# Finlens

> Source: https://tickmarkbooks.com/finlens

Summary

Finlens is an AI automation layer that sits on top of QuickBooks Online, categorizing transactions, drafting accruals, prepaid and revenue schedules, and reconciling accounts for review before syncing back. It serves accounting firms managing many clients and startup founders who want live books.

- A month of books at 100 transactions: $49
- Open source: No
- Category: [AI bookkeeping for QuickBooks and Xero](https://tickmarkbooks.com/category/ai-bookkeeping)
- Best for: QuickBooks Online accounting firms managing many client closes

![Screenshot of Finlens](https://tickmarkbooks.com/img/1280/screenshots/finlens.webp) [Captured](#media-full)1 November 2026 · tickmarkbooks.com

![Screenshot of Finlens](https://tickmarkbooks.com/img/1920/screenshots/finlens.webp)[×](#media)

[Visit Finlens](https://tickmarkbooks.com/go/finlens) [Compare](https://tickmarkbooks.com/compare?cat=ai-bookkeeping&products=finlens) [Alternatives](https://tickmarkbooks.com/finlens/alternatives)

What we checked

- Pages last read: 6 November 2026
- Plan price: Free plan From its pricing page

[How we check](https://tickmarkbooks.com/methodology) [Editorial policy](https://tickmarkbooks.com/editorial-policy#not-for-sale)

## What it costs

A month of books at 100 transactions

$49

a month at 100 transactions, AI Accounting plan, sold by their sales team

Checked against the maker's own pages, 6 November 2026.

## Finlens price and plans

Prices excluding tax, as Finlens publishes them.

- Starter · Free · Keeps no full set of books
  - Flat fee
- AI Accounting · $49 a month · Contact sales
  - Flat fee

### What needs a higher plan

- Flexible: Your own bookkeeper

Where these prices come from

[finlens.app/features/stripe-revenue-recognition](https://www.finlens.app/features/stripe-revenue-recognition), checked 6 November 2026

### All plans and limits

| Plan | Price | Main limits |
| --- | --- | --- |
| Starter | $0 a month | Bank accounts: 1 bank account; Expenses: up to $50k /month; Users: Single user |
| AI Accounting | $49 a month | up to 3 bank accounts; Expenses: up to $100k/month; Unlimited users |
| Flexible Plan | Price on request | Banks, cards, and integrations: Unlimited |
| Scale Plan | Price on request | None stated |

Read 6 November 2026 from [finlens.app/accountants-pricing](https://www.finlens.app/accountants-pricing) and [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing).

## What Finlens costs at your volume

| Transactions a month | Cost | Plan |
| --- | --- | --- |
| 100 transactions | $49 a month on AI Accounting | AI Accounting |
| 500 transactions | $49 a month on AI Accounting | AI Accounting |

## What we checked on Finlens

Yes Partly No

What it costs to keep your books Partly

### Cost at 100 transactions a month

$49 a month on AI Accounting for 100 transactions. AI Accounting is sold only by their sales team.

> AI Accounting $49 $99 /month

AI Accounting plan card, price cell [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing)

What it costs to keep your books Partly

### Cost at 500 transactions a month

$49 a month on AI Accounting for 500 transactions. AI Accounting is sold only by their sales team.

On the page: AI Accounting plan card, price cell

AI Accounting plan card, price cell [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing)

What it costs to keep your books Yes

### Cost for a solo freelancer

A one-person business can start on the free Starter plan, which covers up to $50k a month of expenses, one bank account and one user; AI categorization of every transaction is listed only on the $49 AI Accounting plan.

> Runway, burn, and cashflow tracking for up to $50k/month in expenses. One user, one account. No credit card needed.

FAQ, What's included in the $0 Starter plan? [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

What it costs to keep your books Yes

### Promotion and regular price

promotion: the founder plan cards show $0 and $49 next to struck-through $49 and $99, with no end date and no later price stated; the vendor's own FAQ elsewhere states the AI Accounting plan as $49 per month.

