# Alternatives to Double

> Source: https://tickmarkbooks.com/double/alternatives/ (re-verified)
> Updated: 28 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Double at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Double](https://tickmarkbooks.com/double.md) | Accounting firms closing many QuickBooks Online and Xero client files each month | From $10 a month | $37 | — | 27 October 2026 |
| [Zoho Books](https://tickmarkbooks.com/zoho-books.md) | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month | $20 | Ledger included, What the AI costs | 26 October 2026 |
| [FreeAgent](https://tickmarkbooks.com/freeagent.md) | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month | About $25 | Promotion and regular price, Ledger included | 26 October 2026 |
| [Puzzle](https://tickmarkbooks.com/puzzle.md) | A US startup on Mercury, Brex, Ramp, Stripe and Gusto that wants to replace QuickBooks | Price not established | $30 | Ledger included, Catching up past months | 26 October 2026 |
| [Pilot](https://tickmarkbooks.com/pilot.md) | A US startup or small business that wants its books done for it in QuickBooks Online | Price not established | $137 | Stripe, Shopify | 26 October 2026 |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | Getting your books out, Sign up without a sales call | 26 October 2026 |
| [Stampli](https://tickmarkbooks.com/stampli.md) | Finance teams with high invoice volume, many approvers and several entities | On quote | — | Reads receipts and bills, Pays your bills | 26 October 2026 |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month | $106 | What the AI costs, Reads receipts and bills | 27 October 2026 |
| [Xero](https://tickmarkbooks.com/xero.md) | Small businesses wanting the whole team and their advisor on the books, no per-user fees | From $27 a month | $27 | Promotion and regular price, Ledger included | 28 October 2026 |
| [Bookkeeper360](https://tickmarkbooks.com/bookkeeper360.md) | Startups and growing small businesses wanting books, tax and CFO help from one US team | From $19 a month | $638 | Promotion and regular price, Catching up past months | 27 October 2026 |

“About” figures are converted at the European Central Bank rate of 30 October 2026.

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

**Where it improves on Double:**
- [Ledger included: yes — Zoho Books is the accounting ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan fee covers invoicing, banking, journals and the reports.](https://www.zoho.com/us/books/pricing/)
- [What the AI costs: yes — included — the AI page carries no separate price and the receipt autoscan allowance is part of the subscription, from 50 scans a month on Free to 1,000 on Premium and above.](https://www.zoho.com/us/books/pricing/)
- [Reads receipts and bills: yes — Receipts can be photographed in the mobile app, uploaded or auto-forwarded from an email inbox, and autoscans turn them into transactions within a plan-wise monthly scan allowance.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)

**Trade-offs against Double:**
- [Categorizes transactions: partial — Zia pre-fills the account and vendor against each imported bank line, so it suggests rather than posts by itself, and the page does not claim it learns from your corrections.](https://www.zoho.com/us/books/accounting-software/ai-in-accounting/)
- [Your accountant can sign in: partial — The Free plan is quoted as one user plus one accountant, so an accountant seat is free there; the paid plans are quoted only as user counts, with extra users at $3 a month.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)

[View Zoho Books](https://tickmarkbooks.com/zoho-books)

### 2. FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

**Where it improves on Double:**
- [Promotion and regular price: yes — promotion: every paid plan is advertised at 50% off for the first six months (or first year on annual billing), after which the regular published price applies.](https://www.freeagent.com/pricing/)
- [Ledger included: yes — FreeAgent is the accounting ledger itself: it keeps the books, builds the accounting reports and files the returns, so no QuickBooks or Xero subscription sits underneath it.](https://www.freeagent.com/features/accounting-software/)
- [Notice before a price rise: yes — The terms of service promise at least 60 days' advance notice of a price or payment-term change, and a chance to decide whether to carry on before any increase.](https://www.freeagent.com/company/terms/)

**Trade-offs against Double:**
- [Accrual books and reports: partial — It keeps accruals-basis books with automatic accounting reports, a dashboard profit and loss and limited-company Final Accounts; what it publishes for cash is a Cashflow forecast, not a monthly cash flow statement.](https://www.freeagent.com/pricing/)
- [People check the books: no — Checking the AI is yours: Smart Capture ends with you approving each captured bill or receipt, and no plan includes a bookkeeper reviewing the books, only UK support accountants answering questions.](https://www.freeagent.com/features/expenses/)
- [Files 1099s: no — The vendor's own inventory of what can be filed from FreeAgent is End of Year accounts, Payroll, Self Assessment and VAT, all to HMRC or Companies House; US contractor forms are not among them.](https://support.freeagent.com/hc/en-gb/articles/15539041420178-What-can-you-file-using-FreeAgent)

[View FreeAgent](https://tickmarkbooks.com/freeagent)

### 3. Puzzle

AI-native accounting software with optional bookkeeper services for startups and small businesses.

