# The best AI bookkeeping for QuickBooks and Xero tools (2026) — Tick Mark Books

> Source: https://tickmarkbooks.com/category/ai-bookkeeping (curated, re-verified)
> Updated 1 November 2026 · Reviewed by the Tick Mark Books editorial team

We compare 6 AI bookkeeping tools that work inside QuickBooks and Xero as of November 2026. fileLedger by fileAI has the lowest paid entry price, from $13 a month. Finlens has a free plan.

6 tools in this category, ranked by what we can confirm about each (a public price, an API and docs, independent sources, stated limits; payment never changes the order). Each name links to its answer-first markdown twin.

## Facts

- Free to start: 1 of 6
- API: 0 of 6
- First paid plan a month: 5 of 6 publish one, $13 to $79, median $65
- Checked against their own sites: 26–29 October 2026 (6 of 6)
- Added in November 2026: 1

| Name | What it is | Pricing |
| --- | --- | --- |
| [fileLedger by fileAI](https://tickmarkbooks.com/fileai.md) | Agent plans that read invoices and bank statements and post them into your Xero or QuickBooks books. | From $13 a month |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks. | From $79 a month |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents. | — |
| [Webgility](https://tickmarkbooks.com/webgility.md) | Posts every marketplace order, fee and payout into QuickBooks or Xero at line-item level, not as a summary. | From $79 a month |
| [Finlens](https://tickmarkbooks.com/finlens.md) | AI month-end close automation that syncs reviewed work back to QuickBooks Online. | Free, then $49 a month |
| [Synder](https://tickmarkbooks.com/synder.md) | Posts sales, fees and taxes from 30+ channels into QuickBooks, Xero, NetSuite or Sage Intacct. | From $65 a month |

## AI bookkeeping tools that work inside QuickBooks and Xero compared

| Tool | Price on its site | MCP server | API | Open source | Self-host |
| --- | --- | --- | --- | --- | --- |
| [fileLedger by fileAI](https://tickmarkbooks.com/fileai) | From $13 a month | Not stated | Not stated | Not stated | Not stated |
| [SimpleAI](https://tickmarkbooks.com/simpleai) | From $79 a month | Not stated | Not stated | Not stated | Not stated |
| [Booke AI](https://tickmarkbooks.com/booke-ai) | No list price | Not stated | Not stated | Not stated | Not stated |
| [Webgility](https://tickmarkbooks.com/webgility) | From $79 a month | Not stated | Not stated | Not stated | Not stated |
| [Finlens](https://tickmarkbooks.com/finlens) | Free, then $49 a month | Not stated | Not stated | Not stated | Not stated |
| [Synder](https://tickmarkbooks.com/synder) | From $65 a month | Not stated | Not stated | Not stated | Not stated |

All 6 AI bookkeeping tools that work inside QuickBooks and Xero we list.

AI that categorizes, reconciles and cleans up the books inside QuickBooks Online or Xero, which you keep paying for.

## Research on AI bookkeeping for QuickBooks and Xero

- [Choosing AI bookkeeping software: ledger, bills or receipts](https://tickmarkbooks.com/blog/choosing-ai-bookkeeping-software-ledger-bills-or-receipts/): Buyer's guide, 31 Oct 2026, 20 min. First decide whether the AI should keep the ledger itself, as Digits and FreeAgent do, or feed QuickBooks or Xero with bills, receipts and payments.

[All 1 on AI bookkeeping for QuickBooks and Xero](https://tickmarkbooks.com/research?category=ai-bookkeeping)

## Questions buyers ask

### Which tool here costs the least?

1 of the 6 has a free plan: Finlens. The lowest paid plan is fileLedger by fileAI, from $13 a month. Price checked on 28 October 2026.

### How much do AI bookkeeping tools that work inside QuickBooks and Xero cost?

Paid plans run from $13 to $79 a month, across the 5 with a monthly price. The median is $65 a month.

### When were these prices checked?

We read each price between 27 October 2026 and 29 October 2026 on the maker's own pricing page.

## Sources and method

Cheapest month first, the ledger included; products we could not price at the end. [How we rank](https://tickmarkbooks.com/methodology/)

Every price was read on the maker's own pricing page.

- [fileLedger by fileAI](https://tickmarkbooks.com/fileai): [file.ai/platform/fileledger](https://www.file.ai/platform/fileledger), checked 28 October 2026
- [Finlens](https://tickmarkbooks.com/finlens): [finlens.app/features/stripe-revenue-recognition](https://www.finlens.app/features/stripe-revenue-recognition), checked 29 October 2026
- [SimpleAI](https://tickmarkbooks.com/simpleai): [simpleaiworks.com/en/pricing](https://simpleaiworks.com/en/pricing), checked 27 October 2026
- [Synder](https://tickmarkbooks.com/synder): [synder.com/pricing](https://synder.com/pricing/), checked 29 October 2026
- [Webgility](https://tickmarkbooks.com/webgility): [webgility.com/pricing](https://www.webgility.com/pricing), checked 28 October 2026

## Where next

### Related categories

- [Bookkeepers and accounting firms](https://tickmarkbooks.com/category/accounting-firms)
- [Works with Xero](https://tickmarkbooks.com/category/works-with-xero)
- [Cheapest accounting software](https://tickmarkbooks.com/category/cheapest)
- [Works with QuickBooks Online](https://tickmarkbooks.com/category/works-with-quickbooks)
- [Freelancers and the self-employed](https://tickmarkbooks.com/category/freelancers)
- [Month-end close and reconciliation](https://tickmarkbooks.com/category/close-reconciliation)
- [Small businesses](https://tickmarkbooks.com/category/small-business)
- [Free accounting software](https://tickmarkbooks.com/category/free-plan)