> The AI Accounting plan is $49 per month and covers up to $100,000 per month in expenses.

FAQ, What does Stripe revenue recognition software cost for a startup? [finlens.app/features/stripe-revenue-rec…](https://www.finlens.app/features/stripe-revenue-recognition) Checked 2 November 2026

What it costs to keep your books Partly

### Ledger included

Finlens is not a ledger replacement: it works alongside QuickBooks or Xero and writes entries back to QuickBooks Online, so firms keep paying for QuickBooks; the founder pages also say it works without QuickBooks, without explaining where the books then live.

> Do you replace QuickBooks or Xero? No. Finlens works alongside them to give you better visibility.

FAQ, Do you replace QuickBooks or Xero? [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

What it costs to keep your books Yes

### What the price is based on

Founder plans are flat monthly fees banded by monthly expenses ($50k free, $100k at $49); firm pricing is set by the number of clients managed and is quoted on a demo call.

> Pricing is based on the number of clients you manage. Ask us during your demo — we'll build a quote based on your firm's specific needs.

FAQs, Security & Pricing, What does it cost? [finlens.app](https://www.finlens.app/) Checked 2 November 2026

What it costs to keep your books Yes

### Users included

The free Starter plan allows a single user while the $49 AI Accounting plan includes unlimited users; no per-user add-on price is published for either plan.

On the page: AI Accounting plan card, feature list

AI Accounting plan card, feature list [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

What it costs to keep your books Partly

### Past your plan’s limits

Terms permit pro-rated additional charges after a customer exceeds user or usage limits; published plan treatment is otherwise unspecified.

> If Customer exceeds the user or usage limits in an Order Form, Customer will pay for the additional usage on a pro-rated basis

Payment of Fees, section 2.1 [finlens.app/terms-of-service](https://www.finlens.app/terms-of-service) Checked 29 October 2026

What it costs to keep your books No

### Setup or onboarding fee

The vendor’s call to action says there are no setup fees for starting the service.

> Get started in minutes, no setup fees, no contracts.

Footer banner, Ready to automate your finances? [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

What it costs to keep your books No

### Notice before a price rise

The terms promise no notice period before a price rise for self-serve plans: subscriptions renew at the then-current rates, and any cap on increases exists only if an order form sets one.

> where none is specified, an online or self-serve subscription renews at Finlens's then-current rates until cancelled.

Section 2.1 Fees [finlens.app/terms-of-service](https://www.finlens.app/terms-of-service) Checked 2 November 2026

What the AI does with your books Yes

### What the AI does

Finlens uses AI for transaction categorization, document extraction, schedules, and drafted accounting entries.

> Finlens categorizes every transaction, pulls data from bills and receipts, and drafts your journal entries and accruals. Each one gets a confidence…

How it works, step 02 AI categorizes everything [finlens.app](https://www.finlens.app/) Checked 2 November 2026

What the AI does with your books Yes

### What the AI costs

included: AI categorization is part of the $49 AI Accounting plan and not sold separately for founders; the firm Scale plan mentions extra AI features on demand without a price.

> AI-powered categorisation of every transaction

AI Accounting plan card, feature list [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

What the AI does with your books Yes

### Categorizes transactions

AI categorizes transactions automatically, while a rules engine learns from later human corrections.

> Rules engine learns from your corrections over time

Features, AI categorizes every transaction automatically [finlens.app](https://www.finlens.app/) Checked 2 November 2026

What the AI does with your books Yes

### Reconciles your accounts

Finlens automatically matches transactions, flags discrepancies, and generates entries for account reconciliation.

> Bank and balance sheet accounts reconciled automatically

Features, Reconciliation done before you even open QBO [finlens.app](https://www.finlens.app/) Checked 2 November 2026

What the AI does with your books Yes

### Reads receipts and bills

Bills, invoices, and receipts can come from email, uploads, or Gmail and are automatically matched.