**Where it improves on Double:**
- [Ledger included: yes — It is the ledger; no QuickBooks or Xero needed. Puzzle is a double-entry general ledger of its own, sold as a QuickBooks replacement (Core card: 'Your QuickBooks replacement').](https://puzzle.io/legal/faq)
- [Catching up past months: yes — From $300 per month of books. Catch-up bookkeeping is a one-time add-on on the pricing page: the team reviews, cleans up and closes each unfinished month, from $300 per month of books (the page's example: eleven months is $3,300).](https://puzzle.io/pricing)
- [Sends invoices: yes — Sends branded invoices; you apply payments. Invoices are created in Puzzle (or imported by CSV, or synced from Stripe and Bill.com) and emailed with a PDF and your branding.](https://help.puzzle.io/en/articles/9359018-faq-accounts-receivable)

**Trade-offs against Double:**
- [Reconciles your accounts: partial — You reconcile on Starter; AI drafts it from Complete. Every plan has a reconciliation screen where you match the month's transactions to the statement until the difference is $0, then Puzzle runs an auto-validation check.](https://help.puzzle.io/en/articles/6986882-how-to-reconcile-bank-and-credit-card-accounts-in-puzzle)
- [Accrual books and reports: partial — Cash and accrual P&L and balance sheet; no cash flow. Every plan keeps cash and accrual books at once ('Cash & accrual books' on Starter) and drafts a balance sheet and profit and loss.](https://help.puzzle.io/en/articles/8441346-what-reports-does-puzzle-provide)
- [People check the books: partial — Only with a paid service; software plans: you check. On the software plans (Starter, Core, Complete, Scale) you close the books yourself, and Puzzle support does not do bookkeeping.](https://puzzle.io/pricing)

[View Puzzle](https://tickmarkbooks.com/puzzle)

### 4. Pilot

A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.

**Where it improves on Double:**
- [Stripe: yes — Stripe, Shopify, Gusto yes](https://pilot.com/platform/integrations)
- [Shopify: yes — Stripe, Shopify, Gusto yes](https://pilot.com/platform/integrations)
- [PayPal: yes — PayPal, Square listed](https://pilot.com/platform/integrations)

**Trade-offs against Double:**
- [Accrual books and reports: partial — Cash basis on Essentials; accrual on Core. Essentials is cash-basis bookkeeping only.](https://pilot.com/pricing)
- [People check the books: partial — Bookkeeper reviews on Core; Essentials is AI only. Essentials is described as AI doing the work ('AI categorizes transactions, reconciles accounts, and closes books monthly'), with support by in-app message.](https://pilot.com/pricing)
- [Your data trains AI: yes — Trains its AI on customer books; no opt-out. The privacy policy says Pilot builds categorization rules from 'learnings from Customer Data' and develops AI methods on it, and keeps de-identified data from those rules indefinitely.](https://pilot.com/terms/privacy)

[View Pilot](https://tickmarkbooks.com/pilot)

### 5. Booke AI

An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.

**Where it improves on Double:**
- [Getting your books out: yes — Books stay in your ledger; 30 days to export the rest. The ledger never leaves QuickBooks Online or Xero, so the general ledger and reports stay with you.](https://booke.ai/data-handling)
- [Sign up without a sales call: yes — Business plan: sign up online; firm plan by call. The Business plan's 'Start now' goes to an online sign-up form (country, business or accountant, or 'Sign up using Xero').](https://booke.ai/pricing)
- [Support: yes — Chat (weekdays 9-6 EST) and email; no phone listed. Chat: in the platform, Mon-Fri 9 AM-6 PM EST, 2-hour response (the SLA's header says 3 hours).](https://booke.ai/sla)

**Trade-offs against Double:**
- [Reconciles your accounts: partial — Prepares reconciliation; your team completes it. In QuickBooks Online it prepares work for reconciliation and does not promise a reconciled file; in Xero it can perform 'supported reconciliation actions for eligible configured cases' and leaves the rest open.](https://booke.ai/bookkeeping-automation-software)
- [People check the books: no — No: software only; your team reviews exceptions. No bookkeeper or accountant from Booke reviews the work on any plan.](https://booke.ai/)
- [NetSuite: no — not Desktop or NetSuite.](https://booke.ai/bookkeeping-ai)

[View Booke AI](https://tickmarkbooks.com/booke-ai)

### 6. Stampli

Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing.

