# Alternatives to Botkeeper

> Source: https://tickmarkbooks.com/botkeeper/alternatives/ (re-verified)
> Updated: 30 October 2026

## At a glance

| Name | Best for | Starts at | A month at 100 transactions | Better than Botkeeper at | Checked |
| --- | --- | --- | --- | --- | --- |
| [Botkeeper](https://tickmarkbooks.com/botkeeper.md) | Accounting firms taking on more client bookkeeping without hiring | From $149 a seat a month | $97 | — | 28 October 2026 |
| [FreeAgent](https://tickmarkbooks.com/freeagent.md) | UK sole traders and small limited companies filing their own VAT and Self Assessment | From about $13 a month | About $25 | Ledger included, Reads receipts and bills | 26 October 2026 |
| [Zoho Books](https://tickmarkbooks.com/zoho-books.md) | Small businesses and startups that want one ledger plus the wider Zoho app suite | Free, then $20 a month | $20 | Ledger included, Reads receipts and bills | 26 October 2026 |
| [Puzzle](https://tickmarkbooks.com/puzzle.md) | A US startup on Mercury, Brex, Ramp, Stripe and Gusto that wants to replace QuickBooks | Price not established | $30 | Ledger included, Catching up past months | 26 October 2026 |
| [Pilot](https://tickmarkbooks.com/pilot.md) | A US startup or small business that wants its books done for it in QuickBooks Online | Price not established | $137 | Square, Getting your books out | 26 October 2026 |
| [Stampli](https://tickmarkbooks.com/stampli.md) | Finance teams with high invoice volume, many approvers and several entities | On quote | — | Reads receipts and bills, Pays your bills | 26 October 2026 |
| [Booke AI](https://tickmarkbooks.com/booke-ai.md) | A business or bookkeeping firm already on QuickBooks Online or Xero | Price not established | $156 | Getting your books out, Australia | 26 October 2026 |
| [SimpleAI](https://tickmarkbooks.com/simpleai.md) | Accounting firms and finance teams processing high volumes of invoices and bank statements | From $79 a month | $106 | Reads receipts and bills, Platforms | 27 October 2026 |
| [Bookkeeper360](https://tickmarkbooks.com/bookkeeper360.md) | Startups and growing small businesses wanting books, tax and CFO help from one US team | From $19 a month | $638 | Catching up past months, Your own bookkeeper | 27 October 2026 |
| [Xero](https://tickmarkbooks.com/xero.md) | Small businesses wanting the whole team and their advisor on the books, no per-user fees | From $27 a month | $27 | Ledger included, Reads receipts and bills | 28 October 2026 |

“About” figures are converted at the European Central Bank rate of 30 October 2026.

The ones people open most here come first, then the closest matches.

## Shortlist

### 1. FreeAgent

UK cloud accounting with HMRC filing, bank feeds and AI receipt capture, priced per business type.

**Where it improves on Botkeeper:**
- [Ledger included: yes — FreeAgent is the accounting ledger itself: it keeps the books, builds the accounting reports and files the returns, so no QuickBooks or Xero subscription sits underneath it.](https://www.freeagent.com/features/accounting-software/)
- [Reads receipts and bills: yes — Photograph, share or drag in a receipt or bill and Smart Capture extracts the key data, suggests a category and attaches it to the matching bank transaction for approval.](https://www.freeagent.com/features/expenses/)
- [Platforms: yes — web, ios, android: it runs in the browser on any internet-connected device, with native iOS and Android apps; no Windows or Mac desktop application is offered.](https://www.freeagent.com/features/mobile/)

**Trade-offs against Botkeeper:**
- [What the AI costs: partial — included in every plan for smart categorization and the first ten captures a month; processing more than ten receipts or bills needs the £5 (about $6.70)-a-month Smart Capture Unlimited add-on.](https://www.freeagent.com/pricing/)
- [Accrual books and reports: partial — It keeps accruals-basis books with automatic accounting reports, a dashboard profit and loss and limited-company Final Accounts; what it publishes for cash is a Cashflow forecast, not a monthly cash flow statement.](https://www.freeagent.com/pricing/)
- [People check the books: no — Checking the AI is yours: Smart Capture ends with you approving each captured bill or receipt, and no plan includes a bookkeeper reviewing the books, only UK support accountants answering questions.](https://www.freeagent.com/features/expenses/)

[View FreeAgent](https://tickmarkbooks.com/freeagent)

### 2. Zoho Books

Cloud accounting ledger with Zia AI, bank feeds, sales tax and 1099 e-filing, from $20 a month.

