# Alternatives to Everlance

> Source: https://tickmarkbooks.com/everlance/alternatives/ (re-verified)
> Updated: 28 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Everlance at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Everlance](https://tickmarkbooks.com/everlance.md) | Gig drivers and solo contractors claiming the mileage deduction | Free, then $10.99 a month | Does not apply | — | 27 October 2026 |
| [Zoho Books](https://tickmarkbooks.com/zoho-books.md) | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month | $20 | Ledger included, What the AI does | 26 October 2026 |
| [FreeAgent](https://tickmarkbooks.com/freeagent.md) | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month | About $25 | Promotion and regular price, Ledger included | 26 October 2026 |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month | $106 | Past your plan’s limits, What the AI does | 27 October 2026 |
| [Dext](https://tickmarkbooks.com/dext.md) | Small businesses and firms feeding receipts and supplier bills into QuickBooks or Xero | From $31.50 a month | Does not apply | Promotion and regular price, Past your plan’s limits | 27 October 2026 |
| [QuickBooks Online](https://tickmarkbooks.com/quickbooks-online.md) | Small businesses that want one ledger plus payroll, payments and an accountant login | Free, then $38 a month | $38 | Promotion and regular price, Ledger included | 28 October 2026 |
| [Expensify](https://tickmarkbooks.com/expensify.md) | Small finance teams that want receipts, cards and reimbursements feeding one ledger | Free, then $5 a seat a month | Does not apply | Past your plan’s limits, Notice before a price rise | 26 October 2026 |
| [Zoho Expense](https://tickmarkbooks.com/zoho-expense.md) | US finance teams reimbursing employee travel and card spend alongside QuickBooks or Xero | Free, then $4 a seat a month | Does not apply | Promotion and regular price, What the AI does | 27 October 2026 |
| [Inkle](https://tickmarkbooks.com/inkle.md) | US-incorporated startups and foreign founders needing books and US filings together | Free, then $30 a month | $0 | Ledger included, Notice before a price rise | 27 October 2026 |
| [Xero](https://tickmarkbooks.com/xero.md) | Small businesses wanting the whole team and their advisor on the books, no per-user fees | From $27 a month | $27 | Promotion and regular price, Ledger included | 28 October 2026 |

“About” figures are converted at the European Central Bank rate of 30 October 2026.

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

**Where it improves on Everlance:**
- [Ledger included: yes — Zoho Books is the accounting ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan fee covers invoicing, banking, journals and the reports.](https://www.zoho.com/us/books/pricing/)
- [What the AI does: yes — Zia answers finance questions in plain English, flags anomalies in report data, pre-fills bank statement categorization, drafts emails and generates invoices, quotes and reports from a prompt.](https://www.zoho.com/us/books/accounting-software/ai-in-accounting/)
- [What the AI costs: yes — included — the AI page carries no separate price and the receipt autoscan allowance is part of the subscription, from 50 scans a month on Free to 1,000 on Premium and above.](https://www.zoho.com/us/books/pricing/)

**Trade-offs against Everlance:**
- [Your accountant can sign in: partial — The Free plan is quoted as one user plus one accountant, so an accountant seat is free there; the paid plans are quoted only as user counts, with extra users at $3 a month.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)

[View Zoho Books](https://tickmarkbooks.com/zoho-books)

### 2. FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

**Where it improves on Everlance:**
- [Promotion and regular price: yes — promotion: every paid plan is advertised at 50% off for the first six months (or first year on annual billing), after which the regular published price applies.](https://www.freeagent.com/pricing/)
- [Ledger included: yes — FreeAgent is the accounting ledger itself: it keeps the books, builds the accounting reports and files the returns, so no QuickBooks or Xero subscription sits underneath it.](https://www.freeagent.com/features/accounting-software/)
- [Notice before a price rise: yes — The terms of service promise at least 60 days' advance notice of a price or payment-term change, and a chance to decide whether to carry on before any increase.](https://www.freeagent.com/company/terms/)

**Trade-offs against Everlance:**
- [Mileage: partial — Mileage claims are logged manually at HMRC's allowable rates, on mobile as well as desktop; the vendor describes recording a claim rather than a GPS tracker that logs trips by itself.](https://www.freeagent.com/features/expenses/)
- [Several businesses: no — One account holds one business: the vendor's guidance for someone running two businesses assumes a separate FreeAgent account, and so a separate subscription, for each.](https://support.freeagent.com/hc/en-gb/articles/7996920939794-Record-inter-business-transactions)
- [Canada: no — a US and a global edition exist with configurable sales tax reporting, and Canada and Australia are never named.](https://www.freeagent.com/us/features/sales-tax/)

[View FreeAgent](https://tickmarkbooks.com/freeagent)