**Where it improves on Double:**
- [Reads receipts and bills: yes — Receipts can be submitted by web, mobile, messaging, upload or inbox, and are matched to card expenses with employees prompted when something is missing.](https://www.stampli.com/expenses/)
- [Pays your bills: yes — This is the core of the product: invoices are captured, coded, routed for approval and then paid by check, bank transfer, virtual card or international payment in the same workflow.](https://www.stampli.com/payments/)
- [QuickBooks Desktop: yes — Stampli connects to more than seventy accounting systems, QuickBooks Online, QuickBooks Desktop and Oracle NetSuite among them, each with its own integration page](https://www.stampli.com/accounting-systems-erps/)

**Trade-offs against Double:**
- [Reconciles your accounts: partial — Payments are reconciled one-to-one against the bank transaction and the record in your accounting system, but Stampli reconciles its own payments rather than closing out every bank and card account each month.](https://www.stampli.com/payments/)
- [Platforms: partial — web is the main place it runs, with mobile approvals and a mobile capture flow for receipts and mileage; the vendor never names Windows, Mac, iOS or Android.](https://www.stampli.com/expenses/)
- [For accounting firms: partial — There is a partner program for accounting firms built on referrals and revenue sharing, not a console where a firm runs many clients under its own branding.](https://www.stampli.com/partners/)

[View Stampli](https://tickmarkbooks.com/stampli)

### 7. SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

**Where it improves on Double:**
- [What the AI costs: yes — credits: the AI is the product and is in every plan, but what you process is metered in credits at one credit per document and one per bank statement page, with extra credits sold in capped packs.](https://simpleaiworks.com/en/pricing)
- [Reads receipts and bills: yes — Receipts, invoices and bills are extracted and classified automatically and can be sent in from desktop, mobile or email; the reconciliation step is what matches the resulting entries to bank transactions.](https://simpleaiworks.com/en)
- [Sign up without a sales call: yes — You can register directly on the website and skip the demo, with most customers finishing onboarding and setup within a day; a week is quoted only where custom workflows or integrations are wanted.](https://simpleaiworks.com/en/pricing)

**Trade-offs against Double:**
- [Accrual books and reports: partial — Financial statements come from NOVA, which generates Balance Sheets and Cash Flow Statements on request, whereas SAAM prepares entries for your own ledger to report from; neither page says the books are kept on an accrual basis.](https://simpleaiworks.com/en/solutions/nova)
- [People check the books: no — No bookkeeper of the vendor's checks the output: review sits with you inside the platform, and NOVA requires human approval before anything is committed to the records.](https://simpleaiworks.com/en/contact)
- [Xero: partial — The vendor names Xero, QuickBooks and Accurate as the ledgers it currently supports, with Accurate limited to Indonesia QuickBooks Desktop and NetSuite are absent from that list, and no page says which QuickBooks or Xero plans are required.](https://simpleaiworks.com/en/contact)

[View SimpleAI](https://tickmarkbooks.com/simpleai)

### 8. Xero

Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.

**Where it improves on Double:**
- [Promotion and regular price: yes — promotion: new US customers get 90% off for six months, the offer closes 2 November 2026, and the regular plan price then applies and renews monthly.](https://www.xero.com/us/pricing-plans/)
- [Ledger included: yes — Xero is the double-entry ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan price is the whole accounting bill.](https://www.xero.com/us/)
- [What the AI costs: yes — included: JAX chat carries no extra charge for subscribers on any plan, though Xero reserves the right to change that pricing later.](https://www.xero.com/us/ai-in-accounting/jax/)

**Trade-offs against Double:**
- [Categorizes transactions: partial — Bank rules categorize recurring transactions for you and Xero suggests matches, but hands-off auto-reconcile is a $5 a month add-on on Early and only included from Growing up; no page claims it learns from your corrections.](https://www.xero.com/us/pricing-plans/)

[View Xero](https://tickmarkbooks.com/xero)

### 9. Bookkeeper360

US-based outsourced bookkeeping, tax and CFO team working in your QuickBooks Online or Xero.

**Where it improves on Double:**
- [Promotion and regular price: yes — promotion: the Bookkeeper360 app is advertised as three months free and then $19 a month, and the subscription agreement adds an automatic 5% annual service rate adjustment after the first year.](https://bookkeeper360.com/app/)
- [Catching up past months: yes — Catch-up and prior-period cleanup is sold as a one-time project from $1,000, covering uncategorized transactions, reconciliations and catch-up entries before monthly service starts.](https://bookkeeper360.com/services/bookkeeping/)
- [Notice before a price rise: yes — The agreement builds in an automatic 5% increase every twelve months, and any different increase needs written notice at least fifteen days before the term renews.](https://bookkeeper360.com/subscription-agreement/)

**Trade-offs against Double:**
- [Categorizes transactions: partial — Categorization is done for you, but the vendor credits its dedicated accountant rather than software, and nothing on the site claims the product categorizes transactions itself or learns from your corrections.](https://bookkeeper360.com/services/bookkeeping/)
- [Your accountant can sign in: partial — The agreement treats accountants and auditors as authorized Users you may admit, but no page says whether such a login is free or counts as a paid user.](https://bookkeeper360.com/subscription-agreement/)
- [NetSuite: no — the site names no QuickBooks Desktop or NetSuite support and does not say which QuickBooks plans are required.](https://bookkeeper360.com/services/bookkeeping/)

[View Bookkeeper360](https://tickmarkbooks.com/bookkeeper360)