read on https://flyfin.tax/tax-filing, 28 October 2026. ## What we checked on FlyFin ### What it costs to keep your books **Cost for a solo freelancer** · Yes — One self-employed filer pays 20 dollars a month month-to-month, or 16 dollars a month on annual billing; bank connections and the AI deduction tracking are inside that fee. > $20/mo > — https://flyfin.tax/tax-filing · Choose a plan that works for you, Standard plan card price cell, checked 28 October 2026 **Promotion and regular price** · Yes — promotion: the annual rate is advertised as a limited time offer, 20 percent off on Standard and 30 percent off on Premium, and the plan card gives no end date, while the month-to-month rate stays 20 dollars. > Limited time offer - 20% off > — https://flyfin.tax/tax-filing · Standard plan card, line under the annual price, checked 28 October 2026 **Ledger included** · No — It is not an accounting ledger and asks for no separate ledger subscription: you connect your spending accounts and the AI reads them to find write-offs, rather than keeping your books. > A.I. scans for all possible tax deductions. Simply connect all your expense accounts & FlyFin eliminates 95% of your work. > — https://flyfin.tax/ · Goodbye spreadsheets Hello A.I. section, checked 28 October 2026 **What the price is based on** · Yes — Flat per filer per month on both published plans, with no per-transaction, per-account or spend-based component anywhere on the plan cards. > $20/mo > — https://flyfin.tax/tax-filing · Standard plan card price cell, checked 28 October 2026 **Past your plan’s limits** · Yes — Passing what the plan covers does not stop the service: the Fair Usage Policy says complex situations beyond plan coverage are billed as extra service fees, with no rate published. > For complex tax situations exceeding your plan's coverage, there will be additional service fees. > — https://flyfin.tax/fair-usage-policy · TAX FILING LIMITS section, closing line, checked 28 October 2026 **Notice before a price rise** · Partly — The terms promise paid users notice before fees change but name no number of days, so a buyer cannot tell how much warning a price rise carries. > FlyFin reserves the right to change the Services, including applicable fees, in our sole discretion and from time to time. In such event, if you are a paid user to the FlyFin Services, FlyFin will provide notice to you. > — https://flyfin.tax/terms-of-service · Section 19. Modifications, checked 28 October 2026 ### What the AI does with your books **What the AI does** · Yes — The AI reads the expenses in your connected accounts and sorts them against more than 200 deduction categories, on both published plans, and it flags new write-offs as they occur. > FlyFin's A.I. analyzes your expenses, identifying every tax write-off based on 200+ deduction categories. > — https://flyfin.tax/tax-filing · How tax filing works, Step 1 of 4, checked 28 October 2026 **What the AI costs** · Yes — included: AI deduction tracking is listed as a feature row on both the Standard and Premium cards, with no credits, metering or add-on purchase anywhere on the page. > A.I. deductions tracking > — https://flyfin.tax/tax-filing · Standard plan card, feature list, checked 28 October 2026 **Categorizes transactions** · Yes — Each expense the AI finds is assigned to a tax category by itself, and the vendor says your corrections teach it, so accepting or recategorizing feeds back into later suggestions. > You can accept or recategorize to ensure accuracy and help AI learn over time > — https://flyfin.tax/tax-filing · Step 1: AI finds every tax deduction, body text, checked 28 October 2026 **Reads receipts and bills** · No — The vendor's pitch is the opposite of receipt capture: it works from the digital record of each purchase in your connected accounts and tells you not to keep receipts at all. > you don't need to save your receipts all year long or keep elaborate spreadsheets > — https://flyfin.tax/tax-filing · Step 1: AI finds every tax deduction, third paragraph, checked 28 October 2026 ### Who checks the AI’s work **People check the books** · Yes — Licensed CPAs, not you, check the AI's work: the team prepares the federal and state returns for your review and e-signature on both plans. > The CPA team prepares your federal and state tax returns for your review and e-sign. > — https://flyfin.tax/tax-filing · How tax filing works, Step 3 of 4, checked 28 October 2026 **Your own bookkeeper** · Yes — Both plan cards promise a designated CPA you can meet over a video call, plus unlimited CPA advice through the app, so questions go to a named person. > Designated CPA - Zoom call > — https://flyfin.tax/tax-filing · Standard plan card, feature list, checked 28 October 2026 **Accuracy the vendor claims** · Yes — The vendor claims 100 percent accurate review and preparation by its CPA team, but publishes no sample, audit or method behind that figure anywhere we read. > They ensure 100% accurate tax review and preparation. > — https://flyfin.tax/tax-filing · World-class tax CPAs section, checked 28 October 2026 ### Where your books live and what it connects to **Bank and card feeds** · Yes — You link your spending accounts once and a third-party connection reads the statements on a schedule; the vendor stresses the access is read-only and covers thousands of institutions. > Account access powered by Mastercard & Plaid > — https://flyfin.tax/flyfin-security · We take data security seriously section, checked 28 October 2026 **Platforms** · Yes — web plus a mobile app: the terms describe exactly those two surfaces, and nothing we read names Windows, Mac, iPhone or Android individually. > the FlyFin website and mobile App > — https://flyfin.tax/terms-of-service · Section I. GENERAL TERMS, first paragraph, checked 28 October 2026 **Getting your books out** · Partly — You can export the deduction summary report, and the refund table prices that export at 84 dollars against a refund, but no page offers a full ledger, trial balance or report pack. > $84: Deducting for using the deduction summary report