### 3. SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

**Where it improves on Everlance:**
- [Past your plan’s limits: yes — Past the monthly credit allowance you buy add-on packs at a published rate, but the number of packs is capped per month, so very heavy months force a plan upgrade rather than open-ended overage.](https://simpleaiworks.com/en/pricing)
- [What the AI does: yes — The accounting agent extracts data from invoices, bills, bank statements and supporting documents, classifies the entries, reconciles transactions and prepares them for publishing into your ledger, and it learns from your corrections and custom prompts.](https://simpleaiworks.com/en)
- [What the AI costs: yes — credits: the AI is the product and is in every plan, but what you process is metered in credits at one credit per document and one per bank statement page, with extra credits sold in capped packs.](https://simpleaiworks.com/en/pricing)

**Trade-offs against Everlance:**
- [Bank and card feeds: partial — It does not connect to your bank itself: you upload or email statements in any format and the AI turns them into reconciled, accounting-ready transactions, then matches them against the bank feed entries in your ledger.](https://simpleaiworks.com/en/solutions/bank-extraction)
- [Moves your history in: no — There is no migration of historic books: the vendor positions the product as running alongside the accounting system you keep, feeding entries into it rather than replacing or importing it.](https://simpleaiworks.com/en/contact)
- [Canada: no — Canada is not one of the country options, and US or Canadian bank feeds and tax filing are not claimed.](https://simpleaiworks.com/en/pricing)

[View SimpleAI](https://tickmarkbooks.com/simpleai)

### 4. Dext

Captures receipts, invoices and statements, codes them and publishes to QuickBooks, Xero or Sage.

**Where it improves on Everlance:**
- [Promotion and regular price: yes — yearly shown monthly: the plan card opens on the Annual tab showing $25.21 per month, which is the annual rate ($302.50 billed annually); the month-to-month rate is $31.50, and the AI Assist add-on is $10.5 per month only until 31 Jan 2027.](https://dext.com/us/business/pricing)
- [Past your plan’s limits: yes — Past the monthly document limit uploads still arrive but stop being read until the next bill date or an upgrade, and the terms also reserve the right to invoice excess usage or upgrade the plan.](https://dext.com/us/business/pricing)
- [Notice before a price rise: yes — The general terms promise at least one month's notice before a fee rise and say it cannot take effect until the start of the next term, with discounts reverting to list price at term end.](https://dext.com/us/terms-and-conditions)

**Trade-offs against Everlance:**
- [Free trial or free plan: partial — There is a 14-day free trial on your own paperwork with no card details asked for, but no standing free plan; extraction add-ons only switch on once you are paying.](https://dext.com/us/business/pricing)

[View Dext](https://tickmarkbooks.com/dext)

### 5. QuickBooks Online

Intuit's cloud ledger, now with Intuit Intelligence agents that categorize, reconcile and flag errors.

**Where it improves on Everlance:**
- [Promotion and regular price: yes — promotion: every paid plan card shows a half-price figure for three months beside the struck-through regular price, so Simple Start is $19 then $38, Plus $70 then $140.](https://quickbooks.intuit.com/pricing/)
- [Ledger included: yes — This is the accounting ledger itself, not an add-on to someone else's books, so no separate QuickBooks or Xero subscription sits underneath the price.](https://quickbooks.intuit.com/accounting/)
- [What the AI does: yes — Intuit Intelligence runs inside the ledger, learning categorization patterns and performing bookkeeping tasks, with the deeper agents reserved for the Plus and Advanced tiers.](https://quickbooks.intuit.com/pricing/)

**Trade-offs against Everlance:**
- [Notice before a price rise: no — Intuit's own footnote reserves the right to change pricing without notice, so the terms promise no notice period before a renewal price rises.](https://quickbooks.intuit.com/accountants/)
- [Quarterly tax estimates: partial — Quarterly payment estimates come from Business Tax AI, which the plan cards list from the Essentials tier upward rather than on the cheapest paid plan.](https://quickbooks.intuit.com/pricing/)

[View QuickBooks Online](https://tickmarkbooks.com/quickbooks-online)

### 6. Expensify

Receipt scanning, company cards, bill pay and reimbursements that feed QuickBooks, Xero or NetSuite.

**Where it improves on Everlance:**
- [Past your plan’s limits: yes — There is no transaction or account cap to pass; on a Control annual subscription, anyone active beyond the subscription size you committed to is simply charged at the higher pay-per-use rate.](https://help.expensify.com/articles/new-expensify/billing-and-subscriptions/explore-plans-subscriptions-and-pricing/Understand-Expensify-Pricing)
- [Notice before a price rise: yes — The terms of service promise fifteen days' notice before the next billing cycle whenever the price of a service package changes.](https://www.expensify.com/terms)
- [What the AI does: yes — Concierge AI categorizes spend from past behavior, creates and updates expenses, chases policy violations, answers spend questions with charts, and explains each action on request.](https://use.expensify.com/ai-expense-management)

**Trade-offs against Everlance:**
- [Your accountant can sign in: partial — Accounting firms in the partner program get their own free account and a dashboard over client workspaces, but the vendor's pages do not say an outside accountant can be added to a single workspace without being billed as a member.](https://use.expensify.com/accountants-program)
- [Files your tax return: no — No income tax return is prepared or filed on any plan; the vendor states flatly that it is not a tax filing service.](https://use.expensify.com/ai-disclosure)

[View Expensify](https://tickmarkbooks.com/expensify)

### 7. Zoho Expense

Travel, expense and corporate card management with Zia AI receipt capture, from $4 per user a month.