**Where it improves on Botkeeper:**
- [Ledger included: yes — Zoho Books is the accounting ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan fee covers invoicing, banking, journals and the reports.](https://www.zoho.com/us/books/pricing/)
- [Reads receipts and bills: yes — Receipts can be photographed in the mobile app, uploaded or auto-forwarded from an email inbox, and autoscans turn them into transactions within a plan-wise monthly scan allowance.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)
- [Square: partial — Stripe, PayPal, Square and Authorize.Net are supported payment gateways and Shopify stores connect on Elite and above (up to two)](https://www.zoho.com/us/books/pricing/pricing-comparison.html)

**Trade-offs against Botkeeper:**
- [Promotion and regular price: no — none — the $20 Standard rate is the standing month-to-month price; the lower $15 figure is simply the yearly billing rate, not a time-limited introductory offer.](https://www.zoho.com/us/books/pricing/)
- [Categorizes transactions: partial — Zia pre-fills the account and vendor against each imported bank line, so it suggests rather than posts by itself, and the page does not claim it learns from your corrections.](https://www.zoho.com/us/books/accounting-software/ai-in-accounting/)
- [Your accountant can sign in: partial — The Free plan is quoted as one user plus one accountant, so an accountant seat is free there; the paid plans are quoted only as user counts, with extra users at $3 a month.](https://www.zoho.com/us/books/pricing/pricing-comparison.html)

[View Zoho Books](https://tickmarkbooks.com/zoho-books)

### 3. Puzzle

AI-native accounting software with optional bookkeeper services for startups and small businesses.

**Where it improves on Botkeeper:**
- [Ledger included: yes — It is the ledger; no QuickBooks or Xero needed. Puzzle is a double-entry general ledger of its own, sold as a QuickBooks replacement (Core card: 'Your QuickBooks replacement').](https://puzzle.io/legal/faq)
- [Catching up past months: yes — From $300 per month of books. Catch-up bookkeeping is a one-time add-on on the pricing page: the team reviews, cleans up and closes each unfinished month, from $300 per month of books (the page's example: eleven months is $3,300).](https://puzzle.io/pricing)
- [Getting your books out: yes — Full general ledger and statements export. From Downloads you can export the full general ledger detail (all historical journal entries in one file), the chart of accounts, transactions and financial statements on cash or accrual basis, as Excel, CSV or PDF.](https://help.puzzle.io/en/articles/8441512-can-i-export-my-data)

**Trade-offs against Botkeeper:**
- [Reconciles your accounts: partial — You reconcile on Starter; AI drafts it from Complete. Every plan has a reconciliation screen where you match the month's transactions to the statement until the difference is $0, then Puzzle runs an auto-validation check.](https://help.puzzle.io/en/articles/6986882-how-to-reconcile-bank-and-credit-card-accounts-in-puzzle)
- [Accrual books and reports: partial — Cash and accrual P&L and balance sheet; no cash flow. Every plan keeps cash and accrual books at once ('Cash & accrual books' on Starter) and drafts a balance sheet and profit and loss.](https://help.puzzle.io/en/articles/8441346-what-reports-does-puzzle-provide)
- [People check the books: partial — Only with a paid service; software plans: you check. On the software plans (Starter, Core, Complete, Scale) you close the books yourself, and Puzzle support does not do bookkeeping.](https://puzzle.io/pricing)

[View Puzzle](https://tickmarkbooks.com/puzzle)

### 4. Pilot

A bookkeeping and tax service for startups that pairs software-driven dashboards with human financial advisors.