> Bills, invoices & receipts extracted and auto-matched from email, bulk upload, or Gmail sync

Features, AI categorizes every transaction automatically [finlens.app](https://www.finlens.app/) Checked 2 November 2026

What the AI does with your books Yes

### Accrual books and reports

Accruals, prepaids and deferred revenue are scheduled automatically on an accrual basis, and founders get a balance sheet, profit and loss and cash flow statement updated live.

> With Finlens your balance sheet, P&L, and cash flow are updated live.

Real-Time Books section [finlens.app/founders](https://www.finlens.app/founders) Checked 2 November 2026

Who checks the AI’s work Partly

### People check the books

Checking the AI is the customer's job on software plans, with low-confidence items routed to your own accountants; only the custom Flexible plan adds a dedicated CPA and monthly bookkeeping.

> Low-confidence categorizations are surfaced for human review. Your accountants make the call — Finlens remembers it for next time.

Features, Your team reviews. AI does the heavy lifting. [finlens.app](https://www.finlens.app/) Checked 2 November 2026

Who checks the AI’s work Partly

### Your own bookkeeper

A dedicated CPA comes only with the custom-priced Flexible (full-service) plan; the free and $49 founder plans are software with email or Slack support.

> Full-Service adds a dedicated CPA and monthly bookkeeping.

FAQ, What's the difference between AI Accounting and Full-Service AI? [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

Who checks the AI’s work Partly

### Your accountant can sign in

The $49 AI Accounting plan has unlimited users so an accountant can be added at no extra cost, but the free Starter plan is limited to a single user.

> Single user access

Starter plan card, feature list [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

Who checks the AI’s work No

### Accuracy the vendor claims

No accuracy figure is claimed for the AI; the terms instead disclaim accuracy and make the customer responsible for checking every output before posting.

> Finlens does not guarantee the accuracy, completeness, or suitability of AI Output.

Section 11.5 AI Output [finlens.app/terms-of-service](https://www.finlens.app/terms-of-service) Checked 2 November 2026

Where your books live and what it connects to Yes

### QuickBooks Online

Finlens connects to QuickBooks Online and is also described as working alongside Xero.

> No. Finlens works alongside them to give you better visibility.

Pricing FAQ: “Do you replace QuickBooks or Xero?” [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 29 October 2026

Where your books live and what it connects to Yes

### Xero

Finlens connects to QuickBooks Online and is also described as working alongside Xero.

On the page: Pricing FAQ: “Do you replace QuickBooks or Xero?”

Pricing FAQ: “Do you replace QuickBooks or Xero?” [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 29 October 2026

Where your books live and what it connects to Yes

### Bank and card feeds

It links bank, card, and payment feeds, imports history, and keeps transactions flowing automatically.

> Link QuickBooks Online and your clients' bank, card, and payment feeds in minutes. Finlens imports the full history and keeps every transaction…

How it works, step 01 Connect your accounts [finlens.app](https://www.finlens.app/) Checked 2 November 2026

Where your books live and what it connects to Yes

### Stripe

Stripe is connected for recognized revenue, deferred balances, fees, and prepared accounting entries.

> Finlens calculates the recognized number from the charges and writes it into your ledger, with the deferred balance, the fee treatment and the entry…

Opening product description [finlens.app/features/stripe-revenue-rec…](https://www.finlens.app/features/stripe-revenue-recognition) Checked 29 October 2026

Where your books live and what it connects to No

### Moves your history in

Finlens connects to an existing QuickBooks Online company rather than migrating the customer’s books.

> There is no migration. Finlens connects to your existing QuickBooks Online company

FAQ: setup time [finlens.app/features/stripe-revenue-rec…](https://www.finlens.app/features/stripe-revenue-recognition) Checked 29 October 2026

Taxes Partly

### Files your tax return

Federal and state tax filing is offered as a separate service booked through a demo call with no published price; the software plans only produce tax-ready reports.

> Federal and state taxes, filed on time. 1099s, payroll, multi-state? Covered.

