# Alternatives to Every

> Source: https://tickmarkbooks.com/every/alternatives/ (re-verified)
> Updated: 28 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Every at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Every](https://tickmarkbooks.com/every.md) | Delaware C-Corp startups wanting banking, payroll and books from one team | From $330 a month | From $550 | — | 27 October 2026 |
| [Zoho Books](https://tickmarkbooks.com/zoho-books.md) | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month | $20 | Cost at 100 transactions a month, Cost at 500 transactions a month | 26 October 2026 |
| [FreeAgent](https://tickmarkbooks.com/freeagent.md) | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month | About $25 | Cost at 100 transactions a month, Cost at 500 transactions a month | 26 October 2026 |
| [Puzzle](https://tickmarkbooks.com/puzzle.md) | A US startup on Mercury, Brex, Ramp, Stripe and Gusto that wants to replace QuickBooks | Price not established | $30 | Cost at 100 transactions a month, Cost at 500 transactions a month | 26 October 2026 |
| [Stampli](https://tickmarkbooks.com/stampli.md) | Finance teams with high invoice volume, many approvers and several entities | On quote | — | Categorizes transactions, Reads receipts and bills | 26 October 2026 |
| [Pilot](https://tickmarkbooks.com/pilot.md) | A US startup or small business that wants its books done for it in QuickBooks Online | Price not established | $137 | Cost at 100 transactions a month, Cost at 500 transactions a month | 26 October 2026 |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | Cost at 100 transactions a month, Cost at 500 transactions a month | 26 October 2026 |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month | $106 | Cost at 100 transactions a month, Cost at 500 transactions a month | 27 October 2026 |
| [Xero](https://tickmarkbooks.com/xero.md) | Small businesses wanting the whole team and their advisor on the books, no per-user fees | From $27 a month | $27 | Cost at 100 transactions a month, Cost at 500 transactions a month | 28 October 2026 |
| [Bookkeeper360](https://tickmarkbooks.com/bookkeeper360.md) | Startups and growing small businesses wanting books, tax and CFO help from one US team | From $19 a month | $638 | Cost at 100 transactions a month, Cost at 500 transactions a month | 27 October 2026 |

“About” figures are converted at the European Central Bank rate of 30 October 2026.

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $20 a month on Standard for 100 transactions.](https://www.zoho.com/us/books/pricing/)
- [Cost at 500 transactions a month: yes — $50 a month on Professional for 500 transactions. Standard ($20) holds up to 5,000 transactions a year; the workload priced has 6,000 transactions a year.](https://www.zoho.com/us/books/pricing/)
- [Cost for a solo freelancer: yes — A freelancer with bank feeds and receipt capture needs the Standard plan at $20 per organization a month billed monthly, since bank feeds start there.](https://www.zoho.com/us/books/pricing/)

**Trade-offs against Every:**
- [Promotion and regular price: no — none — the $20 Standard rate is the standing month-to-month price; the lower $15 figure is simply the yearly billing rate, not a time-limited introductory offer.](https://www.zoho.com/us/books/pricing/)
- [Pays your bills: partial — Bills and vendor approvals are in the paid plans, but paying vendors by ACH with two- and three-way matching is the separate BillPay add-on at $59 a month billed annually ($69 monthly).](https://www.zoho.com/us/books/pricing/)
- [Payroll: partial — integration — payroll is not in Zoho Books itself: it comes from the separately paid Zoho Payroll, or from a SurePayroll connection that posts payroll journal entries back.](https://www.zoho.com/us/books/addons/)

[View Zoho Books](https://tickmarkbooks.com/zoho-books)

### 2. FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — £0 a month on Free for 100 transactions.](https://www.freeagent.com/pricing/)
- [Cost at 500 transactions a month: yes — £0 a month on Free for 500 transactions.](https://www.freeagent.com/pricing/)
- [Cost for a solo freelancer: yes — A freelancer pays the Sole trader plan: £19 a month (about $25) plus VAT at the regular rate, £9.50 (about $13) for the first six months, with bank feeds and receipt capture included and no per-transaction charge.](https://www.freeagent.com/pricing/)