export. > — https://flyfin.tax/fair-usage-policy · REFUND POLICY, Partial usage deductions list, checked 28 October 2026 ### Taxes **Files your tax return** · Yes — CPAs prepare and e-file the federal and state return, but only on annual billing: the Fair Usage Policy says filing is not covered when you pay monthly. > Please note that tax filing limits are applicable for annual plans only. Tax filing is not covered on plans with monthly billing. > — https://flyfin.tax/fair-usage-policy · TAX FILING LIMITS section, note under the plan lists, checked 28 October 2026 **Quarterly tax estimates** · Yes — A quarterly estimator works off the income and deductions already in the app, and the site runs a standing deadline banner with a penalty calculator beside it. > Quarterly tax estimator based on your deductions & income. > — https://flyfin.tax/why-flyfin · World's most accurate quarterly tax calculator section, checked 28 October 2026 **Files sales tax** · Partly — On the business returns service the CPA team says it prepares and files sales tax alongside federal and state returns; the self-employed plan cards promise only federal and state. > our experienced small business tax CPA team will prepare & file returns: Federal, State, Sales Tax, etc. > — https://flyfin.tax/business-taxes · We've got you covered, Corporations card, checked 28 October 2026 ### Who it is built for **For accounting firms** · Yes — There is a separate product for accounting firms, with its own per-filing wholesale price for client returns and an AI prep flow that exports into the firm's own tax software. > You pay only $500 per filing. Clients pay you $1,500. > — https://flyfin.tax/business-taxes · Hero, under '#1 in Business Tax Returns', checked 28 October 2026 **Several businesses** · Partly — One account covers one entity: the Premium annual plan includes up to one S corp, C corp or partnership, and anything past that is quoted as additional service fees. > Upto one entity (S corp, C corp or a partnership) > — https://flyfin.tax/fair-usage-policy · TAX FILING LIMITS, Premium plan list, checked 28 October 2026 **Australia** · No — Sold to US filers: federal and state returns across all fifty states, with the team also claiming international tax expertise, but no Canadian, UK or Australian filing is offered anywhere we read. > Over 100k clients in all 50 states > — https://flyfin.tax/business-taxes · Tax filing just got way easier section, checked 28 October 2026 ### Trying it, starting and getting help **Free trial or free plan** · Partly — You get a seven-day free trial of the app rather than a standing free plan, and the published plans both start from that trial button. > 7 Days Free App Trial > — https://flyfin.tax/ios/1099-tax-app · Hero, under 'Designed for Self-Employed & 1099 Freelancers', checked 28 October 2026 **Sign up without a sales call** · Yes — The self-employed plans are bought from the plan cards and cancelable without a call, while the firm and business-returns side asks you to get in touch with a representative. > $192 per year. Cancel anytime. > — https://flyfin.tax/tax-filing · Standard plan card, line under the discount, checked 28 October 2026 **Contract and cancelling** · Yes — Both terms are sold: twenty dollars a month month-to-month or a cheaper annual plan, with cancel anytime on the card and a prorated refund window of thirty days. > $192 per year. Cancel anytime. > — https://flyfin.tax/tax-filing · Standard plan card, line under the discount, checked 28 October 2026 **Support** · Partly — Support is email plus in-app CPA questions, answered inside twenty-four hours or one business day; no phone line, live chat or published business hours appear anywhere we read. > FlyFin’s support team will revert to your queries within 24 hours. > — https://flyfin.tax/flyfin-security · Frequently Asked Questions, response time answer, checked 28 October 2026 ## FlyFin alternatives - [FreeAgent](https://tickmarkbooks.com/freeagent) · From £10 a month (about $13): UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type. - [Zoho Books](https://tickmarkbooks.com/zoho-books) · Free plan, then $20 a month: Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month. - [Stampli](https://tickmarkbooks.com/stampli) · Price on request: Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing. - [SimpleAI](https://tickmarkbooks.com/simpleai) · From $79 a month: AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks. - [Dext](https://tickmarkbooks.com/dext) · From $31.50 a month: Captures receipts, invoices and statements, codes them and publishes to QuickBooks, Xero or Sage. - [Inkle](https://tickmarkbooks.com/inkle) · Free plan, then $30 a month: US accounting software with AI categorization, plus bookkeepers, tax filing and compliance in one app. - [Expensify](https://tickmarkbooks.com/expensify) · Free plan, then $5 a seat a month: Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite. - [FreshBooks](https://tickmarkbooks.com/freshbooks) · From $23 a month: Double-entry small-business ledger built around invoicing, with a read-only Claude connector for questions. - [Bookkeeper360](https://tickmarkbooks.com/bookkeeper360) · From $19 a month: US-based outsourced bookkeeping, tax and CFO team working in your QuickBooks Online or Xero. 8 of the 9 publish a price. [All 9 alternatives](https://tickmarkbooks.com/flyfin/alternatives/) ## Sources and changes Last changed 30 October 2026 **Sources on flyfin.tax** (8) - https://flyfin.tax/tax-filing, read 28 October 2026 - https://flyfin.tax/fair-usage-policy, read 28 October 2026 - https://flyfin.tax/business-taxes, read 28 October 2026 - https://flyfin.tax/flyfin-security, read 28 October 2026 - https://flyfin.tax/terms-of-service, read 28 October 2026 - https://flyfin.tax/, read 28 October 2026 - https://flyfin.tax/ios/1099-tax-app, read 28 October 2026 - https://flyfin.tax/why-flyfin, read 28 October 2026 ## Is this yours? Claim FlyFin: https://tickmarkbooks.com/claim/flyfin Report an error if a fact is wrong: hello@tickmarkbooks.com, subject "Report an error: FlyFin (flyfin)".