**Where it improves on Everlance:**
- [Promotion and regular price: partial — yearly shown monthly: the pricing page opens on the Yearly control, so the $3 and $5 per-user figures a visitor sees first are annual-billed rates, not the $4 and $6 month-to-month prices.](https://www.zoho.com/us/expense/pricing/)
- [What the AI does: yes — Zia reads receipts, checks every claim against policy and spending history, and runs approval and reporting agents that submit reports on a schedule.](https://www.zoho.com/us/expense/expense-faqs/)
- [What the AI costs: yes — included: Expense Intelligence with Zia AI, the agentic reporting and approval agents and Ask Zia are listed inside the Standard plan price, with no credit pack or AI add-on.](https://www.zoho.com/us/expense/pricing/)

**Trade-offs against Everlance:**
- [Cost for a solo freelancer: partial — One freelancer can run a month at $0 on the Free plan with personal-card import, GPS mileage and receipt capture, but only 20 AI receipt scans a month.](https://www.zoho.com/us/expense/pricing/)
- [Your accountant can sign in: partial — You can invite unlimited users at no charge, but anyone who creates an expense or report that cycle becomes a billable active user.](https://www.zoho.com/us/expense/pricing/)
- [Bank and card feeds: partial — Real-time corporate card feeds from Visa, Mastercard, Amex and AirPlus pull transactions automatically in 12 countries; personal cards come in as statements, and there are no bank-account feeds.](https://www.zoho.com/us/expense/expense-faqs/)

[View Zoho Expense](https://tickmarkbooks.com/zoho-expense)

### 8. Inkle

US accounting software with AI categorization, plus bookkeepers, tax filing and compliance in one app.

**Where it improves on Everlance:**
- [Ledger included: yes — Inkle Books is the ledger itself, with its own general ledger, chart of accounts and journal entries, so no QuickBooks or Xero subscription is needed to use it.](https://www.inkle.ai/books)
- [Notice before a price rise: yes — The terms promise at least 30 days' notice before a renewal date for any material fee increase or scope reduction, and for annual renewals generally.](https://www.inkle.ai/legal)
- [What the AI does: yes — The AI categorizes bank and card transactions, matches receipts and summarizes reports; the vendor frames it as AI speed with bookkeeper review rather than unattended automation.](https://www.inkle.ai/books)

**Trade-offs against Everlance:**
- [What the price is based on: partial — The bookkeeping service is priced per business but scaled by monthly transaction volume and unstated 'complexity', so the published $49 is a floor rather than a rate card a buyer can price themselves.](https://www.inkle.ai/pricing)
- [Australia: no — Nothing on the pages read offers Canadian, UK or Australian banks, GST or VAT.](https://www.inkle.ai/)
- [Support: partial — Chat support is on every plan, with calls and Zoom from Standard upward and chat, Zoom and phone on the Monthly service, plus a published phone number; no hours, time zone or SLA appear on the pages read.](https://www.inkle.ai/pricing)

[View Inkle](https://tickmarkbooks.com/inkle)

### 9. Xero

Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.

**Where it improves on Everlance:**
- [Promotion and regular price: yes — promotion: new US customers get 90% off for six months, the offer closes 2 November 2026, and the regular plan price then applies and renews monthly.](https://www.xero.com/us/pricing-plans/)
- [Ledger included: yes — Xero is the double-entry ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan price is the whole accounting bill.](https://www.xero.com/us/)
- [What the AI does: yes — JAX, built into the navigation bar and the mobile app, answers questions about your own Xero figures, pulls in outside market data and drafts admin such as invoices and quotes.](https://www.xero.com/us/ai-in-accounting/jax/)

**Trade-offs against Everlance:**
- [Mileage: partial — Mileage claims are entered in the Xero Me app from start and end points and are an Established-plan feature; automatic GPS logging needs a third-party app such as TripLog.](https://www.xero.com/us/pricing-plans/)
- [Free trial or free plan: partial — There is no standing free plan, but any plan can be taken for one month at $0 before billing starts, so you can run your own books in it first.](https://www.xero.com/us/)
- [Support: partial — Support is free and online around the clock: you search Xero Central and raise a case from any article. There is no published phone line, though you can ask to be called back.](https://www.xero.com/us/about/contact/)

[View Xero](https://tickmarkbooks.com/xero)