**Trade-offs against Every:**
- [What the AI costs: partial — included in every plan for smart categorization and the first ten captures a month; processing more than ten receipts or bills needs the £5 (about $6.70)-a-month Smart Capture Unlimited add-on.](https://www.freeagent.com/pricing/)
- [Pays your bills: partial — Bills are captured, recorded and tracked as accounts payable inside FreeAgent, but actually paying them is left to partner products in its own Payment solutions directory rather than done in the product.](https://www.freeagent.com/features/expenses/)
- [Accrual books and reports: partial — It keeps accruals-basis books with automatic accounting reports, a dashboard profit and loss and limited-company Final Accounts; what it publishes for cash is a Cashflow forecast, not a monthly cash flow statement.](https://www.freeagent.com/pricing/)

[View FreeAgent](https://tickmarkbooks.com/freeagent)

### 3. Puzzle

AI-native accounting software with optional bookkeeper services for startups and small businesses.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $30 a month on Starter for 100 transactions.](https://puzzle.io/pricing)
- [Cost at 500 transactions a month: yes — $30 a month on Starter for 500 transactions.](https://puzzle.io/pricing)
- [Ledger included: yes — It is the ledger; no QuickBooks or Xero needed. Puzzle is a double-entry general ledger of its own, sold as a QuickBooks replacement (Core card: 'Your QuickBooks replacement').](https://puzzle.io/legal/faq)

**Trade-offs against Every:**
- [Reconciles your accounts: partial — You reconcile on Starter; AI drafts it from Complete. Every plan has a reconciliation screen where you match the month's transactions to the statement until the difference is $0, then Puzzle runs an auto-validation check.](https://help.puzzle.io/en/articles/6986882-how-to-reconcile-bank-and-credit-card-accounts-in-puzzle)
- [Pays your bills: partial — Records bills; payment through Ramp or Bill.com. Bills can be entered, imported by CSV or synced from Ramp and Bill.com, matched to payments and shown in AP aging.](https://help.puzzle.io/en/articles/9165703-faq-accounts-payable)
- [Accrual books and reports: partial — Cash and accrual P&L and balance sheet; no cash flow. Every plan keeps cash and accrual books at once ('Cash & accrual books' on Starter) and drafts a balance sheet and profit and loss.](https://help.puzzle.io/en/articles/8441346-what-reports-does-puzzle-provide)

[View Puzzle](https://tickmarkbooks.com/puzzle)

### 4. Stampli

Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing.

**Where it improves on Every:**
- [Categorizes transactions: yes — Billy applies your coding patterns to the fields of the accounting system you run, and reviewed corrections feed back into later suggestions; a person still confirms before posting.](https://www.stampli.com/billy/)
- [Reads receipts and bills: yes — Receipts can be submitted by web, mobile, messaging, upload or inbox, and are matched to card expenses with employees prompted when something is missing.](https://www.stampli.com/expenses/)

**Trade-offs against Every:**
- [Ledger included: no — Stampli runs the buying and paying workflow but not the books themselves: you keep paying for QuickBooks Online, NetSuite, Sage Intacct or whichever accounting system you already run, which stays the book of record.](https://www.stampli.com/erp/quickbooks/)
- [Reconciles your accounts: partial — Payments are reconciled one-to-one against the bank transaction and the record in your accounting system, but Stampli reconciles its own payments rather than closing out every bank and card account each month.](https://www.stampli.com/payments/)
- [Your own bookkeeper: partial — Every customer gets a named Customer Success contact and support staffed by former accounts payable practitioners, but that is product help rather than a bookkeeper keeping your books.](https://www.stampli.com/customer-support/)

[View Stampli](https://tickmarkbooks.com/stampli)

### 5. Pilot

A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $137 a month on Essentials for 100 transactions. Includes QuickBooks Online Simple Start at $38 a month, which Essentials needs. Plus a one-time setup fee of $99, not included.](https://pilot.com/pricing)
- [Cost at 500 transactions a month: yes — $137 a month on Essentials for 500 transactions. Includes QuickBooks Online Simple Start at $38 a month, which Essentials needs. Plus a one-time setup fee of $99, not included.](https://pilot.com/pricing)
- [Categorizes transactions: yes — AI categorizes and learns your patterns. The AI Accountant categorizes transactions, reconciles accounts and identifies vendors.](https://pilot.com/platform/ai-accountant)