Other Services, Tax Filing [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

Taxes Partly

### Files 1099s

1099s are named within the separately sold Tax Filing service, priced on request; the software plans do not mention preparing 1099 forms.

On the page: Other Services, Tax Filing

Other Services, Tax Filing [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

What it keeps track of Partly

### Other currencies

Multi-entity consolidation supports foreign-currency entities and translation, but invoicing scope is not described.

> Foreign-currency entities are translated into the reporting currency at the rates you set for the period

Capabilities: Eliminations, currencies and partial ownership [finlens.app/features/multi-entity-conso…](https://www.finlens.app/features/multi-entity-consolidation) Checked 29 October 2026

Your data and its security No

### Your data trains AI

The terms commit that customer data, ledger data and Stripe data are not used to train AI models, and the AI providers it uses (OpenAI and Anthropic) are engaged under terms that exclude training.

> Finlens does not use Customer Data to train, improve, or develop artificial-intelligence or machine-learning models.

Section 1.3 Scope of Data Collected [finlens.app/terms-of-service](https://www.finlens.app/terms-of-service) Checked 2 November 2026

Who it is built for Yes

### For accounting firms

Accounting firms get a Scale plan with a multi-client dashboard, per-client close checklists, onboarding and migration help, priced by number of clients on a demo call; white-label branding is not mentioned.

> Yes. Finlens is built for multi-client firm management. You get a central dashboard showing close status across every client, with drill-down into…

FAQs, We manage 30+ clients. Can Finlens handle that? [finlens.app](https://www.finlens.app/) Checked 2 November 2026

Who it is built for Yes

### Several businesses

Finlens consolidates multiple QuickBooks Online entities, matches intercompany balances, and drafts eliminations for approval.

> There is no fixed ceiling. Finlens is built for groups from two entities up to several dozen, with mixed currencies and partial ownership.

FAQs, How many entities can Finlens consolidate? [finlens.app/features/multi-entity-conso…](https://www.finlens.app/features/multi-entity-consolidation) Checked 2 November 2026

Trying it, starting and getting help Yes

### Free trial or free plan

The Starter plan is a standing $0 plan with no credit card required, capped at $50k a month of expenses, one bank account and one user, though AI categorization is listed on paid plans.

On the page: FAQ, What's included in the $0 Starter plan?

FAQ, What's included in the $0 Starter plan? [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

Trying it, starting and getting help Partly

### Sign up without a sales call

Only the free Starter plan has a sign-up button; the $49 AI Accounting, Flexible and firm Scale plans each route to booking a demo call.

> For teams that want real-time visibility without hiring a finance team. Book a Demo

AI Accounting plan card, call-to-action button [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 2 November 2026

Trying it, starting and getting help Yes

### Contract and cancelling

The site promises no contracts, and the terms say an online subscription continues until the customer cancels; sales-signed order forms renew for their stated term unless notice is given 30 days ahead.

> an online or self-serve subscription continues until cancelled by Customer.

Section 3.1 Term [finlens.app/terms-of-service](https://www.finlens.app/terms-of-service) Checked 2 November 2026

Trying it, starting and getting help Yes

### Support

The vendor says people can respond through Slack, Zoom, or email, with email support on Starter.

> Real humans. Fast responses. Available over Slack, Zoom, or email — your choice.

Pricing FAQ: support [finlens.app/founders-pricing](https://www.finlens.app/founders-pricing) Checked 29 October 2026

## Finlens alternatives

[All 9 alternatives](https://tickmarkbooks.com/finlens/alternatives)