**Where it improves on Botkeeper:**
- [Square: yes — PayPal, Square listed](https://pilot.com/platform/integrations)
- [Getting your books out: yes — QuickBooks Online file handed to you. When bookkeeping ends, Pilot hands you primary administrator status of the QuickBooks Online account, so you keep the full ledger in QuickBooks Online (continuing the Intuit subscription yourself) or export it.](https://pilot.com/terms/client-terms)
- [Files your tax return: partial — Pilot Tax add-on from $1,000+/yr. Tax filing is not in the bookkeeping plans.](https://pilot.com/pricing)

**Trade-offs against Botkeeper:**
- [Accrual books and reports: partial — Cash basis on Essentials; accrual on Core. Essentials is cash-basis bookkeeping only.](https://pilot.com/pricing)
- [People check the books: partial — Bookkeeper reviews on Core; Essentials is AI only. Essentials is described as AI doing the work ('AI categorizes transactions, reconciles accounts, and closes books monthly'), with support by in-app message.](https://pilot.com/pricing)
- [Accuracy the vendor claims: no — No accuracy figure published. No accuracy figure for the AI on any page read.](https://pilot.com/why-pilot)

[View Pilot](https://tickmarkbooks.com/pilot)

### 5. Stampli

Procure-to-pay workspace for invoices, vendors, payments and card spend, with AI coding and routing.

**Where it improves on Botkeeper:**
- [Reads receipts and bills: yes — Receipts can be submitted by web, mobile, messaging, upload or inbox, and are matched to card expenses with employees prompted when something is missing.](https://www.stampli.com/expenses/)
- [Pays your bills: yes — This is the core of the product: invoices are captured, coded, routed for approval and then paid by check, bank transfer, virtual card or international payment in the same workflow.](https://www.stampli.com/payments/)
- [QuickBooks Desktop: yes — Stampli connects to more than seventy accounting systems, QuickBooks Online, QuickBooks Desktop and Oracle NetSuite among them, each with its own integration page](https://www.stampli.com/accounting-systems-erps/)

**Trade-offs against Botkeeper:**
- [Reconciles your accounts: partial — Payments are reconciled one-to-one against the bank transaction and the record in your accounting system, but Stampli reconciles its own payments rather than closing out every bank and card account each month.](https://www.stampli.com/payments/)
- [Payroll: no — none built in: approved out-of-pocket claims are prepared for whatever payroll the company already uses, and the vendor says payroll still pays the employee.](https://www.stampli.com/expenses/)
- [For accounting firms: partial — There is a partner program for accounting firms built on referrals and revenue sharing, not a console where a firm runs many clients under its own branding.](https://www.stampli.com/partners/)

[View Stampli](https://tickmarkbooks.com/stampli)

### 6. Booke AI

An AI bookkeeper that works inside QuickBooks Online and Xero to categorize transactions and match documents.

**Where it improves on Botkeeper:**
- [Getting your books out: yes — Books stay in your ledger; 30 days to export the rest. The ledger never leaves QuickBooks Online or Xero, so the general ledger and reports stay with you.](https://booke.ai/data-handling)
- [Australia: yes — US, Canada, UK and Australia, in local currency.](https://booke.ai/)

**Trade-offs against Botkeeper:**
- [Reconciles your accounts: partial — Prepares reconciliation; your team completes it. In QuickBooks Online it prepares work for reconciliation and does not promise a reconciled file; in Xero it can perform 'supported reconciliation actions for eligible configured cases' and leaves the rest open.](https://booke.ai/bookkeeping-automation-software)
- [People check the books: no — No: software only; your team reviews exceptions. No bookkeeper or accountant from Booke reviews the work on any plan.](https://booke.ai/)
- [Your own bookkeeper: no — No bookkeeper is included. No bookkeeper or accountant comes with any plan.](https://booke.ai/)

[View Booke AI](https://tickmarkbooks.com/booke-ai)

### 7. SimpleAI

AI agents that extract, classify and reconcile accounting documents, then publish them into Xero or QuickBooks.