**Trade-offs against Every:**
- [Ledger included: no — Works in QuickBooks Online; you pay for the license. Every bookkeeping plan is done in QuickBooks Online (FAQ: 'Pilot does all of its bookkeeping in QuickBooks Online').](https://pilot.com/terms/client-terms)
- [Pays your bills: partial — Bill payment is an add-on; Core manages 10 bills. Accounts payable is not in the bookkeeping plans by default.](https://pilot.com/faq)
- [Accrual books and reports: partial — Cash basis on Essentials; accrual on Core. Essentials is cash-basis bookkeeping only.](https://pilot.com/pricing)

[View Pilot](https://tickmarkbooks.com/pilot)

### 6. Booke AI

An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $156 a month on AI Bookkeeper (Business), on Xero Early for 100 transactions. Includes Xero Early at $27 a month, which AI Bookkeeper (Business), on Xero Early needs.](https://booke.ai/pricing)
- [Cost at 500 transactions a month: yes — $156 a month on AI Bookkeeper (Business), on Xero Early for 500 transactions. Includes Xero Early at $27 a month, which AI Bookkeeper (Business), on Xero Early needs.](https://booke.ai/pricing)
- [Categorizes transactions: yes — Daily, and learns from your approvals and fixes. It processes new QuickBooks Online and Xero bank-feed transactions in a daily run, categorizes them from the client's own history, sends low-confidence ones to your team, and uses each approval or correction for later categorizations.](https://booke.ai/quickbooks-online)

**Trade-offs against Every:**
- [Ledger included: no — No: you also pay for QuickBooks Online or Xero. Booke works inside an existing QuickBooks Online or Xero file, joining it as a user; it is not a ledger and no ledger license is in its price.](https://booke.ai/)
- [Reconciles your accounts: partial — Prepares reconciliation; your team completes it. In QuickBooks Online it prepares work for reconciliation and does not promise a reconciled file; in Xero it can perform 'supported reconciliation actions for eligible configured cases' and leaves the rest open.](https://booke.ai/bookkeeping-automation-software)
- [People check the books: no — No: software only; your team reviews exceptions. No bookkeeper or accountant from Booke reviews the work on any plan.](https://booke.ai/)

[View Booke AI](https://tickmarkbooks.com/booke-ai)

### 7. SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $106 a month on Starter, on Xero Early for 100 transactions. Includes Xero Early at $27 a month, which Starter, on Xero Early needs.](https://simpleaiworks.com/en/pricing)
- [Cost at 500 transactions a month: yes — $106 a month on Starter, on Xero Early for 500 transactions. Includes Xero Early at $27 a month, which Starter, on Xero Early needs.](https://simpleaiworks.com/en/pricing)
- [Cost for a solo freelancer: yes — A one-person business can start on NOVA's Starter plan at S$39 a month for 30 document credits, one entity and three users; the SAAM accounting module's own entry plan is US$79 a month plus the Xero or QuickBooks subscription it publishes into.](https://simpleaiworks.com/en/solutions/nova)

**Trade-offs against Every:**
- [Promotion and regular price: no — none on the SAAM plan cards: the only discount the vendor names on them is 10% for annual billing, and the separate Bank Statement Extraction module is the one that runs a labeled limited-time promotion.](https://simpleaiworks.com/en/pricing)
- [Ledger included: no — SAAM is not the ledger: it extracts and classifies documents and then publishes entries into the accounting software you already pay for, so a Xero, QuickBooks or Accurate subscription sits on top of its price.](https://simpleaiworks.com/en/contact)
- [Pays your bills: partial — Bills are captured and classified and every plan includes an approval workflow, but the agent's documented end point is publishing entries into your accounting software, not paying suppliers.](https://simpleaiworks.com/en)

[View SimpleAI](https://tickmarkbooks.com/simpleai)