- [Zeni](https://tickmarkbooks.com/zeni) · AI bookkeeping for startups that runs on QuickBooks Online Plus, with a dedicated finance team checking the work. · Cheapest plan $549 a month Checked 3 Nov · [Visit](https://tickmarkbooks.com/go/zeni)
- [Sage Accounting (US)](https://tickmarkbooks.com/sage-accounting) · Sage's cloud ledger for US small businesses. Sage retired it on 31 December 2024, and access ended on 31 January 2025. · Cheapest plan about $27 a month Checked 27 Oct · [Visit](https://tickmarkbooks.com/go/sage-accounting)
- 7 more alternatives · All 9 publish a price. · [See all 9](https://tickmarkbooks.com/finlens/alternatives)
  - [FreeAgent](https://tickmarkbooks.com/freeagent) From about $26 a month UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.
  - [SimpleAI](https://tickmarkbooks.com/simpleai) From $79 a month AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.
  - [Zoho Expense](https://tickmarkbooks.com/zoho-expense) Free, then $4 a seat a month Travel, expense and corporate card management with Zia AI receipt capture, from $4 per user a month.
  - [Zoho Books](https://tickmarkbooks.com/zoho-books) Free, then $20 a month Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

## Sources and changes

Last changed 6 November 2026

Sources on finlens.app 10

- Read 6 November 2026 · [/founders-pricing](https://www.finlens.app/founders-pricing)
- Read 6 November 2026 · [/](https://www.finlens.app/)
- Read 6 November 2026 · [/features/stripe-revenue-recognition](https://www.finlens.app/features/stripe-revenue-recognition)
- Read 2 November 2026 · [/terms-of-service](https://www.finlens.app/terms-of-service)
- Read 6 November 2026 · [/features/multi-entity-consolidation](https://www.finlens.app/features/multi-entity-consolidation)
- Read 6 November 2026 · [/features/fixed-asset-depreciation](https://www.finlens.app/features/fixed-asset-depreciation)
- Read 29 October 2026 · [/accountants](https://www.finlens.app/accountants)
- Read 6 November 2026 · [/features/deferred-revenue-automation](https://www.finlens.app/features/deferred-revenue-automation)
- Read 6 November 2026 · [/features/prepaid-expense-automation](https://www.finlens.app/features/prepaid-expense-automation)
- Read 2 November 2026 · [/founders](https://www.finlens.app/founders)

## Similar in AI bookkeeping for QuickBooks and Xero

[See all in AI bookkeeping for QuickBooks and Xero](https://tickmarkbooks.com/category/ai-bookkeeping)

- [Synder](https://tickmarkbooks.com/synder) Posts sales, fees and taxes from 30+ channels into QuickBooks, Xero, NetSuite or Sage Intacct. From $65 a month
- [Webgility](https://tickmarkbooks.com/webgility) Posts every marketplace order, fee and payout into QuickBooks or Xero at line-item level, not as a summary. From $79 a month
- [Booke AI](https://tickmarkbooks.com/booke-ai) An AI bookkeeper that joins your QuickBooks Online or Xero file as a user and works the bank feed you already have. From $129 a business a month
- [fileLedger by fileAI](https://tickmarkbooks.com/fileai) Agent plans that read invoices and bank statements and post them into your Xero or QuickBooks books. From $13 a month

## From our research

[All research](https://tickmarkbooks.com/blog)

- [Buyer's guide](https://tickmarkbooks.com/blog/choosing-ai-accounting-software-for-a-small-business) 29 Oct 2026 Choosing AI accounting software for a small business Match the ledger to the country you file in first, then compare what the AI books on its own, whether your history moves across and who checks it.
- [Buyer's guide](https://tickmarkbooks.com/blog/choosing-ai-bookkeeping-software-ledger-bills-or-receipts) 31 Oct 2026 Choosing AI bookkeeping software: ledger, bills or receipts First decide whether the AI should keep the ledger itself, as Digits and FreeAgent do, or feed QuickBooks or Xero with bills, receipts and payments.
- [Comparison](https://tickmarkbooks.com/blog/freeagent-vs-zoho-books-for-small-business-accounting) 27 Oct 2026 FreeAgent vs Zoho Books for small business accounting FreeAgent suits UK sole traders and company directors filing their own tax returns; Zoho Books suits US businesses and owners running several companies.

## Is this yours?

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