**Where it improves on Botkeeper:**
- [Reads receipts and bills: yes — Receipts, invoices and bills are extracted and classified automatically and can be sent in from desktop, mobile or email; the reconciliation step is what matches the resulting entries to bank transactions.](https://simpleaiworks.com/en)
- [Platforms: yes — web: it is a browser platform you register for online, and documents can be sent in from a desktop, a mobile device or by email; no Windows, Mac, iOS or Android app is advertised anywhere on the site.](https://simpleaiworks.com/en/solutions/bank-extraction)
- [Other currencies: yes — Foreign currencies are handled for documents and invoices, and NOVA's plan comparison shows Multi-Currency included on every tier including the free one, with FX revaluation among its reports.](https://simpleaiworks.com/en/contact)

**Trade-offs against Botkeeper:**
- [Promotion and regular price: no — none on the SAAM plan cards: the only discount the vendor names on them is 10% for annual billing, and the separate Bank Statement Extraction module is the one that runs a labeled limited-time promotion.](https://simpleaiworks.com/en/pricing)
- [Accrual books and reports: partial — Financial statements come from NOVA, which generates Balance Sheets and Cash Flow Statements on request, whereas SAAM prepares entries for your own ledger to report from; neither page says the books are kept on an accrual basis.](https://simpleaiworks.com/en/solutions/nova)
- [People check the books: no — No bookkeeper of the vendor's checks the output: review sits with you inside the platform, and NOVA requires human approval before anything is committed to the records.](https://simpleaiworks.com/en/contact)

[View SimpleAI](https://tickmarkbooks.com/simpleai)

### 8. Bookkeeper360

US-based outsourced bookkeeping, tax and CFO team working in your QuickBooks Online or Xero.

**Where it improves on Botkeeper:**
- [Catching up past months: yes — Catch-up and prior-period cleanup is sold as a one-time project from $1,000, covering uncategorized transactions, reconciliations and catch-up entries before monthly service starts.](https://bookkeeper360.com/services/bookkeeping/)
- [Your own bookkeeper: yes — Every client is paired with one named certified accountant, reachable by in-app message, phone or email, rather than a rotating support queue.](https://bookkeeper360.com/services/bookkeeping/)
- [Square: partial — Square appears only in a logo strip, which is not a claim.](https://bookkeeper360.com/services/bookkeeping/)

**Trade-offs against Botkeeper:**
- [Categorizes transactions: partial — Categorization is done for you, but the vendor credits its dedicated accountant rather than software, and nothing on the site claims the product categorizes transactions itself or learns from your corrections.](https://bookkeeper360.com/services/bookkeeping/)
- [Your accountant can sign in: partial — The agreement treats accountants and auditors as authorized Users you may admit, but no page says whether such a login is free or counts as a paid user.](https://bookkeeper360.com/subscription-agreement/)
- [For accounting firms: partial — There is a CPA and partner program offering outsourced bookkeeping, client dashboards and referral income, but no firm pricing, multi-client console or white-label branding is described.](https://bookkeeper360.com/partner-program/)

[View Bookkeeper360](https://tickmarkbooks.com/bookkeeper360)

### 9. Xero

Small-business ledger with a JAX assistant that answers questions in plain language; unlimited users on every plan.

**Where it improves on Botkeeper:**
- [Ledger included: yes — Xero is the double-entry ledger itself, so no QuickBooks or Xero subscription sits underneath it; the plan price is the whole accounting bill.](https://www.xero.com/us/)
- [Reads receipts and bills: yes — Smart Document Capture is on all three plans and pulls bills and receipts straight into Xero so they sit with the records they belong to.](https://www.xero.com/us/)
- [Pays your bills: yes — Bills are captured and tracked with approval roles and duplicate spotting, and standard domestic ACH payments are included in every business plan, with fees on other methods.](https://www.xero.com/us/pricing-plans/)

**Trade-offs against Botkeeper:**
- [Categorizes transactions: partial — Bank rules categorize recurring transactions for you and Xero suggests matches, but hands-off auto-reconcile is a $5 a month add-on on Early and only included from Growing up; no page claims it learns from your corrections.](https://www.xero.com/us/pricing-plans/)
- [Payroll: partial — add-on: payroll is not in the plan price but is sold beside it as Xero Payroll powered by Gusto at $36 a month plus $6 per employee or contractor, on any plan.](https://www.xero.com/us/pricing-plans/)
- [Contract and cancelling: partial — Billing is month to month with automatic renewal and no yearly commitment, but canceling takes one month of notice given in your Xero account rather than ending immediately.](https://www.xero.com/us/legal/terms/)

[View Xero](https://tickmarkbooks.com/xero)