### 8. Xero

Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $27 a month on Early for 100 transactions. Early is 90% off for 6 months for new customers ($2.70 a month), on offer until 2 November 2026. The figure is the regular $27, paid after it.](https://www.xero.com/us/pricing-plans/)
- [Cost at 500 transactions a month: yes — $27 a month on Early for 500 transactions. Early is 90% off for 6 months for new customers ($2.70 a month), on offer until 2 November 2026. The figure is the regular $27, paid after it.](https://www.xero.com/us/pricing-plans/)
- [Cost for a solo freelancer: yes — The cheapest public plan, Early, is $27 a month after the promotion and includes bank reconciliation, Smart Document Capture and reporting, so one freelancer with roughly 30 transactions pays that.](https://www.xero.com/us/pricing-plans/)

**Trade-offs against Every:**
- [Payroll: partial — add-on: payroll is not in the plan price but is sold beside it as Xero Payroll powered by Gusto at $36 a month plus $6 per employee or contractor, on any plan.](https://www.xero.com/us/pricing-plans/)
- [Moves your history in: partial — Xero says switching from QuickBooks is straightforward with hands-on setup help, and historical data can be imported when you first connect a bank, but no page states what moving prior-year books costs or how far back it goes.](https://www.xero.com/us/versus/quickbooks-alternative/)
- [Files 1099s: partial — Xero collects W-9s, tracks contractor payments against the $2,000 threshold and builds the 1099-NEC and 1099-MISC report on every plan, but filing goes through an e-filing partner app at extra cost or by CSV export.](https://www.xero.com/us/accounting-software/1099-reporting/)

[View Xero](https://tickmarkbooks.com/xero)

### 9. Bookkeeper360

US-based outsourced bookkeeping, tax and CFO team working in your QuickBooks Online or Xero.

**Where it improves on Every:**
- [Cost at 100 transactions a month: yes — $638 a month on Ongoing Bookkeeping weekly cadence, on QuickBooks Online Simple Start for 100 transactions. Includes QuickBooks Online Simple Start at $38 a month, which Ongoing Bookkeeping weekly cadence, on QuickBooks Online Simple Start needs. Ongoing Bookkeeping, on QuickBooks Online Simple Start (from $400), Ongoing Bookkeeping, on Xero Early (from $400) publish only a starting price, so they are not the figure while a definite price covers this many transactions.](https://bookkeeper360.com/services/bookkeeping/)
- [Cost at 500 transactions a month: yes — $638 a month on Ongoing Bookkeeping weekly cadence, on QuickBooks Online Simple Start for 500 transactions. Includes QuickBooks Online Simple Start at $38 a month, which Ongoing Bookkeeping weekly cadence, on QuickBooks Online Simple Start needs. Ongoing Bookkeeping, on QuickBooks Online Simple Start (from $400), Ongoing Bookkeeping, on Xero Early (from $400) publish only a starting price, so they are not the figure while a definite price covers this many transactions.](https://bookkeeper360.com/services/bookkeeping/)
- [Support: yes — You reach people by phone, email and in-app messaging with your own accountant, and the agreement sets staffed support at 9 AM to 6 PM Eastern, Monday to Friday, so there is no after-hours cover.](https://bookkeeper360.com/subscription-agreement/)

**Trade-offs against Every:**
- [Ledger included: no — The service runs inside the client's own QuickBooks Online or Xero file, which the client keeps and pays for; Bookkeeper360's own reporting software is what is bundled into every plan.](https://bookkeeper360.com/services/bookkeeping/)
- [Pays your bills: partial — Bill capture, approval routing and payment are real but sold as a separate Bill Pay & Invoicing add-on from $150 a month, partly through third-party tools such as Bill.com and Ramp.](https://bookkeeper360.com/services/bill-pay-and-invoicing/)
- [Moves your history in: partial — Books on another platform can be moved into QuickBooks Online or Xero, but only as part of the paid onboarding project that starts at $1,000, not inside the monthly fee.](https://bookkeeper360.com/services/bookkeeping/)

[View Bookkeeper360](https://tickmarkbooks.com/bookkeeper360)